St. Johns County property record for 194 Oak Shadow Pl, Saint Johns, FL 32259
| Property Type | Single Family Home |
|---|---|
| Details | 5 bd · 4 ba · 3,282 sqft · built 2021 |
| Lot Size | 0.17 acres (7,405 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $507,897 (Aug 2021) |
| Tax Bill | $9,927 (2025) |
| Deeds & Mortgages | Aug 2021 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 000717-0490 |
| Primary APN | 000717-0490 |
|---|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 4 Baths |
| Plumbing Fixtures | 17 Plumbing Fixtures |
| Stories | 1 Story |
| Building Area | 3,282 sqft Living Area |
| Gross Area | 3,952 sqft |
| 1st Floor Area | 2,214 sqft |
| Flooring | Carpet |
| Year Built | Built 2021 |
|---|---|
| Effective Year Built | Effective 2021 |
| Exterior Material | Concrete |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 7,405 sqft (0.17 acres) |
| Garage Type | Attached |
| Garage Area | 670 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Finished/Open Porch |
| Porch Area | 270 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 194 OAK SHADOW PL |
|---|---|
| City | SAINT JOHNS |
| State | FL |
| Zip | 32259-7425 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 101/52-68 ARBORS AT RIVERTOWN PHASE 1 LOT 49 OR5357/412 |
| Legal Range | 27E |
| Legal Township | 05S |
| Legal Section | 39 |
| Legal Subdivision | ARBORS AT RIVERTOWN PHASE 1 |
| Legal Phase | 1 |
| Legal Block | 1 |
| Legal Lot Number | 49 |
| Jurisdiction | ST JOHNS FL |
| Township / Civil Division | FRUIT COVE |
| Census Block Group | 1 |
| Census Block | 1022 |
| Census Tract | 20807 |
194 Oak Shadow Pl is owned and occupied by two individuals who bought it in August 2021.
Source: St. Johns County records, as of April 13, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 194 OAK SHADOW PL, SAINT JOHNS, FL 32259-7425 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Aug 31, 2021 · Amount on File |
| Deed Sale | Aug 31, 2021 · Amount on File |
| Deed Document Number | 202196084 |
| Deed Book / Page | 5357 / 412 |
| Record Updated | Jun 8, 2026 |
| Document Type | Special Warranty Deed |
|---|---|
| Jurisdiction | ST JOHNS FL |
| Recording Date | Aug 31, 2021 |
| Property Address | 194 OAK SHADOW PL, SAINT JOHNS, FL 32259-7425 |
| Document Number | 0053570412 |
| Book / Page | 5357 / 412 |
| Map Reference | MB 101 PG 52-68 |
| Instrument Date | Aug 30, 2021 |
| Instrument | 2021096084 |
| Transaction Type | Transfer |
| Record Updated | May 23, 2023 |
| Title Company | SHEFFIELD AND BOATRIGHT TITLE SV, SHEFFIELD & BOATRIGHT TTL SV |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $3,555.30 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 7800 BELFORT PKWY, JACKSONVILLE, FL 32256-6941 |
| Name | Verified Name |
|---|---|
| Address | 194 OAK SHADOW PL, ST JOHNS, FL 32259-7425 |
| Document Number | 0005357413 |
|---|---|
| Date | Aug 31, 2021 |
| Instrument | 5357/413 |
| Name | VYSTAR CU |
|---|---|
| Type | Credit Union |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Sep 1, 2051 |
The 2025 property tax bill for 194 Oak Shadow Pl was $9,927 with a homeowner's exemption, up 9.9% from the year before.
Source: St. Johns County assessment roll, as of April 13, 2026
| Type | Name |
|---|---|
| State | Florida |
| County | St. Johns County |
| Unified School District | St. Johns County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $540,427 (+2.7%) | $676,697 (+8.89%) Land $140,000 Building $536,697 | |
| 2025 | $9,927.00 (+9.91%) Homeowner's exemption | $526,219 (+2.9%) | $621,431 (+4.43%) Land $140,000 Building $481,431 |
| 2024 | $9,032.00 (+2.03%) Homeowner's exemption | $511,389 (+3%) | $595,062 (+5.94%) Land $105,000 Building $490,062 |
| 2023 | $8,852.00 (+1.96%) Homeowner's exemption | $496,494 (+3%) | $561,686 (+16.52%) Land $100,000 Building $461,686 |
| 2022 | $8,682.00 Homeowner's exemption | $482,033 | $482,033 Land $89,600 Building $392,433 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 194 Oak Shadow Pl in Zone X, an area of minimal flood risk, though there have been 4 flood claims nearby since 1997.
Source: FEMA National Flood Hazard Layer, effective September 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 189 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 189 in force |
| Nearby Flood Claims | 4 (1997–2017) |
| Claims Outside the SFHA | 3 of 4 |
| Most Recent Claim | Sep 2017 · Hurricane Irma |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 194 Oak Shadow Pl is moderate, ranking above 62% of the US, with a 0.2% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 62% of the US · lower than 63% of Florida |
|---|---|
| Wildfire Likelihood | 0.2% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | JEA MAJOR GRID serves 826,664 people · EPA ID FL2161328 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Feb 2026 |
| Lead | 2 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 162 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
| Xfinity Fiber · Cable in parts of the area | 2,000 / 2,000 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: Verizon.
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