194 Oxbow Marina Dr, Isleton, CA 95641 Property Records

Sacramento County property record for 194 Oxbow Marina Dr, Isleton, CA 95641

Property Summary

Property Type	Mobile Home
Details	2 bd · 2 ba · 2,009 sqft · built 1989
Lot Size	0.126 acres (5,469 sqft)
Owner	2 Individual Names on File
Last Sale	$530,000 (Jul 2025)
Tax Bill	$6,145 (2025)
Deeds & Mortgages	Oct 2021 Mortgage Apr 2026 Mortgage + 5 more
Flood Zone	Zone AE (high risk)
APN	`157-0240-005-0000`

Property Details

APN / Parcel Number

Primary APN	`157-0240-005-0000`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	2,009 sqft Living Area
1st Floor Area	2,009 sqft
Bonus Room	Bonus Room
Utility Room	Utility Room

Exterior

Year Built	Built 1989
Effective Year Built	Effective 1989
Architectural Style	Custom Design
Construction Type	Wood
Roof Material	Composition Shingle
Lot Area	5,469 sqft (0.126 acres)
Garage Area	215 sqft
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	194 OXBOW MARINA DR
City	ISLETON
State	CA
Zip	95641-9710
Property Category	Residential
Property Type	Residential > Prefabricated > Mobile Home
Local Zoning Code	RM-2 (PD)
Legal Description	OX-BOW MARINA, LOT 94
Legal Subdivision	OX-BOW MARINA
Legal Lot Number	94
Jurisdiction	SACRAMENTO CA
Township / Civil Division	ISLETON
Census Block Group	1
Census Block	1047
Census Tract	9800

Owner

Source: Sacramento County assessment roll, as of July 22, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	194 OXBOW MARINA DR, ISLETON, CA 95641-9710
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Community Property

Deeds, Mortgages & Sale History

Date	Document
Oct 7, 2021	Deed of Trust, Mortgage · VA Mortgage PLANET HOME LENDING LLC
Apr 21, 2026	Deed of Trust, Mortgage · VA Mortgage COMMUNITY MORTGAGE CORPORATION
Mar 28, 2022	Grant Deed, Transfer · Conventional Mortgage LAND-HOME FINANCIAL SERVICES
Oct 7, 2021	Deed of Trust, Mortgage · VA Mortgage PLANET HOME LENDING LLC
Jan 29, 2021	Grant Deed, Transfer · VA Mortgage ALAMEDA MTG
Aug 9, 2019	Grant Deed, Transfer · VA Mortgage NAVY FCU
Jul 18, 2017	Grant Deed, Transfer OLD REPUBLIC TITLE

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Jul 18, 2025 · Amount on Record
Deed Sale	Jul 18, 2025 · Amount on Record
Prior Sale	Mar 28, 2022 · Amount on Record
Deed Book / Page	20250718 / 635
Prior Transfer Date	Jul 6, 1999
Prior Transfer Doc	9907000036
Record Updated	Sep 20, 2026

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SACRAMENTO CA
Property Address	194 OXBOW MARINA DR, ISLETON, CA 95641-9710
Transaction Type	Mortgage
Record Updated	May 15, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	194 OXBOW MARINA DR, ISLETON, CA 95641-9710

Mortgage

Document Number	0000001680
Date	Oct 7, 2021
Instrument	2021100701680

Lender

Name	PLANET HOME LENDING LLC
Type	Mortgage Company
Address	MERIDEN, CT 06450

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2051

April 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SACRAMENTO CA
Recording Date	Apr 21, 2026
Property Address	194 OXBOW MARINA DR, ISLETON, CA 95641-9710
Document Number	2026000058
Book / Page	20260421 / 58
Instrument Date	Apr 6, 2026
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property, 149
Address	194 OXBOW MARINA DR, ISLETON, CA 95641-9710

Mortgage

Document Number	2026000058,
Date	Apr 21, 2026
Book Page	20260421/58

Lender

Name	COMMUNITY MORTGAGE CORPORATION

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 1, 2056

Interest

Rate	6%
Max Rate	-1%

March 2022: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SACRAMENTO CA
Recording Date	Mar 28, 2022
Property Address	194 OXBOW MARINA DR, ISLETON, CA 95641-9710
Document Number	0000001134
Map Reference	MB 122 MAP 27
Instrument Date	Mar 11, 2022
Instrument	2022032801134
Transaction Type	Transfer
Record Updated	Apr 7, 2022
Title Company	OLD REPUBLIC TITLE, OLD REPUBLIC TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	194 OXBOW MARINA DR, ISLETON, CA 95641-9710

Mortgage

Document Number	0000001135
Date	Mar 28, 2022
Instrument	2022032801135

Lender

Name	LAND-HOME FINANCIAL SERVICES
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2052

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SACRAMENTO CA
Property Address	194 OXBOW MARINA DR, ISLETON, CA 95641-9710
Transaction Type	Mortgage
Record Updated	Oct 20, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	194 OXBOW MARINA DR, ISLETON, CA 95641-9710

Mortgage

Document Number	2021100701680
Date	Oct 7, 2021
Instrument	2021100701680

Lender

Name	PLANET HOME LENDING LLC
Type	Mortgage Company
Address	MERIDEN, CT 06450

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2051

January 2021: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SACRAMENTO CA
Recording Date	Jan 29, 2021
Property Address	194 OXBOW MARINA DR, ISLETON, CA 95641-9710
Document Number	2101292436
Instrument Date	Jan 25, 2021
Instrument	2101292436
Transaction Type	Transfer
Record Updated	Feb 12, 2021
Title Company	OLD REPUBLIC TITLE

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$495.00
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	1300 BURTON DR #179 VACAVILLE CA 956873532, 179, VACAVILLE, CA 95687-3532

Mortgage

Document Number	2101292437
Date	Jan 29, 2021
Instrument	2101292437

Lender

Name	ALAMEDA MTG
Type	Mortgage Company
Address	WALNUT CREEK, CA 94596

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 28, 2051

August 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SACRAMENTO CA
Recording Date	Aug 9, 2019
Property Address	194 OXBOW MARINA DR, ISLETON, CA 95641-9710
Document Number	1908091513
Instrument Date	Jul 19, 2019
Instrument	1908091513
Transaction Type	Transfer
Record Updated	Aug 20, 2019
Title Company	OLD REPUBLIC TITLE

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$427.90
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	194 OXBOW MARINA DR ISLETON CA 956419710, ISLETON, CA 95641-9710

Mortgage

Document Number	1908091514
Date	Aug 9, 2019
Instrument	1908091514

Lender

Name	NAVY FCU
Type	Credit Union
Address	VIENNA, VA 22180

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 8, 2049

July 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SACRAMENTO CA
Recording Date	Jul 18, 2017
Property Address	194 OXBOW MARINA DR, ISLETON, CA 95641-9710
Document Number	1707181823
Instrument Date	Jul 17, 2017
Instrument	1707181823
Transaction Type	Transfer
Record Updated	Jul 26, 2017
Title Company	OLD REPUBLIC TITLE

Transaction

Amount	Amount Recorded
Tax	$409.00
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust

Tax Assessment & Valuation

Source: Sacramento County assessment roll, as of July 22, 2026

Property Jurisdictions

Type	Name
State	California
County	Sacramento County
Unified School District	River Delta Joint Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$530,000 (-4.87%) Land $310,000 Building $220,000
2025	$6,145.00 (+2.16%)	$557,134 (+4.04%) Land $424,483 Building $132,651
2024	$6,015.00 (+0.53%)
2023	$5,983.00 (+15.79%)	$535,500 Land $408,000 Building $127,500
2022	$5,167.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 29, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 234 policies
Community Rating System	Class 2 (40% premium discount)
Nearby Flood Policies	234 in force
Nearby Flood Claims	78 (1983–2017)
Claims Outside the SFHA	6 of 78
Most Recent Claim	Feb 2017 · Severe Winter Storms, Flooding, And Mudslides
Claims by Event	Severe Storms, Flooding, Mud And Landslides, Jan 1997 · 48 claims Severe Winter Storms, Flooding Landslides, Mud Flow, Mar 1995 · 7 claims Severe Storms & Flooding, Feb 1986 · 7 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 98.4% of California
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Internet Providers

Source: FCC Broadband Data Collection, based on 99 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
UnWired Broadband Holding Fixed Wireless	400 / 50
Verizon Fixed Wireless	300 / 20
DigitalPath Fixed Wireless	200 / 20
Cal.net Fixed Wireless	100 / 20

May also be available: Softcom Internet Communications.

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