194 Pine St, Geneva, FL 32732 Property Records

Seminole County property record for 194 Pine St, Geneva, FL 32732 · Last verified July 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms3 Beds
Bathrooms3.5 Baths
Year BuiltBuilt 1987
Square Footage1,724 sqft Living Area
Lot Size10,313 sqft (0.237 acres)
GarageDetached, 360 sqft
OccupancyOwner Occupied
Tax Bill$1,553.00 (2025)

Property Details

APN / Parcel Number

Primary APN21-20-32-501-0300-0180
Alternative APN
  • 20322150103000180

Interior

Bedrooms3 Beds
Full Baths3.5 Baths
Partial Baths1 Partial Baths
Plumbing Fixtures8 Plumbing Fixtures
Building Area1,724 sqft Living Area
1st Floor960 sqft 1st Floor
Upper Floors636 sqft Upper Floors
Stories2 Stories
Primary FlooringCarpet Flooring
Interior StructureWallboard/Drywall Interior Structure
FireplaceFireplace
Fireplaces1 Fireplaces

Exterior

Year BuiltBuilt 1987
Effective Year BuiltEffective 1987
Exterior MaterialAluminum/Vinyl Exterior
Construction TypeWood Construction
Roof ConstructionGable/Hip Roof Construction
Roof MaterialComposition Shingle Roof
Lot Area10,313 sqft (0.237 acres)
Depth X Width75 ft x 138 ft Depth x Width
Parking Spaces1 Parking Spaces
Garage TypeDetached Garage
Garage Area360 sqft Garage
Patio Area1 sqft Patio
Porch Area192 sqft Porch

Utilities and HVAC

Cooling SystemCentral Cooling
Heating SystemCentral Heating

Location & Zoning

Street Address194 PINE ST
CityGENEVA
StateFL
Zip32732-9291
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionW 75 FT OF S 27.5 FT OF LOT 18 & W 75 FT OF LOTS 19 & 20 BLK 3 WHITCOMBS 1ST ADD TO GENEVA PB 2 PG 50
Legal Range32E
Legal Township20S
Legal Section21
Legal SubdivisionWHITCOMBS 1ST AND 2ND ADDS TO GENEVA
Legal Tract501
Legal Block3
Legal Lot Number18
JurisdictionSEMINOLE FL
Minor Civil DivisionOVIEDO
Census Blockgroup1
Census Block1045
Census Tract21201

Owner

Source: Seminole County records · APN 21-20-32-501-0300-0180

Assessment roll updated December 29, 2025 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address194 PINE ST, GENEVA, FL 32732-9291
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
Jun 23, 2026Deed of Trust, Mortgage · Conventional Mortgage
MORTGAGE MORTGAGE
Aug 28, 2025Deed of Trust, Mortgage · Line of Credit
FIGURE LENDING LLC
Mar 23, 2022Deed of Trust, Mortgage · Conventional Mortgage
ROCKET MORTGAGE LLC

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleJun 09, 2004
Deed SaleJun 09, 2004
Prior SaleAug 03, 1993
Deed Doc Number200490177
Deed Book / Page5341 / 98
Last Transfer DateMay 05, 2025
Transfer Doc0108211724
Record RefreshedSep 20, 2026

June 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSEMINOLE FL
Recording DateJun 23, 2026
Property Address194 PINE ST, GENEVA, FL 32732-9291
Document Number0000062620
Book / Page11062 / 817
Instrument DateJun 16, 2026
Instrument202662620
Transaction TypeMortgage
Record UpdatedJul 12, 2026
Title CompanyNONE LISTED ON DOCUMENT

Transaction

Tax$0.00
Additional
  • Multiple parcels conveyed, unknown impact to APN

Transferred To (Grantee/Buyer)

NameVerified Name
Address194 PINE ST, GENEVA, FL 32732-9291

Mortgage

Document Number0000062620,
DateJun 23, 2026
Book Page11062/817
Instrument202662620
Lender
NameMORTGAGE MORTGAGE
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueJul 01, 2056
Interest
Rate TypeFixed Rate
Rate6.51%
Initial TypeFixed Rate
Max Rate-1%

August 2025: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSEMINOLE FL
Property Address194 PINE ST, GENEVA, FL 32732-9291
Transaction TypeMortgage
Record UpdatedSep 26, 2025

Transferred To (Grantee/Buyer)

NameVerified Name
Address194 PINE ST, GENEVA, FL 32732-9291

Mortgage

Document Number0108880456
DateAug 28, 2025
Book Page10888/456
Instrument2025085272
Lender
NameFIGURE LENDING LLC
TypeMortgage Company
AddressCHARLOTTE, NC 28202
Agreement
TypeLine of Credit
AmountAmount Recorded
Term181 Months
DueSep 15, 2040
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly (Revolving credit lines are monthly unless stated otherwise).

March 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSEMINOLE FL
Property Address194 PINE ST, GENEVA, FL 32732-9291
Transaction TypeMortgage
Record UpdatedApr 04, 2022
Title CompanyAMROCK INC

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0101991749
DateMar 23, 2022
Book Page10199/1749
Instrument2022035279
Lender
NameROCKET MORTGAGE LLC
TypeMortgage Company
AddressDETROIT, MI 48226
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term181 Months
DueApr 01, 2037

Tax Assessment & Valuation

Source: Seminole County records · Assessment roll updated December 29, 2025 · Last verified July 2026

Property Jurisdictions

TypeName
StateFlorida
CountySeminole County
Unified School DistrictSeminole County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$1,553.00 (+8.53%)$132,981 (+5.99%)$283,922 (+5.58%) Land $58,800 Building $225,122
2023$1,431.00 (+3.17%) Homeowner's exemption$125,469 (+3%)$268,925 (+13.04%) Land $56,000 Building $212,925
2022$1,387.00 Homeowner's exemption$121,815$237,902 Land $42,000 Building $195,902

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Seminole County (12117C), updated November 27, 2025 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo

Wildfire

Wildfire RiskModerate
above 69% of the US · above 48% of Florida
Wildfire LikelihoodAbout 1 in 294 per year
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values are read at the parcel center point; lenders make the official flood determination.

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