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194 Terry Loop, Watsonville, CA 95076 Property Records

Santa Cruz County property record for 194 Terry Loop, Watsonville, CA 95076 · Last verified August 2026

Property Highlights

Property TypeResidential > Condominium / Townhouse > Townhouse
Bedrooms2 Beds
Bathrooms1.5 Baths
Year BuiltBuilt 2000
Square Footage1,372 sqft Living Area
Lot Size828 sqft (0.019 acres)
OccupancyOwner Occupied
Last Sale$483,000 (2020)
Tax Bill$6,658.00 (2025)

Property Details

APN / Parcel Number

Primary APN016-601-43
Alternative APNs
  • 016-601-43-000
  • 01629243000

Interior

Bedrooms2 Beds
Full Baths1.5 Baths
Partial Baths1 Partial Baths
Total Rooms5 Rooms
Building Area1,372 sqft Living Area
Gross Area1,592 sqft Gross Area

Exterior

Year BuiltBuilt 1984
Effective Year BuiltEffective 2000
Architectural StyleTownhouse Style
Construction TypeWood Construction
Roof MaterialComposition Shingle Roof
Lot Area828 sqft (0.019 acres)
Parking Spaces1 Parking Spaces
Garage TypeAttached Garage
Garage Area220 sqft Garage

Utilities and HVAC

Cooling SystemCentral Cooling
Heating SystemCentral Heating
SewageMunicipal Sewage
Water SourceCommercial Water Source

Location & Zoning

Street Address194 TERRY LOOP
CityWATSONVILLE
StateCA
Zip95076-3073
Property UsageResidential Property Usage
TypeResidential > Condominium / Townhouse > Townhouse
Legal SubdivisionTRACT 949
Legal Lot Number43
JurisdictionSANTA CRUZ CA
Minor Civil DivisionWATSONVILLE
Census Blockgroup2
Census Block2008
Census Tract110506

Owner

Source: Santa Cruz County records · APN 016-601-43

Assessment roll updated August 19, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address194 TERRY LOOP, WATSONVILLE, CA 95076-3073
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity
VestingJoint Tenant/Joint Tenant w/ Right Of Survivorship

Deeds, Mortgages & Sale History

DateDocument
Mar 17, 2020Deed of Trust, Mortgage · Conventional Mortgage
FREEDOM MORTGAGE CORP
Oct 08, 2020Grant Deed, Transfer · Federal Housing Administration (FHA) Mortgage
FINANCE OF AMERICA MORTGAGE LLC
Apr 03, 2017Grant Deed, Transfer · Conventional Mortgage
ON Q FINANCIAL INC

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleOct 08, 2020 · Amount on Record
Deed SaleOct 08, 2020 · Amount on Record
Prior SaleApr 03, 2017 · Amount on Record
Deed Doc Number202040837
Prior Transfer DateJul 08, 1999
Prior Transfer Doc0000048604
Record RefreshedSep 20, 2026

March 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSANTA CRUZ CA
Property Address194 TERRY LOOP, WATSONVILLE, CA 95076-3073
Transaction TypeMortgage
Record UpdatedFeb 05, 2021
Title CompanyTITLE365

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000009271
DateMar 17, 2020
Instrument2020-0009271
Lender
NameFREEDOM MORTGAGE CORP
TypeSubprime Lender
AddressMOUNT LAUREL, NJ 08054
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term326 Months
DueMay 01, 2047

October 2020: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionSANTA CRUZ CA
Recording DateOct 08, 2020
Property Address194 TERRY LOOP, WATSONVILLE, CA 95076-3073
Document Number0000040837
Map ReferenceVOL 73 PG 39
Instrument DateOct 05, 2020
Instrument2020-0040837
Transaction TypeTransfer
Record UpdatedAug 17, 2021
Title CompanyOLD REPUBLIC TITLE COMPANY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyRounded Values by County
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenant/Joint Tenant w/ Right Of Survivorship
Address194 TERRY LOOP, WATSONVILLE, CA 95076-3073

Mortgage

Document Number0000040838
DateOct 08, 2020
Instrument2020-0040838
Lender
NameFINANCE OF AMERICA MORTGAGE LLC
TypeMortgage Company
Agreement
TypeFederal Housing Administration (FHA) Mortgage
AmountAmount Recorded
Term361 Months
DueNov 01, 2050

April 2017: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionSANTA CRUZ CA
Recording DateApr 03, 2017
Property Address194 TERRY LOOP, WATSONVILLE, CA 95076-3073
Document Number0000010998
Map ReferenceMAP73 PG39
Instrument DateMar 30, 2017
Instrument2017-0010998
Transaction TypeTransfer
Record UpdatedAug 17, 2021
Title CompanyOLD REPUBLIC TITLE COMPANY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyCalculated from Tax
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCommunity Property (Marital Community) with Rights of Survivorship
Address194 TERRY LOOP, WATSONVILLE, CA 95076-3073

Mortgage

Document Number0000010999
DateApr 03, 2017
Instrument2017-0010999
Lender
NameON Q FINANCIAL INC
TypeLending Institution
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueApr 01, 2047

Tax Assessment & Valuation

Source: Santa Cruz County records · Assessment roll updated August 19, 2026 · Last verified August 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySanta Cruz County
MunicipalityWatsonville City
Unified School DistrictPajaro Valley Joint Unified School District (KG - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2026$533,270 (+2%) Land $373,289 Building $159,981
2025$6,658.00 (+13.35%) Homeowner's exemption$522,815 (+4.04%) Land $365,971 Building $156,844
2023$5,874.00 (+1.8%) Homeowner's exemption$502,513 Land $351,760 Building $150,753$563,760
2022$5,770.00

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