1940 Esther Dr, Onalaska, WI 54650 Property Records

La Crosse County property record for 1940 Esther Dr, Onalaska, WI 54650

Property Summary

Property TypeSingle Family Home
Lot Size0.189 acres (8,276 sqft)
OwnerIndividual Name on File
Last Sale$179,900 (Nov 2005)
Tax Bill$4,564 (2025)
Deeds & MortgagesMar 2023 Line of Credit
Dec 2020 Mortgage
Flood ZoneZone X (moderate risk)
APN018-003003-000

Property Details

APN / Parcel Number

Primary APN018-003003-000
Alternative APNs
  • 18 3003 0
  • 43171

Exterior

Lot Area8,276 sqft (0.189 acres)

Location & Zoning

Account Number43171
Old Parcel Number18 3003 0
Street Address1940 ESTHER DR
CityONALASKA
StateWI
Zip54650-8700
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionCOUNTRY AIR ESTATES LOT 6 BLOCK 3
Legal Range07
Legal Township16
Legal Section10
Legal QuarterSW
Quarter-Quarter SectionNW
Legal SubdivisionCOUNTRY AIR ESTATES
Legal Block3
Legal Lot Number6
JurisdictionLA CROSSE WI
Township / Civil DivisionONALASKA
Census Block Group1
Census Block1011
Census Tract10500

Owner

1940 Esther Dr is owned and occupied by an individual who bought it in November 2005.

Source: La Crosse County records, as of February 16, 2026

Owner of RecordIndividual Name on File
Co-ownerCo-owner on File
Mailing Address1940 ESTHER DR, ONALASKA, WI 54650-8700
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Mar 1, 2023Deed of Trust, Mortgage · Line of Credit
ALTRA FCU
Dec 8, 2020Deed of Trust, Mortgage · Conventional Mortgage
ALTRA FCU

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleNov 10, 2005 · Amount on File
Deed SaleNov 10, 2005 · Amount on File
Deed Document Number1436462
Record UpdatedJun 8, 2026

March 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionLA CROSSE WI
Property Address1940 ESTHER DR, ONALASKA, WI 54650-8700
Transaction TypeMortgage
Record UpdatedMar 29, 2023

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0001805278
DateMar 1, 2023
Instrument1805278
Lender
NameALTRA FCU
TypeCredit Union
Agreement
TypeLine of Credit
AmountAmount on Record
Term360 Months
DueFeb 28, 2053

December 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionLA CROSSE WI
Property Address1940 ESTHER DR, ONALASKA, WI 54650-8700
Transaction TypeMortgage
Record UpdatedMar 15, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number1761174
DateDec 8, 2020
Instrument1761174
Lender
NameALTRA FCU
TypeCredit Union
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term180 Months
DueNov 1, 2035
Interest
Rate TypeFixed Rate

Tax Assessment & Valuation

The 2025 property tax bill for 1940 Esther Dr was $4,564 with a homeowner's exemption.

Source: La Crosse County assessment roll, as of January 1, 2025

Property Jurisdictions

TypeName
StateWisconsin
CountyLa Crosse County
MunicipalityOnalaska City
Unified School DistrictOnalaska School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$4,564.00 Homeowner's exemption$350,000 Land $57,900 Building $292,100$354,100
2023$4,554.00 Homeowner's exemption$269,700 Land $41,400 Building $228,300$269,700 Land $41,400 Building $228,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1940 Esther Dr in Zone X, an area of moderate flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective February 3, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
moderate risk
500-Year FloodplainYes
0.2% annual chance
Nearest Special Flood Hazard AreaZone AE, within 100 ft
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1940 Esther Dr is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 57% of Wisconsin
Wildfire Likelihood0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemONALASKA WATERWORKS
serves 18,000 people · EPA ID WI6320327
Water SourceGroundwater
Last State InspectionDec 2023
LeadUnder 1 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 191 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
TDS Telecom
Fiber
8,000 / 8,000
Metronet
Fiber
5,120 / 5,120
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20
AT&T
Fixed Wireless
100 / 20

May also be available: Brightspeed, Lynxx Networks.

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