194 W Central Ave, Camden, OH 45311 Property Records

Preble County property record for 194 W Central Ave, Camden, OH 45311

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,116 sqft · built 1965
Lot Size	0.146 acres (6,338 sqft)
Owner	Individual Name on Record
Last Sale	$190,000 (Dec 2021)
Tax Bill	$2,697 (2025)
Deeds & Mortgages	Dec 2021 Sale & Mortgage Oct 2020 Transfer
Flood Zone	Zone X (minimal risk)
APN	`J30-0002-010-00-062-000`

Property Details

APN / Parcel Number

Primary APN	`J30-0002-010-00-062-000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	5 Plumbing Fixtures
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	2,116 sqft Living Area
1st Floor Area	1,074 sqft
2nd Floor Area	1,042 sqft
Basement Area	1,074 sqft
Unfinished Basement	1,074 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1965
Effective Year Built	Effective 1970
Exterior Material	Wood
Construction Type	Frame
Roof Type	Gable
Roof Material	Shingle
Lot Area	6,338 sqft (0.146 acres)
Lot Dimensions	132 ft deep x 48 ft wide
Terrain	Rolling
Porch	Slab
Porch Area	175 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Central
Heating Fuel	Gas

Location & Zoning

Street Address	194 W CENTRAL AVE
City	CAMDEN
State	OH
Zip	45311-1010
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 66
Legal Subdivision	VILLAGE OF CAMDEN
Legal Lot Number	66
Jurisdiction	PREBLE OH
Township / Civil Division	SOMERS
Census Block Group	1
Census Block	1065
Census Tract	470102

Owner

Source: Preble County records, as of March 17, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	224 N MAIN ST, CAMDEN, OH 45311-1123
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 21, 2021	Warranty Deed, Transfer · Conventional Mortgage SOMERVILLE BANK
Oct 21, 2020	Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 21, 2021 · Amount on Record
Deed Sale	Dec 21, 2021 · Amount on Record
Deed Document Number	20217286
Deed Book / Page	428 / 2599
Prior Transfer Date	Sep 30, 2020
Prior Transfer Doc	410/1419
Record Updated	Jun 8, 2026

December 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PREBLE OH
Recording Date	Dec 21, 2021
Property Address	194 W CENTRAL AVE, CAMDEN, OH 45311-1010
Document Number	00428/2599
Book / Page	428 / 2599
Instrument Date	Dec 16, 2021
Instrument	202100007286
Transaction Type	Transfer
Record Updated	Jan 17, 2022
Title Company	FREEDOM TITLE AGENCY INC, FREEDOM TITLE COMPANY INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$570.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	224 N MAIN ST, CAMDEN, OH 45311-1123

Mortgage

Document Number	202100007287
Date	Dec 21, 2021
Instrument	202100007287

Lender

Name	SOMERVILLE BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2052

Interest

Rate Type	Adjustable Rate
Rate	3.37%
Type Change Date	Jan 1, 2027
Change Frequency	Annually
Min Rate At Change	3.25%
Max Rate At Change	6.37%
Index	1-Year LIBOR
Max Rate	12.3%

October 2020: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	PREBLE OH
Recording Date	Oct 21, 2020
Property Address	194 W CENTRAL AVE, CAMDEN, OH 45311-1010
Document Number	410/1419
Book / Page	410 / 1419
Instrument Date	Sep 30, 2020
Instrument	202000005172
Transaction Type	Transfer
Record Updated	Jun 15, 2021

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Common
Address	3302 SPRUCE LN, OXFORD, OH 45056-9108

Tax Assessment & Valuation

Source: Preble County assessment roll, as of March 17, 2026

Property Jurisdictions

Type	Name
State	Ohio
Municipality	Camden Village
County	Preble County
County Subdivision	Somers Township
Unified School District	Preble Shawnee Local School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,697.00 (-1.21%)	$67,520 (-) Land $6,340 Building $61,180
2024	$2,730.00 (+0.44%)	$67,520 (-) Land $6,340 Building $61,180
2023	$2,718.00 (+88.36%)	$67,520 (+112.93%) Land $6,340 Building $61,180	$192,900 (-) Land $18,100 Building $174,800
2022	$1,443.00	$31,710 Land $5,250 Building $26,460
2020			$192,900 Land $18,100 Building $174,800

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective May 7, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 12 policies
Nearby Flood Policies	12 in force
Nearby Flood Claims	2 (2018–2020)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Mar 2020 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 64% of Ohio
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	VILLAGE OF CAMDEN serves 2,050 people · EPA ID OH6800112
Water Source	Groundwater
Last State Inspection	Dec 2025
Lead	1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 367 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Watch TV Fixed Wireless	400 / 40
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: altafiber Network Solutions, Brightspeed.

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