1940 24th St, Apt B, Oceano, CA 93445 Property Records

San Luis Obispo County property record for 1940 24th St, Apt B, Oceano, CA 93445

Property Summary

Property Type	Planned Unit Development
Details	2 bd · 2 ba · 1,035 sqft · built 1997
Lot Size	0.019 acres (835 sqft)
Owner	Individual Name on Record
Last Sale	$490,000 (Jan 2023)
Tax Bill	$5,700 (2025)
Deeds & Mortgages	Jan 2023 Mortgage Jan 2023 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`062-123-035`

Property Details

APN / Parcel Number

Primary APN	`062-123-035`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,035 sqft Living Area

Exterior

Year Built	Built 1997
Effective Year Built	Effective 1997
Construction Type	Wood
Lot Area	835 sqft (0.019 acres)
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	None
Heating System	Forced Air with A/C
Sewer	Connected

Location & Zoning

Street Address	1940 24TH ST, B
City	OCEANO
State	CA
Zip	93445-8993
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Planned Unit Development
Local Zoning Code	RMF
Legal Description	PM 55-53 PAR C & PTN PAR E
Legal Subdivision	PARCEL MAP CO 120
Legal Block	2
Jurisdiction	SAN LUIS OBISPO CA
Township / Civil Division	ARROYO GRANDE
Census Block Group	2
Census Block	2028
Census Tract	12202

Owner

Source: San Luis Obispo County records, as of August 6, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	1940 24TH ST, B, OCEANO, CA 93445-8993
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 9, 2023	Deed of Trust, Mortgage REAL ESTATE PEOPLES LLC
Jan 18, 2023	Grant Deed, Transfer · FHA Mortgage UNITED WHOLESALE MORTGAGE
Jan 18, 2023	Intrafamily Transfer, Transfer FIDELITY NATIONAL TITLE CO
Dec 15, 2020	Deed of Trust, Mortgage · Conventional Mortgage ACQUIRE MTG & R/E INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 18, 2023 · Amount on Record
Deed Sale	Jan 18, 2023 · Amount on Record
Prior Sale	Apr 30, 2010 · Amount on Record
Deed Document Number	20231462
Prior Transfer Date	Jan 3, 2023
Prior Transfer Doc	0000001461
Record Updated	Oct 29, 2026

January 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN LUIS OBISPO CA
Property Address	1940 24TH ST APT B, B, OCEANO, CA 93445-8993
Transaction Type	Mortgage
Record Updated	Jan 20, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000000563
Date	Jan 9, 2023
Instrument	2023000563

Lender

Name	REAL ESTATE PEOPLES LLC
Type	Non-Lending Institution
Address	LONG BEACH, CA 90804

Agreement

Amount	Amount Recorded

January 2023: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN LUIS OBISPO CA
Recording Date	Jan 18, 2023
Property Address	1940 24TH ST APT B, B, OCEANO, CA 93445-8993
Document Number	0000001462
Map Reference	MB 55 PG 53
Instrument Date	Jan 3, 2023
Instrument	2023001462
Transaction Type	Transfer
Record Updated	Jan 27, 2023
Title Company	FIDELITY NATIONAL TITLE CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	1940 24TH ST APT B, B, OCEANO, CA 93445-8993

Mortgage

Document Number	0000001463
Date	Jan 18, 2023
Instrument	2023001463

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2053

January 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAN LUIS OBISPO CA
Recording Date	Jan 18, 2023
Property Address	1940 24TH ST APT B, B, OCEANO, CA 93445-8993
Document Number	0000001461
Map Reference	MB 55 PG 53
Instrument Date	Jan 3, 2023
Instrument	2023001461
Transaction Type	Transfer
Record Updated	Jan 27, 2023
Title Company	FIDELITY NATIONAL TITLE CO

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	510 CORY WAY, NIPOMO, CA 93444-9584

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN LUIS OBISPO CA
Property Address	1940 24TH ST APT B, B, OCEANO, CA 93445-8993
Document Number	0000075710
Instrument Date	Dec 15, 2020
Transaction Type	Mortgage
Record Updated	Dec 31, 2020
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1940 24TH ST #B OCEANO CA 934458993, B, OCEANO, CA 93445-8993

Mortgage

Document Number	0000075710
Date	Dec 21, 2020
Instrument	75710

Lender

Name	ACQUIRE MTG & R/E INC
Address	SAN LUIS OBISPO, CA 93401

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Dec 20, 2050

Tax Assessment & Valuation

Source: San Luis Obispo County assessment roll, as of August 6, 2026

Property Jurisdictions

Type	Name
State	California
County	San Luis Obispo County
Unified School District	Lucia Mar Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$519,884 (+2%) Land $344,892 Building $174,992
2025	$5,700.00 (+105.48%) Homeowner's exemption	$509,691 (+113.42%) Land $338,130 Building $171,561
2023	$2,774.00 (+1.43%) Homeowner's exemption	$238,823 Land $99,251 Building $139,572
2022	$2,735.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective July 22, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	OCEANO COMM SERVICES DIST. serves 7,598 people · EPA ID CA4010005
Water Source	Purchased surface water from several systems
Last State Inspection	Jun 2024
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 633 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Surfnet Communications Fixed Wireless	100 / 20

May also be available: Astound Broadband, Peak WiFi, Verizon.

Nearby Properties on 24th St

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures