194 Speigletown Rd, Troy, NY 12182 Property Records

Rensselaer County and Schaghticoke Town property record for 194 Speigletown Rd, Troy, NY 12182

Property Summary

Property Type	Single Family Home
Details	4 bd · 1 ba · 954 sqft · built 1940
Lot Size	0.57 acres (24,829 sqft)
Owner	2 Individual Names on Record
Last Sale	$180,000 (Oct 2024)
Tax Bill	$2,892 (2025)
Deeds & Mortgages	Jul 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`384289 71.13-1-5`

Property Details

APN / Parcel Number

Primary APN	`384289 71.13-1-5`
Alternative APN	`315J175400`

Interior

Bedrooms	4 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	954 sqft Living Area
1st Floor Area	636 sqft
Upper Floors Area	318 sqft

Exterior

Year Built	Built 1940
Effective Year Built	Effective 1940
Architectural Style	Traditional
Exterior Material	Aluminum/Vinyl
Lot Area	24,829 sqft (0.57 acres)
Lot Dimensions	343 ft deep x 75 ft wide
Porch	Porch
Porch Area	119 sqft

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Oil
Sewer	Septic
Water Source	Well

Location & Zoning

Account Number	315J175400
Street Address	194 SPEIGLETOWN RD
City	TROY
State	NY
Zip	12182-1117
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R40
Legal Block	1
Legal Lot Number	5.000
Jurisdiction	RENSSELAER NY
Township / Civil Division	SCHAGHTICOKE
Census Block Group	1
Census Block	1029
Census Tract	51902

Owner

Source: Rensselaer County and Schaghticoke Town records, as of May 15, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	268 LYNN RD, AVERILL PARK, NY 12018-2728
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 15, 2024 · Amount on Record
Deed Sale	Oct 15, 2024 · Amount on Record
Prior Sale	Jul 27, 2021 · Amount on Record
Deed Document Number	20242024-647661
Deed Book / Page	10793 / 1
Prior Transfer Date	Aug 8, 2014
Record Updated	Jun 8, 2026

July 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	RENSSELAER NY
Recording Date	Jul 27, 2021
Property Address	194 SPEIGLETOWN RD, TROY, NY 12182-1117
Document Number	0096730047
Book / Page	9673 / 47
Instrument Date	Jul 15, 2021
Instrument	2021-593183
Transaction Type	Transfer
Record Updated	Jan 17, 2022

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	194 SPEIGLETOWN RD, TROY, NY 12182-1117

Mortgage

Document Number	2021593184
Date	Jul 27, 2021
Instrument	2021-593184

Lender

Name	MORTGAGE RESEARCH CENTER LLC
Type	Mortgage Company

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Rensselaer County and Schaghticoke Town assessment roll, as of May 15, 2026

Property Jurisdictions

Type	Name
State	New York
County	Rensselaer County
County Subdivision	Schaghticoke Town
Unified School District	Lansingburgh Central School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,892.00	$21,000 (-) Land $10,000 Building $11,000	$147,472 (+12.71%) Land $70,225 Building $77,247
2023		$21,000 Land $10,000 Building $11,000	$130,841 Land $62,305 Building $68,536

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective January 12, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	3 (2002–2017)
Claims Outside the SFHA	1 of 3
Most Recent Claim	Jul 2017 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 54% of New York
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 81 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Hudson Valley Wireless Fixed Wireless	200 / 20
T-Mobile Fixed Wireless	100 / 20