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194 Old River Rd, Arnold, MD 21012 Property Records

Anne Arundel County property record for 194 Old River Rd, Arnold, MD 21012 · Last verified September 2023

Property Summary

Property TypeSingle Family Home
Details2 ba · 1,431 sqft · built 1975
Lot Size0.362 acres (15,780 sqft)
OwnerIndividual Name on File
Last Sale$488,000 (Jan 2002)
Tax Bill$5,943 (2023)
Deeds & MortgagesMay 2021 Mortgage
Oct 2017 Mortgage
Flood ZoneZone X (minimal risk)
APN03-656-09704317

Property Details

APN / Parcel Number

Primary APN03-656-09704317
Alternative APNs
  • 365609704317
  • 65609704317

Interior

Full Baths2 Baths
Stories1 Story
Building Area1,431 sqft Total Area
1st Floor Area1,407 sqft
Basement Area900 sqft
Finished Basement900 sqft
Fireplaces2 Fireplaces
FireplaceFireplace

Exterior

Year BuiltBuilt 1975
Architectural StyleSplit Foyer
Exterior MaterialWood
Construction TypeFrame
Roof MaterialComposition Shingle
Lot Area15,780 sqft (0.362 acres)
View / LotWater

Exterior Amenities

Pool TypeSpa / Hot Tub (No Pool)
PorchOpen Porch
Porch Area168 sqft
Deck Area876 sqft
Boat AccessBoat Access

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating FuelElectric
SewerConnected

Location & Zoning

Account Number65609704317
Old Parcel Number365609704317
Street Address194 OLD RIVER RD
CityARNOLD
StateMD
Zip21012-2434
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLT 3 & 1890 SQ FT PL 194 OLD RIVER RD PINES ON SEVERN
Legal SubdivisionPINES ON SEVERN
Legal Lot Number3 1890
JurisdictionANNE ARUNDEL MD
Township / Civil Division5
Census Block Group1
Census Block1017
Census Tract730800

Owner

Source: Anne Arundel County records · APN 03-656-09704317

Assessment roll updated July 1, 2023 · Last verified September 2023

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address194 OLD RIVER RD, ARNOLD, MD 21012-2434
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
May 20, 2021Deed of Trust, Mortgage · Conventional Mortgage
BANK-FUND STAFF FCU
Oct 20, 2017Deed of Trust, Mortgage
BANK FUND STAFF FCU

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleJan 29, 2002 · Amount on Record
Deed SaleJan 29, 2002 · Amount on Record
Deed Document Number001241
Deed Book / Page11165 / 241
Last Transfer DateFeb 01, 2002
Transfer Doc0111650241
Record UpdatedJun 07, 2026

May 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionANNE ARUNDEL MD
Property Address194 OLD RIVER RD, ARNOLD, MD 21012-2434
Transaction TypeMortgage
Record UpdatedSep 27, 2023

Transferred To (Grantee/Buyer)

NameVerified Name
Address194 OLD RIVER RD, ARNOLD, MD 21012-2434

Mortgage

Document Number0368190272
DateMay 20, 2021
Book Page36819/272
Lender
NameBANK-FUND STAFF FCU
TypeCredit Union
AddressWASHINGTON, DC 20006
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueJun 01, 2051

October 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionANNE ARUNDEL MD
Property Address194 OLD RIVER RD, ARNOLD, MD 21012-2434
Document Number0315190234
Instrument DateOct 20, 2017
Transaction TypeMortgage
Record UpdatedAug 28, 2018

Transferred To (Grantee/Buyer)

NameVerified Name
Address194 OLD RIVER RD ARNOLD MD 210122434, ARNOLD, MD 21012-2434

Mortgage

Document Number0315190234
DateNov 01, 2017
Book Page031519/000234
Lender
NameBANK FUND STAFF FCU
TypeCredit Union
AddressWASHINGTON, DC 20006-2406
Agreement
AmountAmount Recorded
Term360 Months
DueOct 31, 2047

Tax Assessment & Valuation

Source: Anne Arundel County records · Assessment roll updated July 1, 2023 · Last verified September 2023

Property Jurisdictions

TypeName
StateMaryland
CountyAnne Arundel County
Unified School DistrictAnne Arundel County Public Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2023$5,943.00$544,233$546,700 Land $369,600 Building $177,100

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Anne Arundel County (24003C), updated January 16, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 240037308001, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Nearest Special Flood Hazard AreaZone AE, within 100 ft
Flood Insurance CostPremium on Record
median of 18 individual NFIP policies nearby
Nearby Flood Policies18 in force
Nearby Flood Claims10 (1979–2012)
Claims Outside the SFHA8 of 10
Most Recent ClaimJul 2012, rainfall accumulation
Claims By Storm
  • Hurricane Isabel, Sep 2003 · 3 claims
  • Hurricane Floyd Major Disaster Declarations, Sep 1999 · 2 claims

Wildfire

Wildfire RiskLow
above 7% of the US · above 15% of Maryland
Wildfire LikelihoodAbout 1 in 9,091 per year
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 177 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
XfinityCable2,000 / 250
VerizonFiber980 / 880
AT&TFixed Wireless100 / 20
T-Mobile USAFixed Wireless100 / 20

May also be available at this address: Verizon. Availability varies by address; speeds are provider-advertised maximums, not measured.

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