1940 Center Rd, Albion, NY 14411 Property Records

Orleans County and Carlton Town property record for 1940 Center Rd, Albion, NY 14411

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,944 sqft · built 1970
Lot Size	4.1 acres (178,596 sqft)
Owner	2 Individual Names on Record
Last Sale	$135,000 (Sep 2011)
Tax Bill	$5,207 (2025)
Deeds & Mortgages	May 2026 Line of Credit May 2020 Refinance + 2 more
Flood Zone	Zone X (minimal risk)
APN	`342400 30.-1-53`

Property Details

APN / Parcel Number

Primary APN	`342400 30.-1-53`
Alternative APNs	`24000300000001053000` `0088-01`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	1,944 sqft Living Area
1st Floor Area	1,944 sqft

Exterior

Year Built	Built 1970
Effective Year Built	Effective 1970
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Lot Area	178,596 sqft (4.1 acres)
Shed	1 Shed
Pole Barn	Pole Barn

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Septic
Water Source	Well

Location & Zoning

Street Address	1940 CENTER RD
City	ALBION
State	NY
Zip	14411
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	HC -0004-0001-16-0001
Legal Block	1
Legal Lot Number	53.000
Jurisdiction	ORLEANS NY
Township / Civil Division	CARLTON
Census Block Group	2
Census Block	2056
Census Tract	401300

Owner

Source: Orleans County and Carlton Town records, as of June 3, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1940 E KENT RD, KENT, NY 14477-9765
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 14, 2026	Deed of Trust, Mortgage · Line of Credit ESL FEDERAL CREDIT UNION
May 1, 2020	Deed of Trust, Mortgage · Stand-Alone Refinance ADVANTAGE FCU
Jun 1, 2017	Deed of Trust, Mortgage EASTMAN SAVING & LOAN FCU
Mar 5, 2018	Deed of Trust, Mortgage ADVANTAGE FEDERAL CREDIT UNION

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 14, 2011 · Amount on Record
Deed Sale	Sep 14, 2011 · Amount on Record
Deed Book / Page	840 / 5191
Prior Transfer Date	Nov 2, 2006
Prior Transfer Doc	0000000827/000000272
Record Updated	Sep 20, 2026

May 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORLEANS NY
Recording Date	May 14, 2026
Property Address	1940 CENTER RD, ALBION, NY 14411
Document Number	2026136041
Instrument Date	Apr 24, 2026
Instrument	2026136041
Transaction Type	Mortgage
Record Updated	Jul 12, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000136041,
Date	May 14, 2026
Instrument	2026136041

Lender

Name	ESL FEDERAL CREDIT UNION

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Rate	6.38%
Initial Type	Adjustable Rate
Max Rate	-1%

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORLEANS NY
Property Address	1940 CENTER RD, ALBION, NY 14411
Transaction Type	Mortgage
Record Updated	May 7, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	862/2196
Date	May 1, 2020
Book Page	862/2196
Instrument	106055

Lender

Name	ADVANTAGE FCU
Type	Credit Union

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	121 Months
Due	Jun 1, 2030

June 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORLEANS NY
Property Address	1940 CENTER RD, ALBION, NY 14411
Transaction Type	Mortgage
Record Updated	May 7, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000000855/0000003747
Date	Jun 1, 2017
Book Page	0000000855/0000003747
Instrument	000000094154

Lender

Name	EASTMAN SAVING & LOAN FCU

Agreement

Amount	Amount Recorded
Term	175 Months
Due	Jan 1, 2032

March 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORLEANS NY
Property Address	1940 CENTER RD, ALBION, NY 14411
Transaction Type	Mortgage
Record Updated	May 7, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000000857/0000003024
Date	Mar 5, 2018
Book Page	0000000857/0000003024
Instrument	180-00097452

Lender

Name	ADVANTAGE FEDERAL CREDIT UNION
Type	Credit Union

Agreement

Amount	Amount Recorded

Tax Assessment & Valuation

Source: Orleans County and Carlton Town assessment roll, as of May 4, 2026

Property Jurisdictions

Type	Name
State	New York
County	Orleans County
County Subdivision	Carlton Town
Unified School District	Albion Central School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,207.00 (+12.78%) Homeowner's exemption	$205,800 (-) Land $25,600 Building $180,200	$221,300 (+4.29%) Land $27,528 Building $193,772
2024		$205,800 (-) Land $25,600 Building $180,200	$212,200 (+3.11%) Land $26,396 Building $185,804
2023		$205,800 Land $25,600 Building $180,200	$205,800 Land $25,600 Building $180,200
2020	$4,617.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 13, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 11 policies
Nearby Flood Policies	11 in force
Nearby Flood Claims	14 (1984–2017)
Claims Outside the SFHA	6 of 14
Most Recent Claim	Aug 2017 · other causes
Claims by Event	Flooding, Jun 2017 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 54% of New York
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 9 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
North Shore Networks Fixed Wireless	250 / 250

Cell Coverage

5G (outdoors only) and 4G LTE

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