1940 Blue Stone Ln, Commerce Township (Walled Lake), MI 48390 Property Records

Oakland County property record for 1940 Blue Stone Ln, Commerce Township, MI 48390

Property Summary

Property Type	Condominium
Details	4 bd · 2.5 ba · 2,408 sqft · built 1995
Lot Size	0.28 acres (12,197 sqft)
Owner	2 Individual Names on File
Last Sale	$317,500 (Feb 2005)
Tax Bill	$2,960 (2025)
Deeds & Mortgages	Jan 2017 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`E-17-23-226-063`

Property Details

APN / Parcel Number

Primary APN	`E-17-23-226-063`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	8 Plumbing Fixtures
Total Rooms	4 Rooms
Stories	2 Stories
Building Area	2,408 sqft Living Area
1st Floor Area	1,339 sqft
Basement Area	979 sqft
Unfinished Basement	979 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1995
Effective Year Built	Effective 1995
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable
Lot Area	12,197 sqft (0.28 acres)
Garage Area	789 sqft
Parking Spaces	3 Parking Spaces
Porch	Slab
Porch Area	48 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Sewer	Septic
Water Source	Well

Location & Zoning

Street Address	1940 BLUE STONE LN
City	COMMERCE TOWNSHIP
State	MI
Zip	48390-4307
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Local Zoning Code	KI
Legal Description	T2N, R8E, SEC 23 OAKLAND COUNTY CONDOMINIUM PLAN NO 766 STONE GATE UNIT 61 L 12725 P 701 6-8-94 FR 038
Legal Range	08E
Legal Township	02N
Legal Section	02
Legal Subdivision	OAKLAND COUNTY CONDOMINIUM
Legal Unit	61
Jurisdiction	OAKLAND MI
Township / Civil Division	COMMERCE
Census Block Group	2
Census Block	2011
Census Tract	134500

Owner

1940 Blue Stone Ln, a condominium, is owned and occupied by two individuals who bought it in February 2005.

Source: Oakland County records, as of May 27, 2026

Owner of Record	2 Individual Names on File
Mailing Address	1940 BLUE STONE LN, COMMERCE TOWNSHIP, MI 48390-4307
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 7, 2005 · Amount on File
Deed Sale	Feb 7, 2005 · Amount on File
Prior Sale	Feb 7, 2005 · Amount on File
Deed Document Number	200536407
Deed Book / Page	34921 / 702
Record Updated	Oct 29, 2026

January 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OAKLAND MI
Property Address	1940 BLUE STONE LN, COMMERCE TOWNSHIP, MI 48390-4307
Document Number	0000029080
Book / Page	050387 / 000311
Instrument Date	Jan 5, 2017
Transaction Type	Mortgage
Record Updated	Apr 19, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	1940 BLUE STONE LN COMMERCE TOWNSHIP MI 483904307, COMMERCE TOWNSHIP, MI 48390-4307

Mortgage

Document Number	0000029080
Date	Feb 15, 2017
Book Page	050387/000311
Instrument	29080

Lender

Name	GENISYS CU
Type	Credit Union
Address	AUBURN HILLS, MI 48326-2947

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2025 property tax bill for 1940 Blue Stone Ln was $2,960 with a homeowner's exemption, down 36.6% from the year before.

Source: Oakland County assessment roll, as of January 21, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Oakland County
County Subdivision	Commerce Charter Township
Unified School District	Walled Lake Consolidated Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,960.00 (-36.62%) Homeowner's exemption	$219,800	$439,600
2024	$4,670.00
2023		$194,200	$388,400
2021	$4,100.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1940 Blue Stone Ln in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective December 8, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 1940 Blue Stone Ln is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 93% of Michigan
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	COMMERCE TOWNSHIP serves 19,811 people · EPA ID MI0001573
Water Source	Purchased surface water from GREAT LAKES WATER AUTHORITY
Last State Inspection	Nov 2021
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 221 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless · Fiber in parts of the area	100 / 20