194 Wilford Ln, Cotati, CA 94931 Property Records

Sonoma County property record for 194 Wilford Ln, Cotati, CA 94931

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 1,409 sqft · built 1987
Lot Size	0.084 acres (3,645 sqft)
Owner	2 Individual Names on File
Last Sale	$685,000 (Aug 2021)
Tax Bill	$8,674 (2025)
Deeds & Mortgages	Aug 2021 Sale & Mortgage Apr 2019 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`144-670-021-000`

Property Details

APN / Parcel Number

Primary APN	`144-670-021-000`
Alternative APN	`144-670-021`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	4 Rooms
Stories	2 Stories
Building Area	1,409 sqft Living Area
Gross Area	1,880 sqft
1st Floor Area	591 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1987
Effective Year Built	Effective 1987
Architectural Style	L-Shape
Construction Type	Wood
Lot Area	3,645 sqft (0.084 acres)
Garage Type	Attached
Garage Area	471 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Central

Location & Zoning

Old Parcel Number	144-670-021
Street Address	194 WILFORD LN
City	COTATI
State	CA
Zip	94931-4172
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	CITYCO
Legal Description	LOT 21, PINEWOOD
Legal Subdivision	PINEWOOD
Legal Block	2
Legal Lot Number	21
Jurisdiction	SONOMA CA
Township / Civil Division	PETALUMA
Census Block Group	2
Census Block	2002
Census Tract	151204

Owner

194 Wilford Ln is owned and occupied by two individuals who bought it in August 2021.

Source: Sonoma County records, as of September 1, 2026

Owner of Record	2 Individual Names on File
Mailing Address	194 WILFORD LN, COTATI, CA 94931-4172
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 23, 2021	Grant Deed, Transfer · Conventional Mortgage CROSSCOUNTRY MORTGAGE LLC
Apr 25, 2019	Deed of Trust, Mortgage · Conventional Mortgage HOMEBRIDGE FINANCIAL SERVICES INC
Sep 28, 2017	Grant Deed, Transfer FIDELITY NATIONAL TITLE, FIDELITY NATIONAL TITLE COMPANY
Sep 28, 2017	Grant Deed, Transfer · Conventional Mortgage HOMEBRIDGE FINANCIAL SERVICES INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 23, 2021 · Amount on File
Deed Sale	Aug 23, 2021 · Amount on File
Prior Sale	Sep 28, 2017 · Amount on File
Deed Document Number	202195452
Prior Transfer Date	Feb 26, 2007
Prior Transfer Doc	0000032787
Record Updated	Oct 29, 2026

August 2021: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SONOMA CA
Recording Date	Aug 23, 2021
Property Address	194 WILFORD LN, COTATI, CA 94931-4172
Document Number	0000095452
Map Reference	MB 390 PG 42-44
Instrument Date	Aug 16, 2021
Instrument	2021095452
Transaction Type	Transfer
Record Updated	Sep 7, 2021
Title Company	FIDELITY NATIONAL TITLE, FIDELITY NATIONAL TITLE CO

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$753.50
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	194 WILFORD LN, COTATI, CA 94931-4172

Mortgage

Document Number	0000095453
Date	Aug 23, 2021
Instrument	2021095453

Lender

Name	CROSSCOUNTRY MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2051

April 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SONOMA CA
Property Address	194 WILFORD LN, COTATI, CA 94931-4172
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	FIRST AMERICAN TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000027369
Date	Apr 25, 2019
Instrument	2019027369

Lender

Name	HOMEBRIDGE FINANCIAL SERVICES INC
Type	Funding / Finance Company
Address	ISELIN, NJ 08830

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	May 1, 2049

September 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SONOMA CA
Recording Date	Sep 28, 2017
Property Address	194 WILFORD LN, COTATI, CA 94931-4172
Document Number	0000076134
Instrument Date	Sep 26, 2017
Instrument	76134
Transaction Type	Transfer
Record Updated	Oct 17, 2017
Title Company	FIDELITY NATIONAL TITLE, FIDELITY NATIONAL TITLE COMPANY

Transaction

Amount	Amount on Record
Tax	$266.00
Amount Accuracy	Full Value

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	194 WILFORD LN COTATI CA 949314172, COTATI, CA 94931-4172

September 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SONOMA CA
Recording Date	Sep 28, 2017
Property Address	194 WILFORD LN, COTATI, CA 94931-4172
Document Number	0000076135
Map Reference	MAP390 PG42-44
Instrument Date	Sep 22, 2017
Instrument	2017076135
Transaction Type	Transfer
Record Updated	Aug 19, 2021
Title Company	FIDELITY NATIONAL TITLE CO

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Notice of Trustee Sale Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	194 WILFORD LN, COTATI, CA 94931-4172

Mortgage

Document Number	0000076136
Date	Sep 28, 2017
Instrument	2017076136

Lender

Name	HOMEBRIDGE FINANCIAL SERVICES INC
Type	Funding / Finance Company
Address	ISELIN, NJ 08830

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 194 Wilford Ln was $8,674 with a homeowner's exemption.

Source: Sonoma County assessment roll, as of September 1, 2026

Property Jurisdictions

Type	Name
State	California
County	Sonoma County
Municipality	Cotati City
Unified School District	Cotati-Rohnert Park Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$741,464 (+2%) Land $296,585 Building $444,879
2025	$8,674.00 Homeowner's exemption	$726,926 Land $290,770 Building $436,156
2023	$8,422.00 (+1.58%) Homeowner's exemption	$698,700 Land $279,480 Building $419,220
2022	$8,291.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 194 Wilford Ln in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective February 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 26 policies
Nearby Flood Policies	26 in force
Nearby Flood Claims	1 (2012)
Most Recent Claim	Dec 2012 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 194 Wilford Ln has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF COTATI serves 7,290 people · EPA ID CA4910016
Water Source	Groundwater
Last State Inspection	Aug 2024
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 553 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

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