Harnett County property record for 194 Valley Stream Rd, Spring Lake, NC 28390
| Property Type | Single Family Home |
|---|---|
| Details | 5 bd · 4 ba · 3,410 sqft · built 2013 |
| Lot Size | 1 acres (43,560 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $327,000 (Jan 2018) |
| Tax Bill | $3,335 (2026) |
| Deeds & Mortgages | Jan 2018 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 1500025912 |
| Primary APN | 1500025912 |
|---|---|
| Alternative APN |
|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 3.5 Baths |
| Half Baths | 1 Half Bath |
| Building Area | 3,490 sqft Heated Area |
| 1st Floor Area | 1,712 sqft |
| Year Built | Built 2013 |
|---|---|
| Effective Year Built | Effective 2013 |
| Roof Type | Gable |
| Lot Area | 43,560 sqft (1 acres) |
| Garage Area | 483 sqft |
| Porch | Porch |
| Porch Area | 350 sqft |
| Patio Area | 42 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Heat Pump |
| Account Number | 1500025912 |
|---|---|
| Street Address | 194 VALLEY STREAM RD |
| City | SPRING LAKE |
| State | NC |
| Zip | 28390-2875 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RA20R |
| Legal Description | LOT#799 ANDERSON CREEK CLUB PH5B1 MAP#2013-114 |
| Legal Subdivision | ANDERSON CREEK CLUB |
| Legal Phase | 5 |
| Legal Lot Number | 799 |
| Jurisdiction | HARNETT NC |
| Township / Civil Division | ANDERSON CREEK |
| Census Block Group | 2 |
| Census Block | 2025 |
| Census Tract | 71204 |
Source: Harnett County records, as of October 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 194 VALLEY STREAM RD, SPRING LAKE, NC 28390-2875 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jan 3, 2018 · Amount on Record |
| Deed Sale | Jan 3, 2018 · Amount on Record |
| Prior Sale | May 5, 2014 · Amount on Record |
| Deed Document Number | 2018120 |
| Deed Book / Page | 3570 / 522 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HARNETT NC |
| Recording Date | Jan 3, 2018 |
| Property Address | 194 VALLEY STREAM RD, SPRING LAKE, NC 28390-2875 |
| Document Number | 0000000120 |
| Book / Page | 3570 / 0522 |
| Map Reference | MB 2013 PG 114 |
| Instrument Date | Dec 21, 2017 |
| Instrument | 2018000120 |
| Transaction Type | Transfer |
| Record Updated | Aug 9, 2021 |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $654.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 508 BUNCHGRASS ST, 508, EVANS, GA 30809-0369 |
| Name | Verified Name |
|---|---|
| Address | 194 VALLEY STREAM RD, SPRING LAKE, NC 28390-2875 |
| Document Number | 0000000121 |
|---|---|
| Date | Jan 3, 2018 |
| Instrument | 2018000121 |
| Name | PACIFIC UNION FINANCIAL LLC |
|---|---|
| Type | Lending Institution |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Feb 1, 2048 |
Source: Harnett County assessment roll, as of September 8, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Harnett County |
| Unified School District | Harnett County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $3,335.00 (+5.94%) | $439,207 (+0.5%) | $439,207 (+0.5%) Land $35,480 Building $403,727 |
| 2023 | $3,148.00 | $437,025 | $437,025 Land $49,320 Building $387,705 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective March 12, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 21 policies |
| Nearby Flood Policies | 21 in force |
| Nearby Flood Claims | 6 (2013–2018) |
| Claims Outside the SFHA | 6 of 6 |
| Most Recent Claim | Sep 2018 · Hurricane Florence |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 62% of the US · above 54% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.06% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | HARNETT REGIONAL WATER serves 121,885 people · EPA ID NC0343045 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Mar 2026 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 270 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Brightspeed Fiber | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| Starlink Satellite | 280 / 30 |
| T-Mobile Fixed Wireless | 100 / 20 |
5G (outdoors only) and 4G LTE
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