1940 Harvard Ave, Prosper, TX 75078 Property Records

Collin County property record for 1940 Harvard Ave, Prosper, TX 75078

Property Summary

Property Type	Single Family Home
Details	4 bd · 3.5 ba · 3,135 sqft · built 2018
Lot Size	0.275 acres (11,978 sqft)
Owner	2 Individual Names on File
Last Sale	$404,000 (Apr 2023)
Tax Bill	$15,020 (2025)
Deeds & Mortgages	Mar 2026 Mortgage Apr 2023 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`R-11391-00Q-0140-1`

Property Details

APN / Parcel Number

Primary APN	`R-11391-00Q-0140-1`
Alternative APNs	`000002766428` `2766428`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	1 Story
Building Area	3,135 sqft Living Area
Gross Area	3,970 sqft
1st Floor Area	3,135 sqft
Flooring	Ceramic Tile
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2018
Effective Year Built	Effective 2018
Exterior Material	Brick
Construction Type	Wood
Lot Area	11,978 sqft (0.275 acres)
Garage Type	Attached
Garage Area	560 sqft
Porch	Covered Patio/Porch

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	1940 HARVARD AVE
City	PROSPER
State	TX
Zip	75078-1908
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	STAR TRAIL PHASE ONE B, BLK Q, LOT 14
Legal Subdivision	STAR TRAIL PHASE ONE B (CPR)
Legal Block	Q
Legal Lot Number	14
Jurisdiction	COLLIN TX
Township / Civil Division	CELINA
Census Block Group	4
Census Block	4010
Census Tract	30304

Owner

1940 Harvard Ave is owned and occupied by two individuals who bought it in April 2023.

Source: Collin County records, as of October 13, 2026

Owner of Record	2 Individual Names on File
Mailing Address	1940 HARVARD AVE, PROSPER, TX 75078-1908
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 26, 2026	Deed of Trust, Mortgage · Non-Conforming Investor Loan FROST BANK
Apr 14, 2023	Vendor's Lien, Transfer · Conventional Mortgage GARDNER FINANCIAL SERVICES LTD
Jun 21, 2021	Warranty Deed, Transfer · Stand-Alone First Mortgage SPAGNOLO FAMILY LTD
Jul 5, 2019	Deed of Trust, Mortgage JP MORGAN CHASE BK
Feb 18, 2019	Warranty Deed, Subdivision Related Transfer PROVIDENT FNDG

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 14, 2023 · Amount on File
Deed Sale	Apr 14, 2023 · Amount on File
Prior Sale	Jun 21, 2021 · Amount on File
Deed Document Number	202340028
Prior Transfer Date	Feb 15, 2019
Prior Transfer Doc	0000166250
Record Updated	Oct 29, 2026

March 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COLLIN TX
Property Address	1940 HARVARD AVE, PROSPER, TX 75078-1908
Transaction Type	Mortgage
Record Updated	Apr 7, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1940 HARVARD AVE, PROSPER, TX 75078-1908

Mortgage

Document Number	2026000038338
Date	Mar 26, 2026
Instrument	2026000038338

Lender

Name	FROST BANK
Type	Bank
Address	SAN ANTONIO, TX 78296

Agreement

Type	Non-Conforming Investor Loan
Amount	Amount on Record

April 2023: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	COLLIN TX
Recording Date	Apr 14, 2023
Property Address	1940 HARVARD AVE, PROSPER, TX 75078-1908
Document Number	2023000040028
Map Reference	VOL 2017 PG 802
Instrument Date	Apr 14, 2023
Instrument	2023000040028
Transaction Type	Transfer
Record Updated	Apr 28, 2023
Title Company	HOMEWARD TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1940 HARVARD AVE, PROSPER, TX 75078-1908

Mortgage

Document Number	2023000040029
Date	Apr 14, 2023
Instrument	2023000040029

Lender

Name	GARDNER FINANCIAL SERVICES LTD
Type	Funding / Finance Company
Special Notes	Seller Financed

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	May 1, 2053

June 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	COLLIN TX
Recording Date	Jun 21, 2021
Property Address	1940 HARVARD AVE, PROSPER, TX 75078-1908
Document Number	0001248940
Map Reference	VOL 2017 PG 802
Instrument Date	Jun 21, 2021
Instrument	20210621001248940
Transaction Type	Transfer
Record Updated	Jul 13, 2021
Title Company	STEWART TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	10709 KLONDIKE LN, 10709, AUBREY, TX 76227-1022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1940 HARVARD AVE, PROSPER, TX 75078-1908

Mortgage

Document Number	0001248950
Date	Jun 21, 2021
Instrument	20210621001248950

Lender

Name	SPAGNOLO FAMILY LTD
Type	Non-Lending Institution

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jun 21, 2051

July 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COLLIN TX
Property Address	1940 HARVARD AVE, PROSPER, TX 75078-1908
Document Number	0000814420
Instrument Date	Jul 5, 2019
Transaction Type	Mortgage
Record Updated	Jul 26, 2019
Title Company	CHICAGO TITLE COMPANY, CHICAGO TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1940 HARVARD AVE PROSPER TX 750781908, PROSPER, TX 75078-1908

Mortgage

Document Number	0000814420
Date	Jul 11, 2019
Instrument	814420

Lender

Name	JP MORGAN CHASE BK
Type	Bank
Address	COLUMBUS, OH 43240-2050

Agreement

Amount	Amount on Record
Term	360 Months
Due	Jul 10, 2049

February 2019: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	COLLIN TX
Recording Date	Feb 18, 2019
Property Address	1940 HARVARD AVE, PROSPER, TX 75078-1908
Document Number	0000166250
Instrument Date	Feb 15, 2019
Instrument	166250
Transaction Type	Subdivision Related Transfer
Record Updated	Feb 26, 2019
Title Company	STEWART TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1940 HARVARD AVE PROSPER TX 750781908, PROSPER, TX 75078-1908

Mortgage

Document Number	166260
Date	Feb 18, 2019
Instrument	166260

Lender

Name	PROVIDENT FNDG
Type	Funding / Finance Company
Address	DALLAS, TX 75204

Agreement

Amount	Amount on Record
Term	360 Months
Due	Feb 17, 2049

Mortgage

Document Number	166270,
Date	Feb 18, 2019
Instrument	166270

Lender

Name	RESOURCE ONE CU
Address	DALLAS, TX 75215

Agreement

Amount	Amount on Record
Term	180 Months
Due	Feb 17, 2034

Tax Assessment & Valuation

The 2025 property tax bill for 1940 Harvard Ave was $15,020 with a homeowner's exemption, up 4.8% from the year before.

Source: Collin County assessment roll, as of March 16, 2026

Property Jurisdictions

Type	Name
State	Texas
County	Collin County
Municipality	Prosper Town
Unified School District	Prosper Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$15,020.00 (+4.76%) Homeowner's exemption	$913,000 Land $275,000 Building $688,870	$963,870 Land $275,000 Building $688,870
2024	$14,337.00
2023		$972,000 Land $275,000 Building $697,000	$972,000 Land $275,000 Building $697,000
2022	$10,969.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1940 Harvard Ave in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 13, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 10 policies
Nearby Flood Policies	10 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1940 Harvard Ave is low, with a 0.05% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 64% of the US · lower than 88% of Texas
Wildfire Likelihood	0.05% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF PROSPER serves 42,598 people · EPA ID TX0430009
Water Source	Purchased surface water from NORTH TEXAS MWD WYLIE WTP
Last State Inspection	Apr 2025
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 445 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Nextlink Fixed Wireless	1,000 / 1,000
Optimum Fiber · Cable	940 / 940
Verizon Fixed Wireless	300 / 20
ElektraFi Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Hotwire Communications.

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