1940 8th St S, Naples, FL 34102 Property Records

Collier County property record for 1940 8th St S, Naples, FL 34102

Property Summary

Property Type	Single Family Home
Details	3,681 sqft · built 2000
Lot Size	0.39 acres (16,988 sqft)
Owner	Individual Name on Record
Last Sale	$3,350,000 (Apr 2001)
Tax Bill	$29,869 (2025)
Deeds & Mortgages	Mar 2022 Transfer Oct 2019 Mortgage + 4 more
Flood Zone	Zone AE (high risk)
APN	`005500 14 55A10`

Property Details

APN / Parcel Number

Primary APN	`005500 14 55A10`
Alternative APNs	`01982480006` `1982480006`

Interior

Stories	2 Stories
Building Area	3,681 sqft Living Area
Gross Area	4,003 sqft
1st Floor Area	3,681 sqft

Exterior

Year Built	Built 2000
Effective Year Built	Effective 2000
Construction Type	Masonry / Concrete Block
Lot Area	16,988 sqft (0.39 acres)
View / Lot	Waterfront
Garage Type	Attached
Garage Area	322 sqft
Parking Spaces	1 Parking Space

Exterior Amenities

Pool Area	336 sqft
Deck Area	496 sqft
Boat Access	Boat Access
Boat House	627 sqft

Location & Zoning

Street Address	1940 8TH ST S
City	NAPLES
State	FL
Zip	34102-7524
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	NAPLES
Legal Description	AQUALANE SHORES UNIT 6 BLK 14 LOT 5
Legal Range	25
Legal Township	50
Legal Section	10
Legal Subdivision	AQUALANE SHORES UNIT 6
Legal Tract	005500
Legal Block	14
Legal Lot Number	5
Legal Unit	6
Jurisdiction	COLLIER FL
Township / Civil Division	NAPLES
Census Block Group	2
Census Block	2012
Census Tract	500

Owner

Source: Collier County records, as of August 25, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	PO BOX 334, RANCHO SANTA FE, CA 92067-0334
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Life Estate

Deeds, Mortgages & Sale History

Date	Document
Mar 1, 2022	Intrafamily Transfer, Transfer ACCOMODATION, ACCOMMODATION
Oct 29, 2019	Deed of Trust, Mortgage · Conventional Mortgage COGENT BANK
Nov 19, 2020	Deed of Trust, Mortgage · Conventional Mortgage COGENT BANK
Jan 18, 2022	Intrafamily Transfer, Transfer ATTORNEY ONLY, ATTORNEY
Aug 1, 2021	Intrafamily Transfer, Transfer · Conventional Mortgage COGENT BANK
Jul 14, 2021	Intrafamily Transfer, Transfer ACCOMMODATION

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 9, 2001 · Amount on Record
Deed Sale	Apr 9, 2001 · Amount on Record
Prior Sale	Jun 3, 1999 · Amount on Record
Deed Book / Page	2803 / 3420
Last Transfer Date	Feb 17, 2022
Transfer Doc	0060901717
Record Updated	Oct 29, 2026

March 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	COLLIER FL
Recording Date	Mar 1, 2022
Property Address	1940 8TH ST S, NAPLES, FL 34102-7524
Document Number	0060901717
Book / Page	6090 / 1717
Map Reference	MB 3 PG 20
Instrument Date	Feb 17, 2022
Instrument	6211935
Transaction Type	Transfer
Record Updated	Mar 10, 2022
Title Company	ACCOMODATION, ACCOMMODATION

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	1940 8TH ST S, NAPLES, FL 34102-7524

October 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COLLIER FL
Property Address	1940 8TH ST S, NAPLES, FL 34102-7524
Transaction Type	Mortgage
Record Updated	Jan 28, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0056891419
Date	Oct 29, 2019
Book Page	5689/1419
Instrument	5783296

Lender

Name	COGENT BANK
Type	Bank
Address	ORANGE CITY, FL 32763

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2049

Interest

Rate Type	Adjustable Rate
Rate	5.25%
Adjustable	Adjustable Rate Rider
Type Change Date	Nov 1, 2026
Change Frequency	Annually
Min Rate At Change	2.75%
Max Rate At Change	10.2%
Index	1-Year CMT
Max Rate	10.2%

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COLLIER FL
Property Address	1940 8TH ST S, NAPLES, FL 34102-7524
Transaction Type	Mortgage
Record Updated	Jan 28, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1940 8TH ST S, NAPLES, FL 34102-7524

Mortgage

Document Number	0058473438
Date	Nov 19, 2020
Book Page	5847/3438
Instrument	5957221

Lender

Name	COGENT BANK
Type	Bank
Address	ORANGE CITY, FL 32763

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2050

Interest

Rate Type	Adjustable Rate
Rate	4.75%
Type Change Date	Dec 1, 2027
Change Frequency	Annually
Min Rate At Change	2.75%
Max Rate At Change	9.75%
Index	1-Year CMT
Max Rate	9.75%

January 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	COLLIER FL
Recording Date	Jan 18, 2022
Property Address	1940 8TH ST S, NAPLES, FL 34102-7524
Document Number	0060713426
Book / Page	6071 / 3426
Map Reference	MB 3 PG 20
Instrument Date	Jan 11, 2022
Instrument	6190826
Transaction Type	Transfer
Record Updated	Jan 28, 2022
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1940 8TH ST S, NAPLES, FL 34102-7524

August 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	COLLIER FL
Recording Date	Aug 1, 2021
Property Address	1940 8TH ST S, NAPLES, FL 34102-7524
Document Number	0059903721
Book / Page	5990 / 3721
Map Reference	MB 3 PG 20
Instrument Date	Jul 16, 2021
Instrument	6105621
Transaction Type	Transfer
Record Updated	Jan 28, 2022
Title Company	NOT AVAILABLE, DOMINION TITLE COMPANY

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	339 INDIAN PAINTBRUSH DR, 339, GOLDEN, CO 80401-8840

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1940 8TH ST S, NAPLES, FL 34102-7524

Mortgage

Document Number	0059903723
Date	Aug 1, 2021
Instrument	5990/3723

Lender

Name	COGENT BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 1, 2051

July 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	COLLIER FL
Recording Date	Jul 14, 2021
Property Address	1940 8TH ST S, NAPLES, FL 34102-7524
Document Number	0059812361
Book / Page	5981 / 2361
Map Reference	MB 3 PG 20
Instrument Date	Jul 7, 2021
Instrument	6095399
Transaction Type	Transfer
Record Updated	Jun 7, 2023
Title Company	ACCOMMODATION

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1940 8TH ST S, NAPLES, FL 34102-7524

Tax Assessment & Valuation

Source: Collier County assessment roll, as of August 25, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Collier County
Municipality	Naples City
Unified School District	Collier County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$3,433,900 (+2.7%)	$7,694,645 (+5.55%) Land $6,654,856 Building $1,039,789
2025	$29,869.00 (+2.2%) Homeowner's exemption Widower's exemption	$3,343,622 (+5.99%)	$7,289,855 (-13.54%) Land $4,447,760 Building $2,842,095
2024	$29,226.00 (+1.35%)
2023	$28,837.00 (-2.76%) Homeowner's exemption	$3,154,748 (+3%)	$8,431,170 (+26.81%) Land $6,713,600 Building $1,717,570
2022	$29,656.00 Homeowner's exemption	$3,062,862	$6,648,815 Land $5,110,728 Building $1,538,087

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	9.0 ft
Coastal	Yes
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 299 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	299 in force
Nearby Flood Claims	265 (2017–2024)
Most Recent Claim	Oct 2024 · Hurricane Milton
Claims by Event	Hurricane Milton, Oct 2024 · 50 claims Hurricane Ian, Oct 2022 · 94 claims Hurricane Ian, Sep 2022 · 95 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.8% of the US · lower than 99.7% of Florida
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NAPLES WATER DEPT serves 83,804 people · EPA ID FL5110198
Water Source	Groundwater
Last State Inspection	Jun 2025
Lead	1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	13 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 166 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
CenturyLink Fiber	2,000 / 1,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20

May also be available: T-Mobile.

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