Essex County and Fairfield Township property record for 194 Sand Rd, Fairfield, NJ 07004
| Property Type | Single Family Home |
|---|---|
| Details | 3,123 sqft · built 2004 |
| Lot Size | 0.352 acres (15,311 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $900,000 (Jan 2022) |
| Tax Bill | $16,956 (2025) |
| Deeds & Mortgages | Jan 2022 Sale & Mortgage Sep 2020 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 07-03301-0000-00029-17 |
| Primary APN | 07-03301-0000-00029-17 |
|---|---|
| Alternative APN |
|
| Stories | 2 Stories |
|---|---|
| Building Area | 3,123 sqft Living Area |
| Year Built | Built 2004 |
|---|---|
| Effective Year Built | Effective 2004 |
| Architectural Style | Cape Cod |
| Exterior Material | Wood |
| Construction Type | Wood |
| Lot Area | 15,311 sqft (0.352 acres) |
| Lot Dimensions | 116 ft deep x 132 ft wide |
| Old Parcel Number | 07033010000000290017 |
|---|---|
| Street Address | 194 SAND RD |
| City | FAIRFIELD |
| State | NJ |
| Zip | 07004-1574 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1 |
| Legal Description | 132X116 |
| Legal Subdivision | KAYPARK HOMES INC |
| Legal Block | 3301 |
| Legal Lot Number | 29.17 |
| Jurisdiction | ESSEX NJ |
| Township / Civil Division | FAIRFIELD |
| Census Block Group | 2 |
| Census Block | 2006 |
| Census Tract | 21601 |
Source: Essex County and Fairfield Township records, as of July 2, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 194 SAND RD, FAIRFIELD, NJ 07004-1574 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jan 6, 2022 | Deed, Transfer · Conventional Mortgage REDFIN MORTGAGE LLC |
| Sep 11, 2020 | Deed of Trust, Mortgage · Conventional Mortgage LOANDEPOT.COM LLC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jan 6, 2022 · Amount on Record |
| Deed Sale | Jan 6, 2022 · Amount on Record |
| Prior Sale | Jul 12, 2004 · Amount on Record |
| Deed Document Number | 20221716 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | ESSEX NJ |
| Recording Date | Jan 6, 2022 |
| Property Address | 194 SAND RD, FAIRFIELD, NJ 07004-1574 |
| Document Number | 0000001716 |
| Instrument Date | Dec 15, 2021 |
| Instrument | 2022001716 |
| Transaction Type | Transfer |
| Record Updated | Apr 4, 2022 |
| Title Company | PEAK ABSTRACT LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,020.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 194 SAND RD, 194, FAIRFIELD, NJ 07004-1574 |
| Name | Verified Name |
|---|---|
| Address | 194 SAND RD, FAIRFIELD, NJ 07004-1574 |
| Document Number | 0000001717 |
|---|---|
| Date | Jan 6, 2022 |
| Instrument | 2022001717 |
| Name | REDFIN MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jan 1, 2052 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ESSEX NJ |
| Property Address | 194 SAND RD, FAIRFIELD, NJ 07004-1574 |
| Document Number | 0000093573 |
| Instrument Date | Sep 11, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Oct 13, 2020 |
| Title Company | CLOSING USA LLC |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 194 SAND RD FAIRFIELD NJ 070041574, FAIRFIELD, NJ 07004-1574 |
| Document Number | 0000093573 |
|---|---|
| Date | Sep 24, 2020 |
| Instrument | 93573 |
| Name | LOANDEPOT.COM LLC |
|---|---|
| Type | Funding / Finance Company |
| Address | FOOTHILL RANCH, CA 92610 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Sep 23, 2050 |
Source: Essex County and Fairfield Township assessment roll, as of July 2, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Essex County |
| County Subdivision | Fairfield Township |
| Elementary School District | Fairfield Township School District (KG - 06) |
| Secondary School District | West Essex Regional School District (07 - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $814,800 (-) Land $317,700 Building $497,100 | $814,800 (-) Land $317,700 Building $497,100 | |
| 2025 | $16,956.00 (-2.57%) | $814,800 (-) Land $317,700 Building $497,100 | $814,800 (-) Land $317,700 Building $497,100 |
| 2024 | $17,404.00 (+6.64%) | ||
| 2023 | $814,800 Land $317,700 Building $497,100 | $814,800 Land $317,700 Building $497,100 | |
| 2022 | $16,320.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 24, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 84 policies |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 84 in force |
| Nearby Flood Claims | 305 (1978–2024) |
| Claims Outside the SFHA | 10 of 305 |
| Most Recent Claim | Jan 2024 · river or lake flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 65% of New Jersey |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | FAIRFIELD WATER DEPT serves 7,400 people · EPA ID NJ0707001 |
|---|---|
| Water Source | Purchased surface water from PASSAIC VALLEY WATER COMMISSION |
| Last State Inspection | Sep 2024 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 6 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 130 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fiber · Fixed Wireless in parts of the area | 980 / 880 |
| AT&T Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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