194 Opening Hill Rd, Madison, CT 06443 Property Records

Madison Town property record for 194 Opening Hill Rd, Madison, CT 06443

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,098 sqft · built 1978
Lot Size	1.31 acres (57,064 sqft)
Owner	2 Individual Names on File
Last Sale	$342,000 (Apr 2017)
Tax Bill	$8,631 (2026)
Deeds & Mortgages	Jun 2026 Mortgage Nov 2022 Refinance + 2 more
Flood Zone	Zone X (minimal risk)
APN	`MADI M:81 B:10`

Property Details

APN / Parcel Number

Primary APN	`MADI M:81 B:10`
Alternative APNs	`00469000` `469000`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	2,098 sqft Living Area
Gross Area	4,399 sqft
Basement Area	1,088 sqft
Unfinished Basement	1,088 sqft

Exterior

Year Built	Built 1978
Effective Year Built	Effective 1978
Architectural Style	Colonial
Exterior Material	Wood Siding
Roof Type	Gable
Roof Material	Asphalt
Lot Area	57,064 sqft (1.31 acres)

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Hot Water
Heating Fuel	Oil

Location & Zoning

Account Number	469000
Street Address	194 OPENING HILL RD
City	MADISON
State	CT
Zip	06443-1952
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RU-1
Legal Block	10
Jurisdiction	MADISON CT
Township / Civil Division	MADISON
Census Block Group	3
Census Block	3008
Census Tract	194201

Owner

Source: Madison Town records, as of October 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	194 OPENING HILL RD, MADISON, CT 06443-1952
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 1, 2026	Deed of Trust, Mortgage KEY BANK
Nov 9, 2022	Deed of Trust, Mortgage · Stand-Alone Refinance KEY BANK NA
Apr 27, 2021	Deed of Trust, Mortgage · Balloon Mortgage KEY BANK NA
Apr 3, 2017	Warranty Deed, Transfer USAA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 3, 2017 · Amount on File
Deed Sale	Apr 3, 2017 · Amount on File
Prior Sale	Feb 19, 2013 · Amount on File
Deed Book / Page	2019 / 47
Record Updated	Oct 29, 2026

June 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MADISON CT
Recording Date	Jun 1, 2026
Property Address	194 OPENING HILL RD, MADISON, CT 06443-1952
Document Number	002313-137
Book / Page	2313 / 137
Instrument Date	May 15, 2026
Instrument	20261051
Transaction Type	Mortgage
Record Updated	Jul 12, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	194 OPENING HILL RD, MADISON, CT 06443-1952

Mortgage

Document Number	0000001051,
Date	Jun 1, 2026
Book Page	2313/137
Instrument	20261051

Lender

Name	KEY BANK

Agreement

Amount	Amount on Record
Term	360 Months
Due	Jul 1, 2056

Interest

Rate	6.3%
Max Rate	-1%

November 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MADISON CT
Property Address	194 OPENING HILL RD, MADISON, CT 06443-1952
Transaction Type	Mortgage
Record Updated	Nov 23, 2022
Title Company	ACCURATE TITLE GROUP

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	002276-142
Date	Nov 9, 2022
Book Page	2276/142
Instrument	2022-2726

Lender

Name	KEY BANK NA
Type	Bank

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	301 Months
Due	Dec 1, 2047

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MADISON CT
Property Address	194 OPENING HILL RD, MADISON, CT 06443-1952
Transaction Type	Mortgage
Record Updated	May 13, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2210-265
Date	Apr 27, 2021
Book Page	2210/265
Instrument	1599

Lender

Name	KEY BANK NA
Type	Bank

Agreement

Type	Balloon Mortgage
Amount	Amount on Record
Term	361 Months
Due	May 1, 2051

April 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MADISON CT
Recording Date	Apr 3, 2017
Property Address	194 OPENING HILL RD, MADISON, CT 06443-1952
Document Number	2019-47
Book / Page	002019 / 000047
Transaction Type	Transfer
Record Updated	May 2, 2017

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2019-49
Date	Apr 3, 2017
Book Page	002019/000049

Lender

Name	USAA

Agreement

Amount	Amount on Record
Term	360 Months
Due	Apr 2, 2047

Tax Assessment & Valuation

Source: Madison Town assessment roll, as of September 25, 2026

Property Jurisdictions

Type	Name
State	Connecticut
County Subdivision	Madison Town
Unified School District	Madison School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$8,631.00 (+2.8%)	$374,300 (-) Land $116,600 Building $257,700	$696,646 (+165.89%)
2025	$8,396.00	$374,300 (+42.54%) Land $116,600 Building $257,700	$262,010 Land $81,620 Building $180,390
2024	$8,396.00 (+6.68%)
2023	$7,870.00 (+1.9%)	$262,600 (-) Land $89,700 Building $172,900
2022	$7,723.00	$262,600 Land $89,700 Building $172,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 25, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 55% of Connecticut
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 45 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Xfinity Cable	1,200 / 35

Cell Coverage

5G (outdoors only) and 4G LTE

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