194 Winthrop Rd, Ridgeway, VA 24148 Property Records

Henry County property record for 194 Winthrop Rd, Ridgeway, VA 24148

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 2,222 sqft · built 1993
Lot Size	1.46 acres (63,946 sqft)
Owner	2 Individual Names on Record
Last Sale	$233,900 (Oct 2025)
Tax Bill	$1,298 (2025)
Deeds & Mortgages	Oct 2025 Sale & Mortgage Oct 2025 Foreclosure + 2 more
Flood Zone	Zone X (minimal risk)
APN	`065510055`

Property Details

APN / Parcel Number

Primary APN	`065510055`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Total Rooms	5 Rooms
Building Area	2,222 sqft Living Area
Basement Area	2,022 sqft
Unfinished Basement	2,022 sqft

Exterior

Year Built	Built 1993
Effective Year Built	Effective 1993
Lot Area	63,946 sqft (1.46 acres)
Garage Type	Attached
Garage Area	600 sqft

Location & Zoning

Street Address	194 WINTHROP RD
City	RIDGEWAY
State	VA
Zip	24148-3292
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	A1
Legal Description	SHEFFIELD PLACE SUB WINTHROP RD LOT 6R
Legal Subdivision	SHEFFIELD PLACE SD
Legal Lot Number	6R
Jurisdiction	HENRY VA
Township / Civil Division	RIDGEWAY
Census Block Group	2
Census Block	2004
Census Tract	10602

Owner

Source: Henry County records, as of October 19, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	194 WINTHROP RD, RIDGEWAY, VA 24148-3292
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Date	Document
Oct 23, 2025	Warranty Deed, Transfer BLUE OCEAN MORTGAGE INC
Oct 14, 2025	Deed, Foreclosure
Jan 16, 2024	Warranty Deed, Transfer · Stand-Alone First Mortgage BLUE OCEAN MORTGAGE INC
Jun 4, 2018	Warranty Deed, Transfer · Conventional Mortgage VALLEYSTAR CREDIT UNION

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 23, 2025 · Amount on Record
Deed Sale	Oct 23, 2025 · Amount on Record
Prior Sale	Oct 14, 2025 · Amount on Record
Deed Document Number	20254026
Prior Transfer Date	May 23, 2025
Prior Transfer Doc	0000001926
Record Updated	Oct 29, 2026

October 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HENRY VA
Recording Date	Oct 23, 2025
Property Address	194 WINTHROP RD, RIDGEWAY, VA 24148-3292
Document Number	0250004026
Map Reference	MB 91 PG 230
Instrument Date	Oct 23, 2025
Instrument	250004026
Transaction Type	Transfer
Record Updated	Apr 3, 2026
Title Company	ACCOMODATION, ACCOMMODATION

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$234.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	194 WINTHROP RD, RIDGEWAY, VA 24148-3292

Mortgage

Document Number	0250004027
Date	Oct 23, 2025
Instrument	250004027

Lender

Name	BLUE OCEAN MORTGAGE INC

Agreement

Amount	Amount Recorded

October 2025: Deed, Foreclosure

Document Type	Deed
Jurisdiction	HENRY VA
Recording Date	Oct 14, 2025
Property Address	194 WINTHROP RD, RIDGEWAY, VA 24148-3292
Document Number	0250003844
Map Reference	MB 91 PG 230
Instrument Date	Sep 26, 2025
Instrument	250003844
Transaction Type	Foreclosure
Record Updated	Nov 3, 2025

Transaction

Amount	Amount Recorded
Tax	$234.00
Amount Accuracy	Full Amount Stated
Additional	Notice of Trustee Sale Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 21253, ROANOKE, VA 24018-0127

January 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HENRY VA
Recording Date	Jan 16, 2024
Property Address	194 WINTHROP RD, RIDGEWAY, VA 24148-3292
Document Number	0240000159
Instrument Date	Jan 16, 2024
Instrument	240000159
Transaction Type	Transfer
Record Updated	Feb 21, 2024
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	715 MEMORIAL BLVD S, MARTINSVILLE, VA 24112-6414

Mortgage

Document Number	0240000160
Date	Jan 16, 2024
Instrument	240000160

Lender

Name	BLUE OCEAN MORTGAGE INC

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2054

Interest

Rate Type	Fixed Rate

June 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HENRY VA
Recording Date	Jun 4, 2018
Property Address	194 WINTHROP RD, RIDGEWAY, VA 24148-3292
Document Number	180001975
Instrument Date	May 31, 2018
Instrument	180001975
Transaction Type	Transfer
Record Updated	Oct 21, 2021
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	194 WINTHROP RD, RIDGEWAY, VA 24148-3292

Mortgage

Document Number	180001976
Date	Jun 4, 2018
Instrument	180001976

Lender

Name	VALLEYSTAR CREDIT UNION

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: Henry County assessment roll, as of October 9, 2025

Property Jurisdictions

Type	Name
State	Virginia
County	Henry County
Unified School District	Henry County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,298.00	$233,900 (-) Land $29,000 Building $204,900
2023	$1,298.00	$233,900 Land $29,000 Building $204,900	$233,900 (-) Land $29,000 Building $204,900
2021			$233,900 Land $29,000 Building $204,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 26, 2008 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 71% of Virginia
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	UPPER SMITH RIVER WATER SUPPLY serves 29,721 people · EPA ID VA5089852
Water Source	Surface water
Last State Inspection	Mar 2025
Lead	3 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 125 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Brightspeed Fiber	2,000 / 2,000
Xfinity Cable	1,200 / 35

May also be available: T-Mobile, Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

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