194 W River St, Upton, MA 01568 Property Records

Worcester County and Upton Town property record for 194 W River St, Upton, MA 01568 · Last verified July 2026

Property Highlights

Property Type	Residential > Single Family > Home
Bedrooms	2 Beds
Bathrooms	1.5 Baths
Year Built	Built 1992
Square Footage	2,225 sqft Living Area
Lot Size	80,150 sqft (1.84 acres)
Garage	Basement
Occupancy	Owner Occupied
Tax Bill	$9,080.00 (2025)

Property Details

APN / Parcel Number

Primary APN	`M:031 B:L:019-01`
Alternative APNs	`UPTO M:031 L:019.01` `2133`

Interior

Bedrooms	2 Beds
Full Baths	1.5 Baths
Partial Baths	1 Partial Baths
Total Rooms	3 Rooms
Building Area	2,225 sqft Living Area
Gross Area	5,480 sqft Gross Area
1st Floor	1,126 sqft 1st Floor
Basement Area	1,112 sqft Basement
Unfinished Basement	562 sqft Unfinished
Stories	2 Stories
Fireplace	Fireplace
Fireplaces	1 Fireplaces

Exterior

Year Built	Built 1992
Effective Year Built	Effective 1992
Architectural Style	Cape Cod Style
Exterior Material	Wood Siding Exterior
Construction Type	Frame Construction
Roof Construction	Gable Roof Construction
Roof Material	Asphalt Roof
Lot Area	80,150 sqft (1.84 acres)
Garage Type	Basement Garage

Utilities and HVAC

Cooling System	HVAC Cooling
Heating System	Hot Water Heating
Heating Fuel	Oil Heating Fuel

Location & Zoning

Street Address	194 W RIVER ST
City	UPTON
State	MA
Zip	01568-1443
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Lot Number	19.01
Jurisdiction	UPTON MA
Minor Civil Division	UPTON
Census Blockgroup	4
Census Block	4030
Census Tract	743100

Owner

Source: Worcester County and Upton Town records · APN M:031 B:L:019-01

Assessment roll updated April 14, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	194 W RIVER ST, UPTON, MA 01568-1443
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Record Refreshed	Sep 20, 2026

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UPTON MA
Property Address	194 W RIVER ST, UPTON, MA 01568-1443
Transaction Type	Mortgage
Record Updated	Apr 02, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	64694-131
Date	Mar 16, 2021
Book Page	64694/131
Instrument	36250

Lender

Name	MORTGAGE NETWORK INC
Type	Mortgage Company

Agreement

Type	Stand Alone Refinance
Amount	Amount Recorded
Term	361 Months
Due	Apr 01, 2051

Tax Assessment & Valuation

Source: Worcester County and Upton Town records · Assessment roll updated April 14, 2026 · Last verified July 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Worcester County
County Subdivision	Upton Town
Unified School District	Mendon-Upton School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$9,080.00 (+1.6%)	$690,500 (+5.69%) Land $252,100 Building $438,400	$581,875 (-16.68%)
2024	$8,937.00 (+43.54%)	$653,300 (+45.53%) Land $228,100 Building $425,200	$698,345
2023	$6,226.00	$448,900 Land $188,100 Building $260,800

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Worcester County (25027C), updated November 30, 2025 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No

Wildfire

Wildfire Risk	Low above 20% of the US · above 58% of Massachusetts
Wildfire Likelihood	About 1 in 5,000 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.