194 Silver Dr, Sonora, KY 42776 Property Records

Hardin County property record for 194 Silver Dr, Sonora, KY 42776

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,134 sqft · built 1976
Lot Size	0.55 acres (23,958 sqft)
Owner	Individual Name on File
Last Sale	$183,000 (Mar 2023)
Tax Bill	$1,767 (2025)
Deeds & Mortgages	Mar 2023 Sale & Mortgage Dec 2019 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`209-00-0A-012`

Property Details

APN / Parcel Number

Primary APN	`209-00-0A-012`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	1,134 sqft Living Area

Exterior

Year Built	Built 1976
Architectural Style	Ranch
Exterior Material	Brick
Foundation Type	Raised
Lot Area	23,958 sqft (0.55 acres)
Garage Type	Attached
Garage Area	378 sqft
Patio Area	126 sqft

Utilities, Heating & Cooling

Heating Fuel	Electric

Location & Zoning

Street Address	194 SILVER DR
City	SONORA
State	KY
Zip	42776-9734
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	GOLDEN AC LT 12
Legal Subdivision	GOLDEN AC
Legal Lot Number	12
Jurisdiction	HARDIN KY
Township / Civil Division	SONORA
Census Block Group	1
Census Block	1048
Census Tract	1602

Owner

194 Silver Dr is owned by an individual who bought it in March 2023.

Source: Hardin County records, as of January 16, 2026

Owner of Record	Individual Name on File
Mailing Address	12050 S DIXIE HWY, SONORA, KY 42776-9739
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 2, 2023	Deed, Transfer LINCOLN NATIONAL BANK
Dec 10, 2019	Deed, Transfer · Stand-Alone First Mortgage WILSON & MUIR BANK & TRUST CO
May 13, 2019	Warranty Deed, Foreclosure

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 2, 2023 · Amount on File
Deed Sale	Mar 2, 2023 · Amount on File
Prior Sale	Dec 10, 2019 · Amount on File
Deed Document Number	0015481231
Deed Book / Page	1548 / 1231
Record Updated	Jun 8, 2026

March 2023: Deed, Transfer

Document Type	Deed
Jurisdiction	HARDIN KY
Recording Date	Mar 2, 2023
Property Address	194 SILVER DR, SONORA, KY 42776-9734
Document Number	01548/1231
Book / Page	1548 / 1231
Map Reference	MB 6 PG 39
Instrument Date	Feb 23, 2023
Transaction Type	Transfer
Record Updated	Dec 5, 2025

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$183.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	194 SILVER DR, SONORA, KY 42776-9734

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	12050 S DIXIE HWY, SONORA, KY 42776-9739

Mortgage

Document Number	0024721431
Date	Mar 2, 2023
Instrument	2472/1431

Lender

Name	LINCOLN NATIONAL BANK
Type	Bank

Agreement

Amount	Amount on Record
Term	359 Months
Due	Feb 23, 2053

December 2019: Deed, Transfer

Document Type	Deed
Jurisdiction	HARDIN KY
Recording Date	Dec 10, 2019
Property Address	194 SILVER DR, SONORA, KY 42776-9734
Document Number	01482/1395
Book / Page	1482 / 1395
Instrument Date	Dec 10, 2019
Instrument	20190-00016008
Transaction Type	Transfer
Record Updated	Dec 5, 2025

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Notice of Foreclosure Sale Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	194 SILVER DR, SONORA, KY 42776-9734

Mortgage

Document Number	19000016008
Date	Dec 10, 2019
Instrument	190-00016008

Lender

Name	WILSON & MUIR BANK & TRUST CO

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record

May 2019: Warranty Deed, Foreclosure

Document Type	Warranty Deed
Jurisdiction	HARDIN KY
Recording Date	May 13, 2019
Property Address	194 SILVER DR, SONORA, KY 42776-9734
Document Number	01472/1055
Book / Page	1472 / 1055
Instrument Date	Sep 18, 2018
Instrument	20190-00005560
Transaction Type	Foreclosure
Record Updated	Dec 5, 2025

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2401 NW 23RD ST STE 1D, 1D, OKLAHOMA CITY, OK 73107-2420
Investor	Possibly a Property Investor

Tax Assessment & Valuation

The 2025 property tax bill for 194 Silver Dr was $1,767.

Source: Hardin County assessment roll, as of April 1, 2025

Property Jurisdictions

Type	Name
State	Kentucky
County	Hardin County
Unified School District	Hardin County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,767.00	$183,000 Land $20,000 Building $163,000	$183,000 Land $20,000 Building $163,000
2023		$117,000 Land $12,000 Building $105,000	$117,000 Land $12,000 Building $105,000
2021	$787.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 194 Silver Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 15, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 194 Silver Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 96% of Kentucky
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HARDIN COUNTY WATER DISTRICT #2 serves 76,326 people · EPA ID KY0470175
Water Source	Surface water
Last State Inspection	Sep 2025
Lead	6 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 9 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
Windstream DSL	100 / 20

May also be available: AT&T, T-Mobile, Telecast Communications.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Silver Dr

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