1940 Concordia St, Wayzata, MN 55391 Property Records

Hennepin County property record for 1940 Concordia St, Wayzata, MN 55391

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.75 ba · 2,230 sqft · built 1920
Lot Size	0.35 acres (15,246 sqft)
Owner	Individual Name on Record
Last Sale	$625,000 (Dec 2025)
Tax Bill	$4,934 (2025)
Deeds & Mortgages	Jun 2021 Mortgage Dec 2025 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`17-117-23-23-0017`

Property Details

APN / Parcel Number

Primary APN	`17-117-23-23-0017`

Interior

Bedrooms	3 Beds
Full Baths	2.75 Baths
Half Baths	1 Half Bath
Total Rooms	9 Rooms
Stories	2 Stories
Building Area	2,230 sqft Living Area
Gross Area	2,374 sqft
1st Floor Area	1,277 sqft
2nd Floor Area	921 sqft
Basement Area	536 sqft
Family Room	Family Room
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1920
Effective Year Built	Effective 1980
Architectural Style	Colonial
Exterior Material	Metal
Construction Type	Frame
Foundation Type	Concrete
Roof Type	Gable
Roof Material	Asphalt
Lot Area	15,246 sqft (0.35 acres)
Terrain	Wooded
View / Lot	Lake
Garage Type	Detached
Garage Area	616 sqft

Exterior Amenities

Porch	Screened Porch
Porch Area	304 sqft
Deck Area	464 sqft
Patio Area	464 sqft

Utilities, Heating & Cooling

Cooling System	Package A/C
Heating System	Space Heater

Location & Zoning

Street Address	1940 CONCORDIA ST
City	WAYZATA
State	MN
Zip	55391-9320
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 001 BLOCK 001 A FAGERNESS GREEN IRREGULAR
Legal Range	23
Legal Township	117
Legal Section	17
Legal Quarter	23
Legal Subdivision	FAGERNESS GREEN
Legal Block	1
Legal Lot Number	1
Jurisdiction	HENNEPIN MN
Township / Civil Division	ORONO
Census Block Group	2
Census Block	2036
Census Tract	27204

Owner

Source: Hennepin County records, as of June 23, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	1945 FAGERNERS POINT RD, WAYZATA, MN 55391
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 23, 2021	Deed of Trust, Mortgage · Conventional Mortgage CALIBER HOME LOANS INC
Dec 4, 2025	Warranty Deed, Transfer · Conventional Mortgage US BANK NA
Dec 6, 2019	Deed of Trust, Mortgage · Line of Credit DEERWOOD BK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 4, 2025 · Amount on Record
Deed Sale	Dec 4, 2025 · Amount on Record
Deed Document Number	202511423631
Prior Transfer Date	Jun 23, 2016
Prior Transfer Doc	0010334490
Record Updated	Oct 29, 2026

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HENNEPIN MN
Property Address	1940 CONCORDIA ST, WAYZATA, MN 55391-9320
Transaction Type	Mortgage
Record Updated	Jan 2, 2026
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN MORTGAGE SLN

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0A10979908
Date	Jun 23, 2021
Instrument	A10979908

Lender

Name	CALIBER HOME LOANS INC
Type	Mortgage Company
Address	COPPELL, TX 75019

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Jul 1, 2036

December 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HENNEPIN MN
Recording Date	Dec 4, 2025
Property Address	1940 CONCORDIA ST, WAYZATA, MN 55391-9320
Document Number	0A11423631
Instrument Date	Nov 19, 2025
Instrument	A11423631
Transaction Type	Transfer
Record Updated	Jan 2, 2026
Title Company	TITLE SMART INC, TITLESMART INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,062.50
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1945 FAGERNESS POINT RD, WAYZATA, MN 55391-9325

Mortgage

Document Number	0A11423632
Date	Dec 4, 2025
Instrument	A11423632

Lender

Name	US BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Dec 1, 2055

December 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HENNEPIN MN
Property Address	1940 CONCORDIA ST, WAYZATA, MN 55391-9320
Document Number	0010739404
Instrument Date	Dec 6, 2019
Transaction Type	Mortgage
Record Updated	Jan 10, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Married Couple
Address	1940 CONCORDIA ST WAYZATA MN 553919320, WAYZATA, MN 55391-9320

Mortgage

Document Number	0010739404
Date	Dec 16, 2019
Instrument	10739404

Lender

Name	DEERWOOD BK
Type	Bank
Address	MENDOTA HEIGHTS, MN 55120

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	240 Months
Due	Dec 15, 2039

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Hennepin County assessment roll, as of June 23, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Hennepin County
Municipality	Orono City
Unified School District	Westonka Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,934.00 (+32.31%) Homeowner's exemption	$527,800 (+1.83%) Land $187,000 Building $340,800	$527,800 (+1.83%) Land $187,000 Building $340,800
2024		$518,300 (+14.92%) Land $187,000 Building $331,300	$518,300 (+14.92%) Land $187,000 Building $331,300
2023	$3,729.00 Homeowner's exemption
2022		$451,000 Land $138,000 Building $313,000	$451,000 Land $138,000 Building $313,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 25, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 10 policies
Nearby Flood Policies	10 in force
Nearby Flood Claims	1 (2014)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Jun 2014 · Severe Storms, Straight-line Winds, Flooding, Landslides, And Mudslides

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Orono serves 2,505 people · EPA ID MN1270041
Water Source	Groundwater
Last State Inspection	Mar 2024
Lead	Under 1 ppb (2026) action level 15 ppb
Copper	1.38 mg/L (2026) action level 1.3 mg/L

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 99 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Mediacom Xtream Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Midco.

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