194 Monet Way, Patterson, CA 95363 Property Records

Stanislaus County property record for 194 Monet Way, Patterson, CA 95363

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,639 sqft · built 2005
Lot Size	0.183 acres (7,972 sqft)
Owner	2 Individual Names on File
Last Sale	$200,000 (Nov 2008)
Tax Bill	$6,922 (2026)
Deeds & Mortgages	Aug 2023 Line of Credit Jul 2021 Mortgage
Flood Zone	Zone X (moderate risk)
APN	`021-080-020-000`

Property Details

APN / Parcel Number

Primary APN	`021-080-020-000`
Alternative APN	`0218020000`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Building Area	2,639 sqft Living Area

Exterior

Year Built	Built 2005
Effective Year Built	Effective 2005
Construction Type	Wood
Lot Area	7,972 sqft (0.183 acres)
Parking Spaces	3 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	194 MONET WAY
City	PATTERSON
State	CA
Zip	95363-8313
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	PATTERSON GARDENS #3 (42M09) LOT 25
Legal Subdivision	PATTERSON GARDENS 03
Legal Block	2
Legal Lot Number	25
Jurisdiction	STANISLAUS CA
Township / Civil Division	PATTERSON
Census Block Group	2
Census Block	2033
Census Tract	3203

Owner

194 Monet Way is owned and occupied by two individuals who bought it in November 2008.

Source: Stanislaus County records, as of October 21, 2026

Owner of Record	2 Individual Names on File
Mailing Address	194 MONET WAY, PATTERSON, CA 95363-8313
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 22, 2023	Deed of Trust, Mortgage · Line of Credit BANK OF STOCKTON
Jul 21, 2021	Deed of Trust, Mortgage · Conventional Mortgage CANOPY MORTGAGE LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 17, 2008 · Amount on File
Deed Sale	Nov 17, 2008 · Amount on File
Prior Sale	Jul 8, 2008 · Amount on File
Deed Document Number	2008122356
Prior Transfer Date	Jul 3, 2008
Prior Transfer Doc	0000073530
Record Updated	Oct 29, 2026

August 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	STANISLAUS CA
Property Address	194 MONET WAY, PATTERSON, CA 95363-8313
Transaction Type	Mortgage
Record Updated	Sep 1, 2023
Title Company	TWFG NATIONAL TITLE INSURANCE COMPANY, WFG NATIONAL TITLE INS CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	194 MONET WAY, PATTERSON, CA 95363-8313

Mortgage

Document Number	0000038979
Date	Aug 22, 2023
Instrument	2023-0038979

Lender

Name	BANK OF STOCKTON
Type	Bank
Address	STOCKTON, CA 95201

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

July 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	STANISLAUS CA
Property Address	194 MONET WAY, PATTERSON, CA 95363-8313
Transaction Type	Mortgage
Record Updated	Aug 2, 2021
Title Company	OLD REPUBLIC TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	194 MONET WAY, PATTERSON, CA 95363-8313

Mortgage

Document Number	0000069381
Date	Jul 21, 2021
Instrument	2021-0069381

Lender

Name	CANOPY MORTGAGE LLC
Type	Mortgage Company
Address	LINDON, UT 84042

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2051

Tax Assessment & Valuation

The 2026 property tax bill for 194 Monet Way was $6,922 with a homeowner's exemption, up 2.6% from the year before.

Source: Stanislaus County assessment roll, as of October 21, 2026

Property Jurisdictions

Type	Name
State	California
County	Stanislaus County
Municipality	Patterson City
Unified School District	Patterson Joint Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026	$6,922.00 (+2.56%) Homeowner's exemption	$262,687 (+2%) Land $65,667 Building $197,020
2025	$6,749.00 Homeowner's exemption	$257,537 Land $64,380 Building $193,157
2023	$6,643.00 (+4.48%) Homeowner's exemption	$247,538 Land $61,881 Building $185,657
2022	$6,358.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 194 Monet Way in Zone X, an area of moderate flood risk.

Source: FEMA National Flood Hazard Layer, effective October 23, 2022

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 194 Monet Way is moderate, ranking above 44% of the US, with a 0.07% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 44% of the US · lower than 74% of California
Wildfire Likelihood	0.07% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF PATTERSON serves 24,977 people · EPA ID CA5010017
Water Source	Groundwater
Last State Inspection	Feb 2025
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 662 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
unWired Broadband Fixed Wireless	400 / 50
Ayera Technologies Fixed Wireless	120 / 40
Cal.net Fixed Wireless	100 / 20

May also be available: Frontier, Verizon.

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