Middlesex County and Acton Town property record for 194 School St, #B, Acton, MA 01720
| Property Type | Condominium |
|---|---|
| Details | 3 bd · 1.5 ba · 1,225 sqft · built 1967 |
| Lot Size | 0.848 acres (36,963 sqft) |
| Owner | Individual Name on File |
| Last Sale | $313,000 (Nov 2016) |
| Tax Bill | $7,397 (2025) |
| Deeds & Mortgages | May 2025 Line of Credit Mar 2022 Refinance + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | ACTO M:00H3 B:0104 L:0002 |
| Primary APN | ACTO M:00H3 B:0104 L:0002 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 12 Rooms |
| Stories | 2 Stories |
| Building Area | 1,225 sqft Living Area |
| Gross Area | 2,077 sqft |
| Year Built | Built 1967 |
|---|---|
| Effective Year Built | Effective 1967 |
| Architectural Style | Other |
| Exterior Material | Aluminum/Vinyl |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 36,963 sqft |
| Heating System | Hot Water |
|---|---|
| Heating Fuel | Gas |
| Street Address | 194 SCHOOL ST, B |
|---|---|
| City | ACTON |
| State | MA |
| Zip | 01720-4486 |
| Property Category | Residential |
| Property Type | Residential > Condominium / Townhouse > Condominium |
| Local Zoning Code | R2 |
| Legal Subdivision | 194 SCHOOL STREET CONDO |
| Legal Block | 104 |
| Legal Lot Number | 2 |
| Jurisdiction | ACTON MA |
| Township / Civil Division | ACTON |
| Census Block Group | 1 |
| Census Block | 1014 |
| Census Tract | 363104 |
Source: Middlesex County and Acton Town records · APN ACTO M:00H3 B:0104 L:0002
Assessment roll updated April 14, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 194 SCHOOL ST, B, ACTON, MA 01720-4486 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| May 27, 2025 | Deed of Trust, Mortgage · Line of Credit BROOKLINE BANK |
| Mar 29, 2022 | Deed of Trust, Mortgage · Stand-Alone Refinance BROOKLINE BANK |
| Jul 01, 2020 | Deed of Trust, Mortgage · Stand-Alone Refinance GUARANTEED RATE INC |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Nov 07, 2016 · Amount on Record |
| Deed Sale | Nov 07, 2016 · Amount on Record |
| Prior Sale | Sep 12, 2007 · Amount on Record |
| Deed Book / Page | 68361 / 509 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ACTON MA |
| Property Address | 194 SCHOOL ST # B, B, ACTON, MA 01720-4486 |
| Transaction Type | Mortgage |
| Record Updated | Apr 03, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0084135-70 |
|---|---|
| Date | May 27, 2025 |
| Book Page | 84135/70 |
| Instrument | 57314 |
| Name | BROOKLINE BANK |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 481 Months |
| Due | Jun 01, 2065 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ACTON MA |
| Property Address | 194 SCHOOL ST # B, B, ACTON, MA 01720-4486 |
| Transaction Type | Mortgage |
| Record Updated | Apr 03, 2026 |
| Name | Verified Name |
|---|
| Document Number | 079890-334 |
|---|---|
| Date | Mar 29, 2022 |
| Book Page | 79890/334 |
| Instrument | 46370 |
| Name | BROOKLINE BANK |
|---|
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 481 Months |
| Due | Apr 01, 2062 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ACTON MA |
| Property Address | 194 SCHOOL ST # B, B, ACTON, MA 01720-4486 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Name | Verified Name |
|---|
| Document Number | 75026-342 |
|---|---|
| Date | Jul 01, 2020 |
| Book Page | 75026/342 |
| Instrument | 105292 |
| Name | GUARANTEED RATE INC |
|---|---|
| Type | Non-Lending Institution |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Aug 01, 2050 |
Source: Middlesex County and Acton Town records · Assessment roll updated April 14, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Middlesex County |
| County Subdivision | Acton Town |
| Unified School District | Acton-Boxborough Regional School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $7,397.00 (+9.25%) | $431,300 (+6.18%) Building $431,300 | $475,665 (+2.94%) |
| 2024 | $6,771.00 (+6.05%) | $406,200 (+11.72%) Building $406,200 | $462,080 |
| 2023 | $6,385.00 | $363,600 Building $363,600 |
Source: FEMA National Flood Hazard Layer as of September 10, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 10 policies |
| Nearby Flood Policies | 10 in force |
| Nearby Flood Claims | 9 (1980–2017) |
| Claims Outside the SFHA | 2 of 9 |
| Most Recent Claim | Aug 2017 · rainfall accumulation |
| Wildfire Risk | Low lower than 97% of the US · lower than 94% of Massachusetts |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fiber | 980 / 880 |
| T-Mobile USA Fixed Wireless | 100 / 20 |
Based on FCC filings for 187 locations within half a mile of this property.
5G (outdoors only) and 4G LTE
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | ACTON WATER SUPPLY DISTRICT serves 21,285 people |
|---|---|
| Water Source | Groundwater influenced by surface water |
| Last State Inspection | Oct 2024 |
| Lead | 4 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 22 last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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