194 Spring Lake Dr, Ellijay, GA 30536 Property Records

Gilmer County property record for 194 Spring Lake Dr, Ellijay, GA 30536

Property Summary

Property Type	Single Family Home
Details	2 bd · 3 ba · 2,522 sqft · built 1997
Lot Size	3.15 acres (137,214 sqft)
Owner	Individual Name on File
Last Sale	$240,000 (Dec 2019)
Tax Bill	$2,458 (2025)
Deeds & Mortgages	May 2018 Mortgage Dec 2019 Sale & Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`3099I 014B`

Property Details

APN / Parcel Number

Primary APN	`3099I 014B`
Alternative APN	`31908`

Interior

Bedrooms	2 Beds
Full Baths	3 Baths
Stories	1 Story
Building Area	2,522 sqft Heated Area
1st Floor Area	936 sqft
2nd Floor Area	364 sqft
Basement Area	936 sqft
Finished Basement	936 sqft
Flooring	Softwood
Interior Walls	Wood
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1997
Effective Year Built	Effective 2000
Architectural Style	Rustic
Exterior Material	Logs
Construction Type	Log
Roof Type	Gable
Roof Material	Metal
Lot Area	137,214 sqft (3.15 acres)
Porch	Patio
Porch Area	288 sqft
Deck Area	240 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	31908
Street Address	194 SPRING LAKE DR
City	ELLIJAY
State	GA
Zip	30536-6843
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	LT C-R
Legal Subdivision	SPRING LAKES COLONY
Legal Lot Number	C-R
Jurisdiction	GILMER GA
Township / Civil Division	SOUTH GILMER
Census Block Group	2
Census Block	2012
Census Tract	80500

Owner

194 Spring Lake Dr is owned and occupied by an individual who bought it in December 2019.

Source: Gilmer County records, as of February 20, 2026

Owner of Record	Individual Name on File
Mailing Address	194 SPRING LAKE DR, ELLIJAY, GA 30536-6843
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 8, 2018	Deed of Trust, Mortgage UNITED COMMUNITY BANK
Dec 23, 2019	Warranty Deed, Transfer · VA Mortgage SWBC MORTGAGE
Jul 24, 2007	Intrafamily Transfer, Transfer
Jul 18, 2006	Deed, Transfer
Apr 12, 2006	Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 23, 2019 · Amount on File
Deed Sale	Dec 23, 2019 · Amount on File
Prior Sale	Apr 12, 2006 · Amount on File
Deed Document Number	20193306
Deed Book / Page	2218 / 204
Prior Transfer Date	Jul 24, 2007
Prior Transfer Doc	001399/253
Record Updated	Jun 8, 2026

May 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GILMER GA
Property Address	194 SPRING LAKE DR, ELLIJAY, GA 30536-6843
Transaction Type	Mortgage
Record Updated	Feb 20, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	002101/417
Date	May 8, 2018
Book Page	2101/417
Instrument	002923

Lender

Name	UNITED COMMUNITY BANK
Type	Bank

Agreement

Amount	Amount on Record
Term	300 Months
Due	May 1, 2043

December 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	GILMER GA
Recording Date	Dec 23, 2019
Property Address	194 SPRING LAKE DR, ELLIJAY, GA 30536-6843
Document Number	002218/204
Book / Page	2218 / 204
Instrument Date	Dec 23, 2019
Instrument	2019-003306
Transaction Type	Transfer
Record Updated	Feb 20, 2026

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	194 SPRING LAKE DR, ELLIJAY, GA 30536-6843

Mortgage

Document Number	0000002218/0000000207
Date	Dec 27, 2019
Book Page	0000002218/0000000207
Instrument	007677

Lender

Name	SWBC MORTGAGE

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jan 1, 2050

July 2007: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	GILMER GA
Recording Date	Jul 24, 2007
Property Address	194 SPRING LAKE DR, ELLIJAY, GA 30536-6843
Document Number	001399/253
Book / Page	1399 / 253
Instrument Date	Jul 24, 2007
Instrument	2007-002497
Transaction Type	Transfer
Record Updated	Feb 20, 2026

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	194 SPRING LAKE DR, ELLIJAY, GA 30536-6843

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	194 SPRING LAKE DR # 8179, 8179, ELLIJAY, GA 30536-6843

July 2006: Deed, Transfer

Document Type	Deed
Jurisdiction	GILMER GA
Recording Date	Jul 18, 2006
Property Address	194 SPRING LAKE DR, ELLIJAY, GA 30536-6843
Document Number	001286/159
Book / Page	1286 / 159
Instrument Date	Jul 18, 2006
Instrument	2006-003784
Transaction Type	Transfer
Record Updated	Feb 20, 2026

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	194 SPRING LAKE DR # 8179, 8179, ELLIJAY, GA 30536-6843

April 2006: Deed, Transfer

Document Type	Deed
Jurisdiction	GILMER GA
Recording Date	Apr 12, 2006
Property Address	194 SPRING LAKE DR, ELLIJAY, GA 30536-6843
Document Number	001254/246
Book / Page	1254 / 246
Instrument Date	Apr 12, 2006
Instrument	2006-001980
Transaction Type	Transfer
Record Updated	Feb 20, 2026

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length Partial Interest

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	82 SPRING LAKE DR # 8177, 8177, ELLIJAY, GA 30536-6841

Tax Assessment & Valuation

The 2025 property tax bill for 194 Spring Lake Dr was $2,458 with a homeowner's exemption.

Source: Gilmer County assessment roll, as of February 20, 2026

Property Jurisdictions

Type	Name
State	Georgia
County	Gilmer County
Unified School District	Gilmer County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,458.00 Homeowner's exemption	$162,292 Land $22,480 Building $139,812	$405,730 Land $56,200 Building $349,530
2023	$2,536.00	$158,560 Land $22,480 Building $136,080	$396,400 Land $56,200 Building $340,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 194 Spring Lake Dr in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective December 14, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	9 in force
Nearby Flood Claims	36 (1995–2016)
Claims Outside the SFHA	11 of 36
Most Recent Claim	Jan 2016 · river or lake flooding
Claims by Event	Severe Storms And Flooding, Dec 2015 · 4 claims Hurricane Ivan, Sep 2004 · 12 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 194 Spring Lake Dr is moderate, ranking above 46% of the US, with a 0.09% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 46% of the US · above 51% of Georgia
Wildfire Likelihood	0.09% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 61 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
ETC Fiber · Cable in parts of the area	2,500 / 2,500

Cell Coverage

5G (outdoors only) and 4G LTE

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