Morgan County property record for 194 Zag Rd, West Liberty, KY 41472
| Property Type | Mobile Home |
|---|---|
| Details | 3 bd · 2 ba · 1,280 sqft · built 1999 |
| Lot Size | 2 acres (87,120 sqft) |
| Owner | Individual Name on File |
| Last Sale | $50,000 (Aug 2020) |
| Tax Bill | $611 (2025) |
| Deeds & Mortgages | Aug 2020 Sale & Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 053-00-00-002.06 |
| Primary APN | 053-00-00-002.06 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,280 sqft Living Area |
| Year Built | Built 1999 |
|---|---|
| Exterior Material | Precast Concrete Panel |
| Lot Area | 87,120 sqft (2 acres) |
| Terrain | Rolling |
| Cooling System | None |
|---|---|
| Sewer | Connected |
| Street Address | 194 ZAG RD |
|---|---|
| City | WEST LIBERTY |
| State | KY |
| Zip | 41472-7620 |
| Property Category | Residential |
| Property Type | Residential > Prefabricated > Mobile Home |
| Legal Description | 1999 BLUEGRASS 16X80 MH, BLDG. & LAND |
| Jurisdiction | MORGAN KY |
| Township / Civil Division | WRIGLEY |
| Census Block Group | 2 |
| Census Block | 2010 |
| Census Tract | 950200 |
194 Zag Rd, a mobile home, is owned and occupied by an individual who bought it in August 2020.
Source: Morgan County records, as of November 3, 2025
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 194 ZAG RD, WEST LIBERTY, KY 41472-7620 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Aug 11, 2020 · Amount on File |
| Deed Sale | Aug 11, 2020 · Amount on File |
| Deed Document Number | 0DB 243208 |
| Deed Book / Page | DB 243 / 208 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | MORGAN KY |
| Recording Date | Aug 11, 2020 |
| Property Address | 194 ZAG RD, WEST LIBERTY, KY 41472-7620 |
| Document Number | 0DB243/208 |
| Book / Page | DB 243 / 208 |
| Instrument Date | Aug 4, 2020 |
| Transaction Type | Transfer |
| Record Updated | Mar 7, 2023 |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 885 CALLAHAN RD, WEST LIBERTY, KY 41472-7195 |
| Name | Verified Name |
|---|---|
| Address | 154 ZAG RD, WEST LIBERTY, KY 41472-7620 |
| Document Number | 00MB202330 |
|---|---|
| Date | Aug 11, 2020 |
| Instrument | MB 202/330 |
| Name | COMMERCIAL BANK |
|---|---|
| Type | Bank |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 61 Months |
| Due | Sep 4, 2025 |
The 2025 property tax bill for 194 Zag Rd was $611.
Source: Morgan County assessment roll, as of April 1, 2025
| Type | Name |
|---|---|
| State | Kentucky |
| County | Morgan County |
| Unified School District | Morgan County School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $611.00 | $50,000 | $50,000 |
| 2023 | $621.00 | $50,000 | $50,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 194 Zag Rd in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective September 15, 2015
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 194 Zag Rd is moderate, ranking above 47% of the US, with a 0.1% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 47% of the US · above 74% of Kentucky |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MORGAN COUNTY WATER DISTRICT serves 7,502 people · EPA ID KY0880594 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Aug 2024 |
| Lead | Under 1 ppb (2021–2023) action level 15 ppb |
| Water Quality | Haloacetic acids resolved · Oct 2025 Total trihalomethanes resolved · Apr 2018 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 3 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 25 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Mountain Rural Telephone Cooperative Fiber | 2,000 / 2,000 |
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