194 Ridgeway Rd, Cincinnati, OH 45216 Property Records

Hamilton County property record for 194 Ridgeway Rd, Cincinnati, OH 45216

Property Summary

Property TypeSingle Family Home
Details2 bd · 1 ba · 1,024 sqft · built 1880
Lot Size0.174 acres (7,579 sqft)
OwnerIndividual Name on Record
Last Sale$100,000 (Jan 2023)
Tax Bill$2,404 (2025)
Deeds & MortgagesJul 2023 Transfer
Jan 2023 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN590-0071-0034-00

Property Details

APN / Parcel Number

Primary APN590-0071-0034-00

Interior

Bedrooms2 Beds
Full Baths1 Bath
Total Rooms4 Rooms
Stories2 Stories
Building Area1,024 sqft Living Area
Gross Area1,536 sqft
1st Floor Area512 sqft
2nd Floor Area512 sqft
Basement Area512 sqft

Exterior

Year BuiltBuilt 1880
Effective Year BuiltEffective 1880
Architectural StyleConventional
Exterior MaterialAluminum/Vinyl
Construction TypeFrame
Roof MaterialAsphalt
Lot Area7,579 sqft (0.174 acres)
Lot Dimensions103 ft deep x 129 ft wide
PorchOpen Frame Porch
Porch Area52 sqft

Utilities, Heating & Cooling

Cooling SystemNone
Heating SystemBaseboard
Heating FuelOil

Location & Zoning

Street Address194 RIDGEWAY RD
CityCINCINNATI
StateOH
Zip45216-1004
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR3
Legal DescriptionRIDGEWAY 129.51 X 103.39 IR PT LOTS 206-207-208 RENSSELAER PARKA 3RD SUB PARS 34-309 CONS
Legal SubdivisionRENSSELAER PARKA 3RD SUB
Legal Lot Number206-2
JurisdictionHAMILTON OH
Township / Civil DivisionSPRINGFIELD
Census Block Group3
Census Block3000
Census Tract22200

Owner

Source: Hamilton County records, as of January 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address194 RIDGEWAY RD, CINCINNATI, OH 45216-1004
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jul 26, 2023Transfer on Death Deed, Transfer
Jan 12, 2023Warranty Deed, Transfer · Conventional Mortgage
UNITED WHOLESALE MORTGAGE

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJan 12, 2023 · Amount on Record
Deed SaleJan 12, 2023 · Amount on Record
Prior SaleMar 6, 2014
Deed Document Number20232773
Deed Book / Page14831 / 954
Last Transfer DateJul 19, 2023
Transfer Doc0000051954
Record UpdatedSep 20, 2026

July 2023: Transfer on Death Deed, Transfer

Document TypeTransfer on Death Deed
JurisdictionHAMILTON OH
Recording DateJul 26, 2023
Property Address194 RIDGEWAY RD, CINCINNATI, OH 45216-1004
Document Number0000051954
Book / Page14965 / 1116
Map ReferenceMB 5 PG 89
Instrument DateJul 26, 2023
Instrument2023-0051954
Transaction TypeTransfer
Record UpdatedAug 24, 2023

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name
Address247 BURKHART AVE, READING, OH 45215-5641

Transferred To (Grantee/Buyer)

NameVerified Name

January 2023: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionHAMILTON OH
Recording DateJan 12, 2023
Property Address194 RIDGEWAY RD, CINCINNATI, OH 45216-1004
Document Number0000002773
Book / Page14831 / 954
Map ReferenceMB 5 PG 89
Instrument DateJan 6, 2023
Instrument2023-0002773
Transaction TypeTransfer
Record UpdatedFeb 27, 2023
Title CompanyWAVE TITLE AGENCY INC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$100.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address194 RIDGEWAY RD, CINCINNATI, OH 45216-1004

Mortgage

Document Number0000002774
DateJan 12, 2023
Instrument2023-0002774
Lender
NameUNITED WHOLESALE MORTGAGE
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueFeb 1, 2053

Tax Assessment & Valuation

Source: Hamilton County assessment roll, as of January 21, 2026

Property Jurisdictions

TypeName
StateOhio
CountyHamilton County
County SubdivisionSpringfield Township
Unified School DistrictCincinnati City School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$2,404.00 (+2.82%)$35,000 (-) Land $6,475 Building $28,525$100,000 (-) Land $18,500 Building $81,500
2024$2,338.00 (-0.34%)$35,000 (-) Land $6,475 Building $28,525
2023$2,346.00 (+110.22%)$35,000 (+156.92%) Land $6,475 Building $28,525$100,000 (+156.94%) Land $18,500 Building $81,500
2022$1,116.00$13,623 Land $6,094 Building $7,529
2020$38,920 Land $17,410 Building $21,510

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective December 22, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 96% of the US · lower than 81% of Ohio
Wildfire LikelihoodUnder 0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCINCINNATI PUBLIC WATER SYSTEM
serves 800,000 people · EPA ID OH3102612
Water SourceSurface water
Last State InspectionDec 2024
Lead2 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 210 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
altafiber Network Solutions
Fiber
3,000 / 3,000
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
AT&T
Fixed Wireless
100 / 20
T-Mobile
Fixed Wireless
100 / 20

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