1940 Firelight Way, Ooltewah, TN 37363 Property Records

Hamilton County property record for 1940 Firelight Way, Ooltewah, TN 37363

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,531 sqft · built 2024
Lot Size	0.172 acres (7,499 sqft)
Owner	2 Individual Names on File
Last Sale	$481,798 (Jun 2024)
Tax Bill	$1,575 (2025)
Deeds & Mortgages	Dec 2025 Mortgage Mar 2025 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`160J F 018`

Property Details

APN / Parcel Number

Primary APN	`160J F 018`
Alternative APN	`0000394716`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	1,531 sqft Building Perimeter

Exterior

Year Built	Built 2024
Effective Year Built	Effective 2024
Exterior Material	Fiber Cement Siding
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	7,499 sqft (0.172 acres)

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	0000394716
Street Address	1940 FIRELIGHT WAY
City	OOLTEWAH
State	TN
Zip	37363-2240
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	A
Legal Description	LT 27 REFLECTIONS PHASE I PB 127 PGS 116-117 OUT OF 160 007 FOR 2023
Legal Phase	1
Legal Lot Number	27
Jurisdiction	HAMILTON TN
Township / Civil Division	7
Census Block Group	2
Census Block	2000
Census Tract	11324

Owner

1940 Firelight Way is owned and occupied by two individuals who bought it in June 2024.

Source: Hamilton County records, as of July 13, 2026

Owner of Record	2 Individual Names on File
Mailing Address	1940 FIRELIGHT WAY, OOLTEWAH, TN 37363-2240
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 4, 2025	Deed of Trust, Mortgage · FHA Mortgage FREEDOM MORTGAGE CORP
Mar 4, 2025	Deed of Trust, Mortgage · FHA Mortgage FREEDOM MORTGAGE CORP
Jun 7, 2024	Special Warranty Deed, Subdivision Related Transfer · FHA Mortgage CAPITAL CITY HOME LOANS LLC
Mar 29, 2023	Limited Warranty Deed, Transfer FIRST CHOICE TITLE, FIRST CHOICE TITLE INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 7, 2024 · Amount on File
Deed Sale	Jun 7, 2024 · Amount on File
Deed Document Number	202492
Deed Book / Page	13615 / 19
Record Updated	Sep 20, 2026

December 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON TN
Property Address	1940 FIRELIGHT WAY, OOLTEWAH, TN 37363-2240
Transaction Type	Mortgage
Record Updated	Dec 15, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1940 PIRELIGHT WAY, OOLTEWAH, TN 37363

Mortgage

Document Number	0000000029
Date	Dec 4, 2025
Book Page	14127/394
Instrument	2025120400029

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	BOCA RATON, FL 33431

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	353 Months
Due	May 1, 2055

March 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON TN
Property Address	1940 FIRELIGHT WAY, OOLTEWAH, TN 37363-2240
Transaction Type	Mortgage
Record Updated	Sep 25, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1940 FIRELIGHT WAY, OOLTEWAH, TN 37363-2240

Mortgage

Document Number	0000000027
Date	Mar 4, 2025
Book Page	13851/416
Instrument	2025030400027

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	BOCA RATON, FL 33431

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Mar 1, 2055

June 2024: Special Warranty Deed, Subdivision Related Transfer

Document Type	Special Warranty Deed
Jurisdiction	HAMILTON TN
Recording Date	Jun 7, 2024
Property Address	1940 FIRELIGHT WAY, OOLTEWAH, TN 37363-2240
Document Number	0000000092
Book / Page	13615 / 19
Map Reference	M,B 127 PG 116&117
Instrument Date	May 29, 2024
Instrument	2024060700092
Transaction Type	Subdivision Related Transfer
Record Updated	Sep 25, 2025
Title Company	TITLE GUARANTY, TITLE GUARANTY & TRUST CO

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,782.65
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1940 FIRELIGHT WAY, OOLTEWAH, TN 37363-2240

Mortgage

Document Number	0000000093
Date	Jun 7, 2024
Instrument	2024060700093

Lender

Name	CAPITAL CITY HOME LOANS LLC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jul 1, 2054

March 2023: Limited Warranty Deed, Transfer

Document Type	Limited Warranty Deed
Jurisdiction	HAMILTON TN
Recording Date	Mar 29, 2023
Property Address	1940 FIRELIGHT WAY, OOLTEWAH, TN 37363-2240
Document Number	0000000205
Book / Page	13249 / 833
Map Reference	MB 127 PG 116
Instrument Date	Mar 27, 2023
Instrument	2023032900205
Transaction Type	Transfer
Record Updated	Sep 25, 2025
Title Company	FIRST CHOICE TITLE, FIRST CHOICE TITLE INC

Transaction

Amount	Amount on Record
Tax	$8,994.70
Amount Accuracy	Full Amount Stated
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	75 14TH ST NE STE 2200, 2200, ATLANTA, GA 30309-3693
Investor	Possibly a Property Investor

Tax Assessment & Valuation

The 2025 property tax bill for 1940 Firelight Way was $1,575, down 11% from the year before.

Source: Hamilton County assessment roll, as of January 2, 2026

Property Jurisdictions

Type	Name
State	Tennessee
County	Hamilton County
Unified School District	Hamilton County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,575.00 (-10.97%)	$103,925 (+31.38%)	$415,700 (+31.38%) Land $70,000 Building $345,700
2024	$1,769.00	$79,100	$316,400 Land $100,000 Building $216,400

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 1940 Firelight Way in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective August 30, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1940 Firelight Way is moderate, ranking above 46% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 46% of the US · above 62% of Tennessee
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	EASTSIDE UTILITY DISTRICT serves 59,612 people · EPA ID TN0000219
Water Source	Surface water
Last State Inspection	Jan 2026
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 146 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
EPB Fiber	100,000 / 100,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

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