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194 Woodwinds Cir, Seven Devils (Banner Elk), NC 28604 Property Records

Watauga County property record for 194 Woodwinds Cir, Seven Devils, NC 28604

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,410 sqft · built 1990
Lot Size0.46 acres (20,038 sqft)
Owner2 Individual Names on File
Last Sale$675,000 (May 2024)
Deeds & MortgagesFeb 2024 Mortgage
Jan 2020 Sale
Flood ZoneZone X (minimal risk)
APN1878-23-5739-000

Property Details

APN / Parcel Number

Primary APN1878-23-5739-000
Alternative APNs
  • 1811545
  • 1861350

Interior

Bedrooms3 Beds
Full Baths2 Baths
Half Baths1 Half Bath
Plumbing Fixtures8 Plumbing Fixtures
Total Rooms3 Rooms
Stories1 Story
Building Area1,410 sqft Living Area
1st Floor Area1,330 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1990
Effective Year BuiltEffective 1990
Architectural StyleContemporary
Exterior MaterialWood
Construction TypeFrame
Foundation TypeRaised
Roof MaterialAsphalt
Lot Area20,038 sqft (0.46 acres)
Garage Area400 sqft
Patio Area884 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C
Heating FuelOil
Water SourceCommercial

Location & Zoning

Account Number1861350
Street Address194 WOODWINDS CIR
CitySEVEN DEVILS
StateNC
Zip28604-7911
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR
Legal DescriptionLOT 3 WOODWIND VALLEY
Legal SubdivisionWOOD
Legal Lot Number3
JurisdictionWATAUGA NC
Township / Civil DivisionWATAUGA
Census Block Group2
Census Block2041
Census Tract920900

Owner

194 Woodwinds Cir is owned by two individuals who bought it in May 2024.

Source: Watauga County records, as of October 13, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record2 Individual Names on File
Mailing Address458 PINEHAVEN DR, NEW LONDON, NC 28127-7654
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Feb 27, 2024Deed of Trust, Mortgage · Conventional Mortgage
UNITED COMMUNITY BANK
Jan 13, 2020Warranty Deed, Transfer
ATTORNEY ONLY

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleMay 9, 2024 · Amount on File
Deed SaleMay 9, 2024 · Amount on File
Prior SaleJan 13, 2020 · Amount on File
Deed Document Number2024740626
Deed Book / Page2383 / 262
Record UpdatedOct 29, 2026

February 2024: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionWATAUGA NC
Property Address194 WOODWINDS CIR, SEVEN DEVILS, NC 28604-7911
Transaction TypeMortgage
Record UpdatedMar 15, 2024

Transferred To (Grantee/Buyer)

NameVerified Name
Address194 WOODWINDS CIR, SEVEN DEVILS, NC 28604-7911

Mortgage

Document Number0023730024
DateFeb 27, 2024
Book Page2373/24
Instrument738730
Lender
NameUNITED COMMUNITY BANK
TypeBank
AddressBLAIRSVILLE, GA 30514
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueMar 1, 2054

January 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionWATAUGA NC
Recording DateJan 13, 2020
Property Address194 WOODWINDS CIR, SEVEN DEVILS, NC 28604-7911
Document Number0020700471
Book / Page002070 / 000471
Instrument DateJan 9, 2020
Instrument686464
Transaction TypeTransfer
Record UpdatedJan 28, 2020
Title CompanyATTORNEY ONLY

Transaction

AmountAmount on Record
Tax$680.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address25340 CRESTWATER DR LEESBURG FL 347487424, LEESBURG, FL 34748-7424

Tax Assessment & Valuation

Source: Watauga County assessment roll, as of October 13, 2026

Property Jurisdictions

TypeName
StateNorth Carolina
CountyWatauga County
MunicipalitySeven Devils Town
Unified School DistrictWatauga County Schools (KG - 12)

Tax Bill & Assessment History

YearAssessed ValueAssessed Market Value
2026$425,800 (-) Land $45,400 Building $380,400
2025$425,800 Land $45,400 Building $380,400
2024$425,800 Land $45,400 Building $380,400
2023$425,800 Land $45,400 Building $380,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 194 Woodwinds Cir in Zone X, an area of minimal flood risk, though there have been 30 flood claims nearby since 1994.

Source: FEMA National Flood Hazard Layer, effective May 17, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 11 individual policies
Community Rating SystemClass 8 (10% premium discount)
Nearby Flood Policies26 units insured
incl. 15 condo units
Nearby Flood Claims30 (1994–2024)
Claims Outside the SFHA8 of 30
Most Recent ClaimSep 2024 · Tropical Storm Helene
Claims by Event
  • Tropical Storm Helene, Sep 2024 · 3 claims
  • Hurricane Ivan, Sep 2004 · 6 claims
  • Tropical Storm Frances, Sep 2004 · 5 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 194 Woodwinds Cir is low, with a 0.05% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 63% of the US · above 51% of North Carolina
Wildfire Likelihood0.05% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemTOWN OF SEVEN DEVILS
serves 400 people · EPA ID NC0195118
Water SourceGroundwater
Last State InspectionJun 2025
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 75 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Skyline Telephone
Fiber		2,000 / 2,000
Spectrum
Cable		1,000 / 1,000

May also be available: T-Mobile.

Cell Coverage

4G LTE only, no 5G reported

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