Worcester County and Westminster Town property record for 194 Narrows Rd, Westminster, MA 01473
| Property Type | Duplex |
|---|---|
| Details | 6 bd · 5 ba · 3,475 sqft · built 2019 |
| Lot Size | 3.83 acres (167,022 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $449,000 (Jul 2025) |
| Tax Bill | $4,799 (2026) |
| Deeds & Mortgages | Jan 2024 Refinance Jul 2025 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | M:7 B:102 L:1 |
| Primary APN | M:7 B:102 L:1 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 6 Beds |
|---|---|
| Full Baths | 5 Baths |
| Half Baths | 2 Half Baths |
| Total Rooms | 12 Rooms |
| Units | 2 Units |
| Stories | 2 Stories |
| Building Area | 3,475 sqft Living Area |
| Gross Area | 6,600 sqft |
| Basement Area | 768 sqft |
| Unfinished Basement | 768 sqft |
| Year Built | Built 2019 |
|---|---|
| Effective Year Built | Effective 2019 |
| Architectural Style | Duplex Single |
| Exterior Material | Aluminum/Vinyl |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 167,022 sqft (3.83 acres) |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Account Number | 100299 |
|---|---|
| Street Address | 194 NARROWS RD |
| City | WESTMINSTER |
| State | MA |
| Zip | 01473-1614 |
| Property Category | Residential |
| Property Type | Residential > Multi-Unit > Duplex |
| Local Zoning Code | R1 |
| Legal Block | 14 |
| Legal Lot Number | 1 |
| Jurisdiction | WESTMINSTER MA |
| Township / Civil Division | WESTMINSTER |
| Census Block Group | 5 |
| Census Block | 5017 |
| Census Tract | 708100 |
Source: Worcester County and Westminster Town records, as of October 20, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 194 NARROWS RD, B, WESTMINSTER, MA 01473-1614 |
| Owner Type | Individual |
| Vesting | Individual(s) |
| Date | Document |
|---|---|
| Jan 17, 2024 | Deed of Trust, Mortgage · Stand-Alone Refinance AMBER A PERAGALLO |
| Jul 25, 2025 | Condominium Deed, Transfer · Conventional Mortgage ROLLSTONE BANK & TRUST |
| Apr 4, 2019 | Quit Claim Deed, Transfer · Stand-Alone Refinance ENTERPRISE BANK & TRUST CO |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jul 25, 2025 · Amount on Record |
| Deed Sale | Jul 25, 2025 · Amount on Record |
| Prior Sale | Jun 20, 2025 · Amount on Record |
| Deed Book / Page | 11029 / 282 |
| Prior Transfer Date | Apr 3, 2019 |
| Prior Transfer Doc | 009292-337 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WESTMINSTER MA |
| Property Address | 194 NARROWS RD, WESTMINSTER, MA 01473-1614 |
| Transaction Type | Mortgage |
| Record Updated | Nov 25, 2025 |
| Name | Verified Name |
|---|
| Document Number | 010700-369 |
|---|---|
| Date | Jan 17, 2024 |
| Book Page | 10700/369 |
| Name | AMBER A PERAGALLO |
|---|
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Document Type | Condominium Deed |
|---|---|
| Jurisdiction | WESTMINSTER MA |
| Recording Date | Jul 25, 2025 |
| Property Address | 194 NARROWS RD, WESTMINSTER, MA 01473-1614 |
| Document Number | 011029-282 |
| Book / Page | 11029 / 282 |
| Instrument Date | Jul 25, 2025 |
| Instrument | 9767 |
| Transaction Type | Transfer |
| Record Updated | Nov 25, 2025 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 194 NARROWS RD # B, B, WESTMINSTER, MA 01473-1614 |
| Document Number | 0000009768 |
|---|---|
| Date | Jul 25, 2025 |
| Instrument | 9768 |
| Name | ROLLSTONE BANK & TRUST |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | Aug 1, 2040 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | WESTMINSTER MA |
| Recording Date | Apr 4, 2019 |
| Property Address | 194 NARROWS RD, WESTMINSTER, MA 01473-1614 |
| Document Number | 9292-337 |
| Book / Page | 9292 / 337 |
| Instrument Date | Apr 3, 2019 |
| Instrument | 4820 |
| Transaction Type | Transfer |
| Record Updated | May 12, 2021 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 14 LINDA DR, WESTMINSTER, MA 01473-1620 |
| Document Number | 9292-341 |
|---|---|
| Date | Apr 4, 2019 |
| Book Page | 9292/341 |
| Instrument | 4822 |
| Name | ENTERPRISE BANK & TRUST CO |
|---|---|
| Type | Bank |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
Source: Worcester County and Westminster Town assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Worcester County |
| County Subdivision | Westminster Town |
| Unified School District | Ashburnham-Westminster School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $4,799.00 (-47.74%) | $409,100 (-45.2%) Building $409,100 | $446,734 |
| 2025 | $9,183.00 (+4.35%) | $746,600 (+4.01%) Land $138,500 Building $608,100 | |
| 2024 | $8,800.00 (+2.37%) | $717,800 (+9.05%) Land $138,500 Building $579,300 | |
| 2023 | $8,596.00 | $658,200 Land $129,500 Building $528,700 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective November 30, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 4 in force |
| Nearby Flood Claims | 6 (1987–2011) |
| Claims Outside the SFHA | 3 of 6 |
| Most Recent Claim | Mar 2011 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 57% of Massachusetts |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 29 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
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