194 Plainfield Rd, Edison, NJ 08820 Property Records

Middlesex County and Edison Township property record for 194 Plainfield Rd, Edison, NJ 08820 · Last verified July 2026

Property Summary

Property Type	Single Family Home
Details	2,691 sqft · built 1991
Lot Size	0.172 acres (7,501 sqft)
Owner	Individual Name on File
Tax Bill	$16,484 (2025)
Deeds & Mortgages	Jul 2026 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`05 00557-A-00004`

Property Details

APN / Parcel Number

Primary APN	`05 00557-A-00004`
Alternative APNs	`05-00557-01-00004` `0500557000A00004` `00016302`

Interior

Stories	2 Stories
Building Area	2,691 sqft Living Area

Exterior

Year Built	Built 1991
Effective Year Built	Effective 1991
Construction Type	Frame
Lot Area	7,501 sqft (0.172 acres)
Lot Dimensions	100 ft deep x 75 ft wide
Parking Spaces	2 Parking Spaces

Location & Zoning

Street Address	194 PLAINFIELD RD
City	EDISON
State	NJ
Zip	08820-2918
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	75X100
Legal Subdivision	CLIVE HILLS NORTH SEC I
Legal Block	557.1
Legal Lot Number	4
Jurisdiction	MIDDLESEX NJ
Township / Civil Division	EDISON
Census Block Group	4
Census Block	4010
Census Tract	1415

Owner

Source: Middlesex County and Edison Township records · APN 05 00557-A-00004

Assessment roll updated June 30, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	194 PLAINFIELD RD, EDISON, NJ 08820-2918
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Record Updated	Sep 20, 2026

July 2026: Deed, Transfer

Document Type	Deed
Jurisdiction	MIDDLESEX NJ
Recording Date	Jul 09, 2026
Property Address	194 PLAINFIELD RD, EDISON, NJ 08820-2918
Document Number	0000043060
Book / Page	20069 / 688
Instrument Date	Jun 30, 2026
Instrument	202643060
Transaction Type	Transfer
Record Updated	Aug 04, 2026
Title Company	NORTH STAR TITLE AGENCY INC, NORTH STAR TITLE AGENCY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$94,940.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	194 PLAINFIELD RD, EDISON, NJ 08820-2918

Mortgage

Document Number	0000043061,
Date	Jul 09, 2026
Book Page	20069/694
Instrument	202643061

Lender

Name	PENNYMAC LOAN SERVICES LLC

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 01, 2056

Interest

Rate Type	Adjustable Rate
Rate	5.75%
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

Tax Assessment & Valuation

Source: Middlesex County and Edison Township records · Assessment roll updated June 30, 2026 · Last verified July 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Middlesex County
County Subdivision	Edison Township
Unified School District	Edison Township School District (KG - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$281,200 (-) Land $87,300 Building $193,900	$281,200 (-) Land $87,300 Building $193,900
2025	$16,484.00 (-0.04%) Widower's exemption	$281,200 (-) Land $87,300 Building $193,900	$281,200 (-) Land $87,300 Building $193,900
2024	$16,490.00 (+0.52%)
2023		$281,200 Land $87,300 Building $193,900	$281,200 Land $87,300 Building $193,900
2022	$16,405.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Middlesex County (34023C), updated December 16, 2021 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 340230014154, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Flood Insurance Cost	Premium on Record median of 4 individual NFIP policies nearby
Nearby Flood Policies	4 in force 4 of 4 on primary residences
Nearby Flood Claims	4 (1999–2011)
Claims Outside the SFHA	4 of 4
Most Recent Claim	Aug 2011, rainfall accumulation, Hurricane Irene
Flood Events	Hurricane Irene (Aug 2011), 2 claims

Wildfire

Wildfire Risk	Low above 4% of the US · above 10% of New Jersey
Wildfire Likelihood	Less than 1 in 10,000 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.