194 Walnut Loop, Harlan, KY 40831 Property Records

Harlan County property record for 194 Walnut Loop, Harlan, KY 40831

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,689 sqft · built 1978
Lot Size	1.03 acres (44,867 sqft)
Owner	Individual Name on Record
Tax Bill	$1,971 (2025)
Flood Zone	Zone X (minimal risk)
APN	`071-20-00-005.00`

Property Details

APN / Parcel Number

Primary APN	`071-20-00-005.00`
Alternative APNs	`31212` `39314`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,689 sqft Living Area

Exterior

Year Built	Built 1978
Foundation Type	Slab (Mat/Raft)
Roof Material	Composition Shingle
Lot Area	44,867 sqft (1.03 acres)
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC

Location & Zoning

Account Number	39314
Street Address	194 WALNUT LOOP
City	HARLAN
State	KY
Zip	40831-7235
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	HOUSE & LOT
Jurisdiction	HARLAN KY
Township / Civil Division	HARLAN
Census Block Group	1
Census Block	1042
Census Tract	970900

Owner

Source: Harlan County records, as of October 27, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	194 WALNUT LOOP, HARLAN, KY 40831-7235
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Deed Document Number	0000502621
Record Updated	Jun 8, 2026

Tax Assessment & Valuation

Source: Harlan County assessment roll, as of April 1, 2025

Property Jurisdictions

Type	Name
State	Kentucky
County	Harlan County
Unified School District	Harlan County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,971.00 (+53.86%)	$147,000 (+54.74%) Land $20,000 Building $127,000	$147,000 (+54.74%) Land $20,000 Building $127,000
2023	$1,281.00	$95,000 Land $20,000 Building $75,000	$95,000 Land $20,000 Building $75,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective August 17, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 42 policies
Nearby Flood Policies	42 in force
Nearby Flood Claims	17 (1984–2020)
Most Recent Claim	Apr 2020 · river or lake flooding
Claims by Event	Severe Storms And Flooding, Mar 2002 · 7 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 70% of the US · above 83% of Kentucky
Wildfire Likelihood	0.4% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CAWOOD WATER DISTRICT serves 4,428 people · EPA ID KY0480565
Water Source	Surface water
Last State Inspection	Mar 2024
Lead	Under 1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	No certified operator Jan 2025
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 80 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Harlan Community Television Fiber · Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20