194 Summer Ridge Loop, Sunset, LA 70584 Property Records

St. Landry Parish property record for 194 Summer Ridge Loop, Sunset, LA 70584

Property Summary

Property Type	Residential
Lot Size	0.367 acres (15,987 sqft)
Owner	Individual Name on File
Last Sale	$220,000 (Nov 2023)
Tax Bill	$1,235 (2025)
Deeds & Mortgages	Oct 2025 Mortgage Nov 2023 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`0103788600W`

Property Details

APN / Parcel Number

Primary APN	`0103788600W`

Exterior

Lot Area	15,987 sqft (0.367 acres)
Lot Dimensions	122 ft deep x 135 ft wide

Location & Zoning

Street Address	194 SUMMER RIDGE LOOP
City	SUNSET
State	LA
Zip	70584-5059
Property Category	Residential
Property Type	Residential > Specialized > Other
Legal Description	1 LOT 26 (135.85X122.07) (.367 AC) SUMMER RIDGE SUBDIV IN SEC 174 175 T-7S R-4E 1249198
Legal Range	04E
Legal Township	07
Legal Section	17
Legal Subdivision	SUMMER RIDGE 1-OUT
Legal Lot Number	2,6,26
Jurisdiction	ST LANDRY LA
Township / Civil Division	11
Census Block Group	4
Census Block	4002
Census Tract	961200

Owner

Source: St. Landry Parish assessment roll, as of May 5, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	194 SUMMER RIDGE LOOP, SUNSET, LA 70584-5059
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 1, 2025	Deed of Trust, Mortgage · FHA Mortgage ROCKET MORTGAGE LLC
Nov 2, 2023	Cash Sale Deed, Transfer · FHA Mortgage GMFS LLC
Jul 27, 2022	Deed of Trust, Mortgage · Stand-Alone Refinance SECRETARY HOUSING URBAN DEVELOPMENT

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Nov 2, 2023 · Amount on Record
Deed Sale	Nov 2, 2023 · Amount on Record
Prior Sale	Apr 10, 2008 · Amount on Record
Deed Document Number	20231249198
Record Updated	Jun 8, 2026

October 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST LANDRY LA
Property Address	194 SUMMER RIDGE LOOP, SUNSET, LA 70584-5059
Transaction Type	Mortgage
Record Updated	Oct 21, 2025
Title Company	ROCKET TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0001273667
Date	Oct 1, 2025
Instrument	1273667

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 1, 2055

November 2023: Cash Sale Deed, Transfer

Document Type	Cash Sale Deed
Jurisdiction	ST LANDRY LA
Recording Date	Nov 2, 2023
Property Address	194 SUMMER RIDGE LOOP, SUNSET, LA 70584-5059
Document Number	0001249198
Instrument Date	Oct 30, 2023
Instrument	1249198
Transaction Type	Transfer
Record Updated	Dec 5, 2023

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	194 SUMMER RIDGE LOOP, SUNSET, LA 70584-5059

Mortgage

Document Number	0001249204
Date	Nov 2, 2023
Instrument	1249204

Lender

Name	GMFS LLC
Type	Subprime Lender

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 1, 2053

July 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST LANDRY LA
Property Address	194 SUMMER RIDGE LOOP, SUNSET, LA 70584-5059
Transaction Type	Mortgage
Record Updated	Aug 17, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0001232831
Date	Jul 27, 2022
Instrument	1232831

Lender

Name	SECRETARY HOUSING URBAN DEVELOPMENT
Type	Government Agency

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	205 Months
Due	Aug 1, 2039

Tax Assessment & Valuation

Source: St. Landry Parish assessment roll, as of May 5, 2026

Property Jurisdictions

Type	Name
State	Louisiana
County	St. Landry Parish
Unified School District	St. Landry Parish School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,235.00 (+168.48%)	$21,320 (+38.26%) Land $2,880 Building $18,440	$213,200 (+38.26%) Land $28,800 Building $184,400
2023	$460.00 (-12.55%) Homeowner's exemption	$15,420 (-) Land $2,630 Building $12,790	$154,200 (-) Land $26,300 Building $127,900
2022	$526.00 Homeowner's exemption	$15,420 Land $2,630 Building $12,790	$154,200 Land $26,300 Building $127,900

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 5, 2010 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	5 in force
Nearby Flood Claims	3 (2016)
Claims Outside the SFHA	3 of 3
Most Recent Claim	Aug 2016 · Severe Storms And Flooding
Claims by Event	Severe Storms And Flooding, Aug 2016 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 69% of Louisiana
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Internet Providers

Source: FCC Broadband Data Collection, based on 41 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Allen's TV Cable Service Fiber · Cable	1,000 / 1,000
AT&T Fixed Wireless	100 / 20

May also be available: Spectrum, T-Mobile USA, Verizon.

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