Essex County and Haverhill City property record for 194 River St, Haverhill, MA 01832
| Property Type | Retail Stores (Personal Services, Photography, Travel) |
|---|---|
| Details | 1.5 ba · 4,080 sqft · built 1940 |
| Lot Size | 0.701 acres (30,549 sqft) |
| Owner | 2 Company Names on Record |
| Last Sale | $105,000 (Mar 1993) |
| Tax Bill | $7,910 (2025) |
| Flood Zone | Zone AE (high risk) |
| APN | 502-227-12 |
| Primary APN | 502-227-12 |
|---|---|
| Alternative APN |
|
| Full Baths | 1.5 Baths |
|---|---|
| Half Baths | 3 Half Baths |
| Units | 6 Units |
| Stories | 1 Story |
| Building Area | 4,080 sqft Total Area |
| Year Built | Built 1940 |
|---|---|
| Effective Year Built | Effective 1940 |
| Exterior Material | Brick |
| Construction Type | Frame |
| Roof Type | Flat |
| Roof Material | Other |
| Lot Area | 30,549 sqft (0.701 acres) |
| Heating System | Forced Air with A/C |
|---|---|
| Heating Fuel | Gas |
| Account Number | 502-227-12 |
|---|---|
| Street Address | 194 RIVER ST |
| City | HAVERHILL |
| State | MA |
| Zip | 01832-5655 |
| Property Category | Commercial |
| Property Type | Commercial > Retail > Retail Stores (Personal Services, Photography, Travel) |
| Legal Block | 227 |
| Legal Lot Number | 12 |
| Jurisdiction | HAVERHILL MA |
| Township / Civil Division | HAVERHILL |
| Census Block Group | 2 |
| Census Block | 2018 |
| Census Tract | 260800 |
Source: Essex County and Haverhill City records, as of April 14, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Company Names on Record |
|---|---|
| Mailing Address | 3 PENOBSCOTT AVE, SALEM, NH 03079-1531 |
| Owner Type | Company |
| Vesting | Trust |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Mar 26, 1993 · Amount on Record |
| Deed Sale | Mar 26, 1993 · Amount on Record |
| Deed Book / Page | 11795 / 565 |
| Record Updated | Jun 8, 2026 |
Source: Essex County and Haverhill City assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Essex County |
| Municipality | Haverhill City |
| Unified School District | Haverhill School District (PK - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2025 | $7,910.00 (+5.14%) | $407,100 (+4.71%) Land $193,100 Building $214,000 |
| 2024 | $7,523.00 (-0.92%) | $388,800 (+4.1%) Land $182,300 Building $206,500 |
| 2023 | $7,593.00 | $373,500 Land $177,000 Building $196,500 |
Assessed value is set for property tax purposes and is not a market price estimate.
Source: FEMA National Flood Hazard Layer, effective July 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | Varies along the reach; see FIRM |
| Flood Insurance Requirement | Required federally backed loans |
| Community Rating System | Class 9 (5% premium discount) |
| Nearby Flood Policies | 15 units insured incl. 6 condo units |
| Nearby Flood Claims | 18 (1978–2010) |
| Claims Outside the SFHA | 6 of 18 |
| Most Recent Claim | Mar 2010 · Severe Storms And Flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 95% of the US · lower than 90% of Massachusetts |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | HAVERHILL WATER DEPT serves 61,277 people · EPA ID MA3128000 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Nov 2025 |
| Lead | Under 1 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 679 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 2,000 |
May also be available: Verizon.
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