194 Warner Rd, Norwich, NY 13815 Property Records

Chenango County and Norwich Town property record for 194 Warner Rd, Norwich, NY 13815

Property Summary

Property Type	Single Family Home
Details	4 bd · 1.5 ba · 2,013 sqft · built 1972
Lot Size	0.64 acres (27,878 sqft)
Owner	Individual Name on File
Last Sale	$250,000 (Mar 2026)
Tax Bill	$5,938 (2026)
Deeds & Mortgages	Mar 2026 Sale & Mortgage Sep 2022 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`084200 149.09-1-22`

Property Details

APN / Parcel Number

Primary APN	`084200 149.09-1-22`
Alternative APNs	`420014909000010220000000` `1211135`

Interior

Bedrooms	4 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	2,013 sqft Living Area
1st Floor Area	2,013 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1972
Effective Year Built	Effective 1972
Architectural Style	Ranch
Lot Area	27,878 sqft (0.64 acres)
Lot Width	195 ft Width
Garage Type	Attached
Garage Area	425 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	448 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Sewer	Septic
Water Source	Well

Location & Zoning

Account Number	1211135
Street Address	194 WARNER RD
City	NORWICH
State	NY
Zip	13815-3440
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	03 - MULTI
Legal Block	1
Legal Lot Number	22.000
Jurisdiction	CHENANGO NY
Township / Civil Division	NORWICH
Census Block Group	1
Census Block	1025
Census Tract	970601

Owner

194 Warner Rd is owned by an individual who bought it in March 2026.

Source: Chenango County and Norwich Town records, as of September 23, 2026

Owner of Record	Individual Name on File
Mailing Address	412 STATE HIGHWAY 166, COOPERSTOWN, NY 13326-4808
Owner Type	Individual
Vesting	Individual(s)

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 31, 2026	Warranty Deed, Transfer · Conventional Mortgage WAYNE BANK
Sep 6, 2022	Warranty Deed, Transfer · Stand-Alone First Mortgage NBT BANK NATIONAL ASSOCIATION
Feb 1, 2018	Grant Deed, Transfer · FHA Mortgage NBT BK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 31, 2026 · Amount on File
Deed Sale	Mar 31, 2026 · Amount on File
Prior Sale	Sep 6, 2022 · Amount on File
Record Updated	Oct 29, 2026

March 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHENANGO NY
Recording Date	Mar 31, 2026
Property Address	194 WARNER RD, NORWICH, NY 13815-3440
Document Number	202600000470
Instrument Date	Mar 23, 2026
Instrument	2026-00000470
Transaction Type	Transfer
Record Updated	Apr 22, 2026

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	412 STATE HIGHWAY 166, COOPERSTOWN, NY 13326-4808

Mortgage

Document Number	202600000548
Date	Mar 31, 2026
Instrument	2026-00000548

Lender

Name	WAYNE BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2056

September 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHENANGO NY
Recording Date	Sep 6, 2022
Property Address	194 WARNER RD, NORWICH, NY 13815-3440
Document Number	2022000001635
Instrument Date	Aug 26, 2022
Instrument	20220-00001635
Transaction Type	Transfer
Record Updated	Sep 27, 2022

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8 WILLOW ST, OTEGO, NY 13825-2137

Mortgage

Document Number	22000001968
Date	Sep 6, 2022
Instrument	220-00001968

Lender

Name	NBT BANK NATIONAL ASSOCIATION
Type	Bank

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record

February 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	CHENANGO NY
Recording Date	Feb 1, 2018
Property Address	194 WARNER RD, NORWICH, NY 13815-3440
Document Number	0000000144
Instrument Date	Jan 24, 2018
Instrument	144
Transaction Type	Transfer
Record Updated	Mar 13, 2018
Title Company	STEWART TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$520.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	75 PLYMOUTH ST NORWICH NY 138151231, NORWICH, NY 13815-1231

Mortgage

Document Number	186
Date	Feb 1, 2018
Instrument	186

Lender

Name	NBT BK
Type	Bank
Address	NORWICH, NY 13815

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jan 31, 2048

Tax Assessment & Valuation

The 2026 property tax bill for 194 Warner Rd was $5,938, up 0.3% from the year before.

Source: Chenango County and Norwich Town assessment roll, as of May 12, 2026

Property Jurisdictions

Type	Name
State	New York
County	Chenango County
County Subdivision	Norwich Town
Unified School District	Norwich City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$5,938.00 (+0.3%)
2025	$5,920.00	$70,000 Land $7,000 Building $63,000	$218,750 Land $21,875 Building $196,875
2023		$70,000 Land $7,000 Building $63,000	$194,444 Land $19,444 Building $175,000

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 194 Warner Rd in Zone X, an area of minimal flood risk, though there have been 5 flood claims nearby since 2006.

Source: FEMA National Flood Hazard Layer, effective November 26, 2010 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	5 (2006–2025)
Claims Outside the SFHA	2 of 5
Most Recent Claim	Jun 2025 · rainfall accumulation
Claims by Event	Remnants Of Tropical Storm Lee, Sep 2011 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 194 Warner Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 54% of New York
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 52 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Starlink Satellite	280 / 30

May also be available: T-Mobile, Verizon.

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