194 Steiner Rd, Chillicothe, OH 45601 Property Records

Ross County property record for 194 Steiner Rd, Chillicothe, OH 45601

Property Summary

Property Type	Single Family Home
Details	1 ba · 1,176 sqft · built 1990
Lot Size	1.17 acres (50,965 sqft)
Owner	2 Individual Names on File
Last Sale	$181,000 (Jul 2024)
Tax Bill	$1,963 (2025)
Deeds & Mortgages	May 2023 Sale & Mortgage May 2021 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`37-09-17-287.000`

Property Details

APN / Parcel Number

Primary APN	`37-09-17-287.000`
Alternative APN	`091728`

Interior

Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,176 sqft Living Area
Gross Area	2,352 sqft
1st Floor Area	1,176 sqft
Basement Area	1,176 sqft
Flooring	Tile
Interior Walls	Plaster

Exterior

Year Built	Built 1990
Effective Year Built	Effective 1990
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Other
Lot Area	50,965 sqft (1.17 acres)
Terrain	Rolling

Exterior Amenities

Porch	Open Porch
Deck Area	64 sqft
Shed	1 Shed
Shed Area	320 sqft
Canopy	64 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	091728
Street Address	194 STEINER RD
City	CHILLICOTHE
State	OH
Zip	45601-8382
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	194 STEINER RD RES 1.17 AC 9-17-287 NS VININGS 4161 PT 9-17-26 STEINER
Legal Subdivision	VIRGINIA MILITARY SURV #4713
Jurisdiction	ROSS OH
Township / Civil Division	UNION
Census Block Group	3
Census Block	3007
Census Tract	955801

Owner

194 Steiner Rd is owned and occupied by two individuals who bought it in July 2024.

Source: Ross County records, as of May 21, 2026

Owner of Record	2 Individual Names on File
Mailing Address	194 STEINER RD, CHILLICOTHE, OH 45601-8382
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Remainderman

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 1, 2023	Warranty Deed, Transfer · Conventional Mortgage WESBANCO BANK INC
May 11, 2021	Intrafamily Transfer, Transfer · Conventional Mortgage FIFTH THIRD BANK NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 8, 2024 · Amount on File
Deed Sale	Jul 8, 2024 · Amount on File
Prior Sale	May 1, 2023 · Amount on File
Deed Document Number	20244037
Deed Book / Page	576 / 2296
Prior Transfer Date	Feb 1, 2021
Prior Transfer Doc	0005503586
Record Updated	Sep 20, 2026

May 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ROSS OH
Recording Date	May 1, 2023
Property Address	194 STEINER RD, CHILLICOTHE, OH 45601-8382
Document Number	0005675048
Book / Page	567 / 5048
Instrument Date	Apr 28, 2023
Instrument	202300002717
Transaction Type	Transfer
Record Updated	May 26, 2023
Title Company	NORTHWEST TITLE FAM/COMPANIES, NORTHWEST TTL FAM COMPANIES

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	194 STEINER RD, CHILLICOTHE, OH 45601-8382

Mortgage

Document Number	202300002718
Date	May 1, 2023
Instrument	202300002718

Lender

Name	WESBANCO BANK INC
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	May 1, 2053

May 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	ROSS OH
Recording Date	May 11, 2021
Property Address	194 STEINER RD, CHILLICOTHE, OH 45601-8382
Document Number	0005503586
Book / Page	550 / 3586
Instrument Date	Feb 1, 2021
Instrument	202100004191
Transaction Type	Transfer
Record Updated	Aug 25, 2022

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	194 STEINER RD, CHILLICOTHE, OH 45601-8382

Mortgage

Document Number	202100004192
Date	May 11, 2021
Instrument	202100004192

Lender

Name	FIFTH THIRD BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	358 Months
Due	Mar 1, 2051

Tax Assessment & Valuation

The 2025 property tax bill for 194 Steiner Rd was $1,963, up 59.9% from the year before.

Source: Ross County assessment roll, as of May 21, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Ross County
County Subdivision	Union Township
Unified School District	Union-Scioto Local School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,963.00 (+59.85%)	$63,350 (+77.9%) Land $6,540 Building $56,810	$181,000 (+77.9%) Land $18,680 Building $162,320
2024	$1,228.00 (-1.92%) Homeowner's exemption	$35,610 (-) Land $6,370 Building $29,240	$101,740 Land $18,190 Building $83,550
2023	$1,252.00 (-0.24%) Homeowner's exemption	$35,610 (-) Land $6,370 Building $29,240
2022	$1,255.00 Homeowner's exemption	$35,610 Land $6,370 Building $29,240	$101,740 Land $18,190 Building $83,550

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 194 Steiner Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective December 7, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 194 Steiner Rd is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 64% of Ohio
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ROSS COUNTY WATER CO INC private · serves 35,345 people · EPA ID OH7101412
Water Source	Groundwater
Last State Inspection	Jul 2023
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 29 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 35

May also be available: Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

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