194 Pvt Rd 3447, Kempner, TX 76539 Property Records

Lampasas County property record for 194 Pvt Rd 3447, Kempner, TX 76539

Property Summary

Property Type	Single Family Home
Details	3,449 sqft
Lot Size	10 acres (436,471 sqft)
Owner	2 Individual Names on Record
Last Sale	$606,480 (Jun 2023)
Tax Bill	$7,480 (2026)
Deeds & Mortgages	Mar 2021 Line of Credit Jul 2022 Mortgage + 1 more
APN	`11059-100-075-00`

Property Details

APN / Parcel Number

Primary APN	`11059-100-075-00`
Alternative APN	`4214`

Interior

Building Area	3,449 sqft Total Area
1st Floor Area	1,744 sqft

Exterior

Lot Area	436,471 sqft (10 acres)
Garage Type	Carport
Garage Area	900 sqft
Carport	Carport
Carport Area	900 sqft

Location & Zoning

Account Number	11059-100-075-00
Street Address	194 PRIVATE ROAD 3447
City	KEMPNER
State	TX
Zip	76539-3784
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	TR: 75 ADDN:HILL COUNTRY RANCHES UNIT TWO LOCCD:108
Legal Subdivision	HILL COUNTRY RANCHES UNIT TWO
Legal Tract	75
Jurisdiction	LAMPASAS TX
Township / Civil Division	LAMPASAS
Census Block Group	3
Census Block	3073
Census Tract	950302

Owner

Source: Lampasas County records, as of October 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	194 PRIVATE ROAD 3447, KEMPNER, TX 76539-3784
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Date	Document
Mar 11, 2021	Deed of Trust, Mortgage · Line of Credit BANCORPSOUTH BANK
Jul 13, 2022	Deed of Trust, Mortgage · VA Mortgage CADENCE BANK NA
Jun 19, 2023	Vendor's Lien, Transfer M & T BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 19, 2023 · Amount on Record
Deed Sale	Jun 19, 2023 · Amount on Record
Deed Document Number	2023197566
Deed Book / Page	615 / 59
Prior Transfer Date	Jun 18, 2012
Prior Transfer Doc	000479/584
Record Updated	Oct 29, 2026

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAMPASAS TX
Property Address	194 PRIVATE ROAD 3447, KEMPNER, TX 76539-3784
Transaction Type	Mortgage
Record Updated	Jan 4, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	194 PRIVATE ROAD 3447, KEMPNER, TX 76539-3784
Investor	Possibly a Property Investor

Mortgage

Document Number	000395/228
Date	Mar 11, 2021
Book Page	395/228
Instrument	185471

Lender

Name	BANCORPSOUTH BANK
Type	Bank
Address	LAMPASAS, TX 76550

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	12 Months
Due	Mar 7, 2022

July 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAMPASAS TX
Property Address	194 PRIVATE ROAD 3447, KEMPNER, TX 76539-3784
Transaction Type	Mortgage
Record Updated	Jan 4, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000193089
Date	Jul 13, 2022
Instrument	193089

Lender

Name	CADENCE BANK NA
Type	Bank
Address	TUPELO, MS 38803

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2052

June 2023: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	LAMPASAS TX
Recording Date	Jun 19, 2023
Property Address	194 PRIVATE ROAD 3447, KEMPNER, TX 76539-3784
Document Number	0000197566
Map Reference	CAB 1 SL 203-206
Instrument Date	Jun 15, 2023
Instrument	197566
Transaction Type	Transfer
Record Updated	Jan 4, 2024
Title Company	NOT AVAILABLE, NETCO TITLE COMPANY

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2161 LIGHTHOUSE LAKE LN, ARANSAS PASS, TX 78336-2231

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	194 PRIVATE ROAD 3447, KEMPNER, TX 76539-3784

Mortgage

Document Number	0000197567
Date	Jun 19, 2023
Instrument	197567

Lender

Name	M & T BANK
Type	Bank
Special Notes	Seller Financed

Agreement

Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2053

Mortgage

Document Number	0000197567
Date	Jun 19, 2023
Instrument	197567

Lender

Name	M & T BANK
Type	Bank
Address	BUFFALO, NY 14203

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2053

Tax Assessment & Valuation

Source: Lampasas County assessment roll, as of December 26, 2025

Property Jurisdictions

Type	Name
State	Texas
County	Lampasas County
Unified School District	Lampasas Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$7,480.00 (+38.9%)	$480,970 (-) Land $170,300 Building $310,670	$480,970 (-) Land $170,300 Building $310,670
2025	$5,385.00 (+52.29%) Homeowner's exemption Senior Citizen's exemption	$480,970 (+48.42%) Land $170,300 Building $310,670	$480,970 (+48.42%) Land $170,300 Building $310,670
2023		$324,070 Land $192,380 Building $131,690	$324,070 Land $192,380 Building $131,690
2022	$3,536.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Flood Insurance Cost	Premium on Record median of 12 policies
Nearby Flood Policies	12 in force
Nearby Flood Claims	2 (2007–2025)
Most Recent Claim	Jul 2025 · Severe Storms, Straight-line Winds, And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 67% of the US · above 55% of Texas
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	KEMPNER WSC serves 17,721 people · EPA ID TX1410028
Water Source	Surface water
Last State Inspection	Feb 2024
Lead	6 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Oct 2018 Haloacetic acids resolved · Oct 2018
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 16 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30

May also be available: Altitude ISP, Nextlink.

Cell Coverage

5G (outdoors only) and 4G LTE

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