194 Wheaton Rd, Cloquet, MN 55720 Property Records

Carlton County property record for 194 Wheaton Rd, Cloquet, MN 55720

Property Summary

Property Type	Single Family Home
Lot Size	5.35 acres (233,046 sqft)
Owner	Individual Name on File
Tax Bill	$1,828 (2026)
Deeds & Mortgages	Oct 2007 Line of Credit Jul 2025 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`06-510-6650`

Property Details

APN / Parcel Number

Primary APN	`06-510-6650`
Alternative APN	`6067`

Exterior

Lot Area	233,046 sqft (5.35 acres)

Location & Zoning

Account Number	6067
Street Address	194 WHEATON RD
City	CLOQUET
State	MN
Zip	55720-9504
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SW1/4 SE1/4 EX COM AT NW COR TH E 350 FT TH S CITY OF CLOQUET
Legal Range	17
Legal Township	49
Legal Section	28
Legal Subdivision	CITY OF CLOQUET
Jurisdiction	CARLTON MN
Township / Civil Division	CLOQUET
Census Block Group	2
Census Block	2010
Census Tract	940000

Owner

194 Wheaton Rd is owned and occupied by an individual who acquired it in June 2007.

Source: Carlton County records, as of April 24, 2026

Owner of Record	Individual Name on File
Mailing Address	194 WHEATON RD, CLOQUET, MN 55720-9504
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 1, 2007	Deed of Trust, Mortgage · Line of Credit WELLS FARGO BANK NA
Jul 15, 2025	Deed of Trust, Mortgage · Conventional Mortgage MEMBERS COOPERATIVE CREDIT UNION
Jun 15, 2007	Limited Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 15, 2007
Deed Sale	Jun 15, 2007
Deed Document Number	2007410360
Record Updated	Sep 20, 2026

October 2007: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CARLTON MN
Property Address	194 WHEATON RD, CLOQUET, MN 55720-9504
Transaction Type	Mortgage
Record Updated	Apr 24, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	A000412921
Date	Oct 1, 2007
Instrument	A000412921

Lender

Name	WELLS FARGO BANK NA
Type	Bank
Address	SIOUX FALLS, SD 57104

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	480 Months
Due	Oct 12, 2047

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

July 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CARLTON MN
Property Address	194 WHEATON RD, CLOQUET, MN 55720-9504
Transaction Type	Mortgage
Record Updated	Apr 24, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	A000522279
Date	Jul 15, 2025
Instrument	A000522279

Lender

Name	MEMBERS COOPERATIVE CREDIT UNION
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	Jul 14, 2040

June 2007: Limited Warranty Deed, Transfer

Document Type	Limited Warranty Deed
Jurisdiction	CARLTON MN
Recording Date	Jun 15, 2007
Property Address	194 WHEATON RD, CLOQUET, MN 55720-9504
Document Number	A000410360
Instrument Date	Jun 15, 2007
Instrument	A000410360
Transaction Type	Transfer
Record Updated	Apr 24, 2026

Transaction

Tax	$1.65
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	194 WHEATON RD, CLOQUET, MN 55720-9504

Tax Assessment & Valuation

The 2026 property tax bill for 194 Wheaton Rd was $1,828 with a homeowner's exemption.

Source: Carlton County assessment roll, as of April 24, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Carlton County
Municipality	Cloquet City
Unified School District	Cloquet Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,828.00 Homeowner's exemption
2025		$143,600 (+3.38%) Land $49,600 Building $94,000	$143,600 (+3.38%) Land $49,600 Building $94,000
2024	$1,784.00 Homeowner's exemption	$138,900 (+4.04%) Land $49,600 Building $89,300	$138,900 (+4.04%) Land $49,600 Building $89,300
2023	$1,784.00 Homeowner's exemption	$133,500 (-) Land $48,400 Building $85,100	$133,500 (-) Land $48,400 Building $85,100
2022		$133,500 Land $48,400 Building $85,100	$133,500 Land $48,400 Building $85,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 194 Wheaton Rd in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective March 13, 2024

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 194 Wheaton Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 60% of Minnesota
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 3 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Fond du Lac Communications Fiber	1,000 / 1,000

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Wheaton Rd

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