Middlesex County and Melrose City property record for 194 Vinton St, Melrose, MA 02176
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 1,240 sqft · built 1954 |
| Lot Size | 0.111 acres (4,826 sqft) |
| Owner | Company Name on Record |
| Last Sale | $173,500 (Dec 1997) |
| Tax Bill | $6,578 (2026) |
| Deeds & Mortgages | Apr 2026 Line of Credit May 2021 Refinance + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | MELR M:B10 P:0000035 |
| Primary APN | MELR M:B10 P:0000035 |
|---|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,240 sqft Living Area |
| Gross Area | 1,769 sqft |
| Basement Area | 230 sqft |
| Unfinished Basement | 230 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1954 |
|---|---|
| Effective Year Built | Effective 1954 |
| Architectural Style | Ranch |
| Exterior Material | Wood Siding |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 4,826 sqft (0.111 acres) |
| Heating System | Radiant |
|---|---|
| Heating Fuel | Gas |
| Street Address | 194 VINTON ST |
|---|---|
| City | MELROSE |
| State | MA |
| Zip | 02176-1732 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | URA |
| Legal Subdivision | PLAN 11899A |
| Jurisdiction | MELROSE MA |
| Township / Civil Division | MELROSE |
| Census Block Group | 4 |
| Census Block | 4003 |
| Census Tract | 336100 |
Source: Middlesex County and Melrose City records, as of October 20, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Company Name on Record |
|---|---|
| Mailing Address | 194 VINTON ST, MELROSE, MA 02176-1732 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Trust |
| Date | Document |
|---|---|
| Apr 17, 2026 | Deed of Trust, Mortgage · Line of Credit CAMBRIDGE SAVINGS BANK |
| May 6, 2021 | Deed of Trust, Mortgage · Stand-Alone Refinance CAMBRIDGE SAVINGS BANK |
| May 14, 2021 | Quit Claim Deed, Transfer Quitclaim |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Dec 17, 1997 · Amount on Record |
| Deed Sale | Dec 17, 1997 · Amount on Record |
| Last Transfer Date | May 10, 2021 |
| Transfer Doc | 0001879849 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MELROSE MA |
| Recording Date | Apr 17, 2026 |
| Property Address | 194 VINTON ST, MELROSE, MA 02176-1732 |
| Document Number | 0001998069 |
| Instrument Date | Apr 13, 2026 |
| Instrument | 20261998069 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0001998069, |
|---|---|
| Date | Apr 17, 2026 |
| Instrument | 20261998069 |
| Name | CAMBRIDGE SAVINGS BANK |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | May 1, 2056 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 6.11% |
| Initial Type | Adjustable Rate |
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MELROSE MA |
| Property Address | 194 VINTON ST, MELROSE, MA 02176-1732 |
| Transaction Type | Mortgage |
| Record Updated | Jan 9, 2024 |
| Name | Verified Name |
|---|
| Document Number | 0001879058 |
|---|---|
| Date | May 6, 2021 |
| Instrument | 1879058 |
| Name | CAMBRIDGE SAVINGS BANK |
|---|---|
| Type | Bank |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jun 1, 2051 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | MELROSE MA |
| Recording Date | May 14, 2021 |
| Property Address | 194 VINTON ST, MELROSE, MA 02176-1732 |
| Document Number | 0001879849 |
| Instrument Date | May 10, 2021 |
| Instrument | 1879849 |
| Transaction Type | Transfer |
| Record Updated | Jan 9, 2024 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 194 VINTON ST, MELROSE, MA 02176-1732 |
Source: Middlesex County and Melrose City assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Middlesex County |
| Municipality | Melrose City |
| Unified School District | Melrose School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $6,578.00 (+11,86%) | $573,500 (+3.22%) Land $396,800 Building $176,700 | $620,054 (-4.58%) |
| 2025 | $55.00 (-98.95%) | $555,600 (+4.83%) Land $396,800 Building $158,800 | $649,800 |
| 2024 | $5,263.00 (+1.04%) | $530,000 (+6.02%) Land $371,200 Building $158,800 | |
| 2023 | $5,209.00 | $499,900 Land $345,600 Building $154,300 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 10, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MELROSE WATER DIVISION (MWRA) serves 29,938 people · EPA ID MA3178000 |
|---|---|
| Water Source | Purchased surface water from MWRA |
| Last State Inspection | Oct 2025 |
| Lead | 10 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Lead service line replacement currently in violation since Nov 2021 |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 361 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
| Xfinity Cable | 2,000 / 2,000 |
| Netafy Fixed Wireless | 476 / 106 |
| AT&T Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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