194 W Spring St, Vineyard Haven, MA 02568 Property Records

Dukes County and Tisbury Town property record for 194 W Spring St, Vineyard Haven, MA 02568

Property Summary

Property Type	Single Family Home
Details	4 bd · 4 ba · 2,437 sqft · built 2017
Lot Size	0.256 acres (11,148 sqft)
Owner	2 Individual Names on File
Last Sale	$667 (Aug 2019)
Tax Bill	$8,465 (2026)
Deeds & Mortgages	Nov 2021 Refinance Jan 2017 Mortgage + 13 more
Flood Zone	Zone X (minimal risk)
APN	`TISB M:0023A B:00000 L:009.2`

Property Details

APN / Parcel Number

Primary APN	`TISB M:0023A B:00000 L:009.2`

Interior

Bedrooms	4 Beds
Full Baths	4 Baths
Total Rooms	7 Rooms
Stories	1 Story
Building Area	2,437 sqft Living Area
Gross Area	3,212 sqft
Basement Area	1,353 sqft
Unfinished Basement	1,353 sqft

Exterior

Year Built	Built 2017
Effective Year Built	Effective 2017
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Asphalt
Lot Area	11,148 sqft (0.256 acres)

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	194 W SPRING ST
City	VINEYARD HAVEN
State	MA
Zip	02568-6310
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R10
Legal Lot Number	9.2
Jurisdiction	TISBURY MA
Township / Civil Division	TISBURY
Census Block Group	4
Census Block	4020
Census Tract	200100

Owner

194 W Spring St is owned and occupied by two individuals who bought it in August 2019.

Source: Dukes County and Tisbury Town records, as of October 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	194 W SPRING ST, VINEYARD HAVEN, MA 02568-6310
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 19, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance NEW FED MORTGAGE CORP
Jan 18, 2017	Deed of Trust, Mortgage · ARM CAPE COD FIVE CENTS SAVINGS BANK
Jun 7, 2018	Deed of Trust, Mortgage DIGITAL FCU
May 12, 2020	Deed of Trust, Mortgage · Stand-Alone Refinance DIGITAL FCU
Aug 3, 2020	Deed of Trust, Mortgage · Stand-Alone Refinance DIGITAL FCU
Aug 28, 2019	Grant Deed, Transfer NOT AVAILABLE
Aug 28, 2019	Grant Deed, Transfer NOT AVAILABLE
Aug 28, 2019	Grant Deed, Transfer NOT AVAILABLE
Aug 28, 2019	Grant Deed, Transfer NOT AVAILABLE
Aug 28, 2019	Grant Deed, Transfer NOT AVAILABLE
Aug 28, 2019	Grant Deed, Transfer NOT AVAILABLE
Aug 28, 2019	Grant Deed, Transfer NOT AVAILABLE
Aug 28, 2019	Grant Deed, Transfer NOT AVAILABLE
Aug 28, 2019	Grant Deed, Transfer NOT AVAILABLE
Aug 28, 2019	Grant Deed, Transfer NOT AVAILABLE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 28, 2019 · Amount on File
Deed Sale	Aug 28, 2019 · Amount on File
Prior Sale	Aug 28, 2019 · Amount on File
Deed Document Number	20194731
Deed Book / Page	1504 / 457
Transfer Doc	1420-108
Record Updated	Oct 29, 2026

November 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	TISBURY MA
Property Address	194 W SPRING ST, VINEYARD HAVEN, MA 02568-6310
Transaction Type	Mortgage
Record Updated	Dec 10, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	1604-114
Date	Nov 19, 2021
Book Page	1604/114
Instrument	9343

Lender

Name	NEW FED MORTGAGE CORP

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2051

January 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	TISBURY MA
Property Address	194 W SPRING ST, VINEYARD HAVEN, MA 02568-6310
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	1427-914
Date	Jan 18, 2017
Book Page	1427/914
Instrument	408

Lender

Name	CAPE COD FIVE CENTS SAVINGS BANK
Type	Bank

Agreement

Type	ARM
Amount	Amount on Record
Term	360 Months
Due	Jan 1, 2047

Interest

Rate Type	Adjustable Rate
Rate	2.88%

June 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	TISBURY MA
Property Address	194 W SPRING ST, VINEYARD HAVEN, MA 02568-6310
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	1469-124
Date	Jun 7, 2018
Book Page	1469/124
Instrument	3108

Lender

Name	DIGITAL FCU
Type	Credit Union

Agreement

Amount	Amount on Record
Term	240 Months
Due	Jun 1, 2038

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	TISBURY MA
Property Address	194 W SPRING ST, VINEYARD HAVEN, MA 02568-6310
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	1528-627
Date	May 12, 2020
Book Page	1528/627
Instrument	2656

Lender

Name	DIGITAL FCU
Type	Credit Union

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	361 Months
Due	Jun 1, 2050

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	TISBURY MA
Property Address	194 W SPRING ST, VINEYARD HAVEN, MA 02568-6310
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	1537-766
Date	Aug 3, 2020
Book Page	1537/766
Instrument	4428

Lender

Name	DIGITAL FCU
Type	Credit Union

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	181 Months
Due	Sep 1, 2035

August 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	TISBURY MA
Recording Date	Aug 28, 2019
Property Address	194 W SPRING ST, VINEYARD HAVEN, MA 02568-6310
Document Number	1504-454
Book / Page	001504 / 000454
Instrument Date	Jul 3, 2019
Instrument	4730
Transaction Type	Transfer
Record Updated	Sep 17, 2019
Title Company	NOT AVAILABLE

Transaction

Amount	Amount on Record
Tax	$3.04
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	PO BOX 4593 VINEYARD HAVEN MA 025680937, VINEYARD HAVEN, MA 02568-0937

August 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	TISBURY MA
Recording Date	Aug 28, 2019
Property Address	194 W SPRING ST, VINEYARD HAVEN, MA 02568-6310
Document Number	1504-448
Book / Page	001504 / 000448
Instrument Date	Jul 2, 2019
Instrument	4728
Transaction Type	Transfer
Record Updated	Sep 17, 2019
Title Company	NOT AVAILABLE

Transaction

Amount	Amount on Record
Tax	$9.12
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	PO BOX 4593 VINEYARD HAVEN MA 025680937, VINEYARD HAVEN, MA 02568-0937

August 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	TISBURY MA
Recording Date	Aug 28, 2019
Property Address	194 W SPRING ST, VINEYARD HAVEN, MA 02568-6310
Document Number	1504-439
Book / Page	001504 / 000439
Instrument Date	Jun 26, 2019
Instrument	4725
Transaction Type	Transfer
Record Updated	Sep 17, 2019
Title Company	NOT AVAILABLE

Transaction

Amount	Amount on Record
Tax	$9.12
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	PO BOX 4593 VINEYARD HAVEN MA 025680937, VINEYARD HAVEN, MA 02568-0937

August 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	TISBURY MA
Recording Date	Aug 28, 2019
Property Address	194 W SPRING ST, VINEYARD HAVEN, MA 02568-6310
Document Number	1504-457
Book / Page	001504 / 000457
Instrument Date	May 4, 2019
Instrument	4731
Transaction Type	Transfer
Record Updated	Sep 17, 2019
Title Company	NOT AVAILABLE

Transaction

Amount	Amount on Record
Tax	$3.04
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	PO BOX 4593 VINEYARD HAVEN MA 025680937, VINEYARD HAVEN, MA 02568-0937

August 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	TISBURY MA
Recording Date	Aug 28, 2019
Property Address	194 W SPRING ST, VINEYARD HAVEN, MA 02568-6310
Document Number	1504-430
Book / Page	001504 / 000430
Instrument Date	May 2, 2019
Instrument	4722
Transaction Type	Transfer
Record Updated	Sep 17, 2019
Title Company	NOT AVAILABLE

Transaction

Amount	Amount on Record
Tax	$9.12
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	PO BOX 4593 VINEYARD HAVEN MA 025680937, VINEYARD HAVEN, MA 02568-0937

August 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	TISBURY MA
Recording Date	Aug 28, 2019
Property Address	194 W SPRING ST, VINEYARD HAVEN, MA 02568-6310
Document Number	1504-436
Book / Page	001504 / 000436
Instrument Date	Apr 29, 2019
Instrument	4724
Transaction Type	Transfer
Record Updated	Sep 17, 2019
Title Company	NOT AVAILABLE

Transaction

Amount	Amount on Record
Tax	$9.12
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	PO BOX 4593 VINEYARD HAVEN MA 025680937, VINEYARD HAVEN, MA 02568-0937

August 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	TISBURY MA
Recording Date	Aug 28, 2019
Property Address	194 W SPRING ST, VINEYARD HAVEN, MA 02568-6310
Document Number	1504-445
Book / Page	001504 / 000445
Instrument Date	Apr 26, 2019
Instrument	4727
Transaction Type	Transfer
Record Updated	Sep 17, 2019
Title Company	NOT AVAILABLE

Transaction

Amount	Amount on Record
Tax	$9.12
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	PO BOX 4593 VINEYARD HAVEN MA 025680937, VINEYARD HAVEN, MA 02568-0937

August 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	TISBURY MA
Recording Date	Aug 28, 2019
Property Address	194 W SPRING ST, VINEYARD HAVEN, MA 02568-6310
Document Number	1504-442
Book / Page	001504 / 000442
Instrument Date	Apr 24, 2019
Instrument	4726
Transaction Type	Transfer
Record Updated	Sep 17, 2019
Title Company	NOT AVAILABLE

Transaction

Amount	Amount on Record
Tax	$9.12
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	PO BOX 4593 VINEYARD HAVEN MA 025680937, VINEYARD HAVEN, MA 02568-0937

August 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	TISBURY MA
Recording Date	Aug 28, 2019
Property Address	194 W SPRING ST, VINEYARD HAVEN, MA 02568-6310
Document Number	1504-451
Book / Page	001504 / 000451
Instrument Date	Apr 17, 2019
Instrument	4729
Transaction Type	Transfer
Record Updated	Sep 17, 2019
Title Company	NOT AVAILABLE

Transaction

Amount	Amount on Record
Tax	$3.04
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	PO BOX 4593 VINEYARD HAVEN MA 025680937, VINEYARD HAVEN, MA 02568-0937

August 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	TISBURY MA
Recording Date	Aug 28, 2019
Property Address	194 W SPRING ST, VINEYARD HAVEN, MA 02568-6310
Document Number	1504-433
Book / Page	001504 / 000433
Instrument Date	Mar 16, 2019
Instrument	4723
Transaction Type	Transfer
Record Updated	Sep 17, 2019
Title Company	NOT AVAILABLE

Transaction

Amount	Amount on Record
Tax	$9.12
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	PO BOX 4593 VINEYARD HAVEN MA 025680937, VINEYARD HAVEN, MA 02568-0937

Tax Assessment & Valuation

The 2026 property tax bill for 194 W Spring St was $8,465, up 5.1% from the year before.

Source: Dukes County and Tisbury Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Dukes County
County Subdivision	Tisbury Town
Secondary School District	Martha's Vineyard School District (09 - 12)
Elementary School District	Tisbury School District (PK - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$8,465.00 (+5.14%)	$1,140,900 (+7.27%) Land $467,800 Building $673,100	$1,179,450
2025	$8,051.00 (-3.17%)	$1,063,600 (+2.07%) Land $401,000 Building $662,600
2024	$8,315.00 (+11.79%)	$1,042,000 (+2.55%) Land $368,100 Building $673,900
2023	$7,438.00	$1,016,100 Land $369,000 Building $647,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 194 W Spring St in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 1991.

Source: FEMA National Flood Hazard Layer, effective February 7, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	1 (1991)
Most Recent Claim	Oct 1991 · Coastal Storm

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 194 W Spring St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TISBURY WATER WORKS serves 6,082 people · EPA ID MA4296000
Water Source	Groundwater
Last State Inspection	May 2025
Lead	7 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 258 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 2,000
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20