194 Paliga Rd, Libby, MT 59923 Property Records

Lincoln County property record for 194 Paliga Rd, Libby, MT 59923 · Last verified July 2026

Property Summary

Property Type	Rural Home
Details	2 bd · 1 ba · 933 sqft · built 1960
Lot Size	22 acres (958,320 sqft)
Owner	2 Individual Names on File
Last Sale	$176,000 (Sep 2005)
Tax Bill	$1,004 (2025)
Deeds & Mortgages	Jun 2026 Line of Credit
APN	`R563917`

Property Details

APN / Parcel Number

Primary APN	`R563917`
Alternative APNs	`56-4175-26-3-09-07-0000` `0000003446`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	4 Rooms
Stories	1 Story
Building Area	933 sqft Living Area
1st Floor Area	933 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1960
Effective Year Built	Effective 1995
Architectural Style	Conventional
Exterior Material	Asbestos
Construction Type	Frame
Roof Type	Gable
Roof Material	Metal
Lot Area	958,320 sqft (22 acres)
Garage Type	Detached
Garage Area	1,392 sqft
Parking Spaces	6 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	420 sqft
Patio Area	56 sqft
Shed	1 Shed
Shed Area	72 sqft
Pole Barn	1,152 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Electric
Sewer	Septic
Water Source	Well

Location & Zoning

Account Number	0000003446
Street Address	194 PALIGA RD
City	LIBBY
State	MT
Zip	59923
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Legal Description	S26, T30 N, R31 W, C.O.S. 4516, PARCEL B, ACRES 21, IN NE
Legal Range	31W
Legal Township	30N
Legal Section	26
Jurisdiction	LINCOLN MT
Township / Civil Division	LIBBY
Census Block Group	3
Census Block	3031
Census Tract	100

Owner

Source: Lincoln County records · APN R563917

Assessment roll updated September 19, 2025 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	10 CHERRY CREEK DR, LIBBY, MT 59923-7847
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Sep 22, 2005 · Amount on Record
Deed Sale	Sep 22, 2005 · Amount on Record
Deed Document Number	2005188123
Deed Book / Page	299 / 126
Record Updated	Sep 20, 2026

June 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LINCOLN MT
Recording Date	Jun 12, 2026
Property Address	194 PALIGA RD, LIBBY, MT 59923
Document Number	0000321442
Book / Page	415 / 327
Instrument Date	Jun 08, 2026
Instrument	2026321442
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants, 205

Mortgage

Document Number	0000321442,
Date	Jun 12, 2026
Book Page	415/327
Instrument	2026321442

Lender

Name	GLACIER BANK

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Rate	6.37%
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

Tax Assessment & Valuation

Source: Lincoln County records · Assessment roll updated September 19, 2025 · Last verified July 2026

Property Jurisdictions

Type	Name
State	Montana
County	Lincoln County
Unified School District	Libby K-12 Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,004.00 (-44.68%)	$296,096 (+19.79%)	$296,096 (+19.79%) Land $63,476 Building $232,620
2023	$1,815.00	$247,187	$247,187 Land $41,657 Building $205,530

Flood & Wildfire

Source: FEMA National Flood Hazard Layer · FEMA OpenFEMA NFIP redacted claims and policies, census block group 300530001003, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	FEMA flood map data for this location is not available in our records
Flood Insurance Cost	Premium on Record median of 5 individual NFIP policies nearby
Nearby Flood Policies	5 in force 3 of 5 on primary residences
Nearby Flood Claims	2 (1996)
Most Recent Claim	Feb 1996, river or lake flooding, Severe Storms, Flooding, And Ice Jams
Flood Events	Severe Storms, Flooding, And Ice Jams (Feb 1996), 2 claims

Wildfire

Wildfire Risk	Moderate above 59% of the US · above 34% of Montana
Wildfire Likelihood	About 1 in 625 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.