Hyde County property record for 194 Middle Rd, Ocracoke, NC 27960
| Property Type | Single Family Home |
|---|---|
| Details | 1 ba · 480 sqft · built 1986 |
| Lot Size | 0.114 acres (5,000 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $65,000 (Apr 1988) |
| Tax Bill | $2,199 (2025) |
| Deeds & Mortgages | Apr 2023 Line of Credit |
| Flood Zone | Zone AE (high risk) |
| APN | 9500593077 |
| Primary APN | 9500593077 |
|---|---|
| Alternative APN |
|
| Full Baths | 1 Bath |
|---|---|
| Total Rooms | 3 Rooms |
| Stories | 1 Story |
| Building Area | 480 sqft Heated Area |
| Flooring | Vinyl/Resilient |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1986 |
|---|---|
| Effective Year Built | Effective 1986 |
| Architectural Style | Cottage |
| Exterior Material | Wood |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 5,000 sqft (0.114 acres) |
| Lot Dimensions | 100 ft deep x 50 ft wide |
| Porch | Patio |
| Porch Area | 96 sqft |
| Deck Area | 16 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Electric |
| Water Source | Commercial |
| Old Parcel Number | 9500593077 |
|---|---|
| Street Address | MIDDLE RD |
| City | SWANQUARTER |
| State | NC |
| Zip | 27885 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | AGRICULTUR |
| Legal Description | LOT # 20 B1 EWAHAB VILLAGE ANNEX |
| Legal Subdivision | WAHAB VILLAGE ANNES SUBDIVISION |
| Legal Lot Number | 20 |
| Jurisdiction | HYDE NC |
| Township / Civil Division | OCRACOKE |
| Census Block Group | 3 |
| Census Block | 3003 |
| Census Tract | 920101 |
Source: Hyde County records, as of May 27, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | PO BOX 161, OCRACOKE, NC 27960-0161 |
| Owner Type | Individual |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Apr 18, 1988 · Amount on Record |
| Deed Sale | Apr 18, 1988 · Amount on Record |
| Deed Book / Page | \N |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HYDE NC |
| Property Address | 194 MIDDLE RD, OCRACOKE, NC 27960-1260 |
| Transaction Type | Mortgage |
| Record Updated | Apr 25, 2024 |
| Title Company | ACCURATE GROUP, ACCURATE GROUP LLC |
| Name | Verified Name |
|---|
| Document Number | 000299/594 |
|---|---|
| Date | Apr 27, 2023 |
| Book Page | 299/594 |
| Instrument | 411404 |
| Name | STATE EMPLOYEES CU |
|---|---|
| Type | Credit Union |
| Address | RALEIGH, NC 27611 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
Source: Hyde County assessment roll, as of June 26, 2025
| Type | Name |
|---|---|
| State | North Carolina |
| County | Hyde County |
| Unified School District | Hyde County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,199.00 (+66.72%) | $233,962 (+92.15%) Land $172,800 Building $61,162 | $233,962 (+92.15%) Land $172,800 Building $61,162 |
| 2023 | $1,319.00 | $121,762 Land $71,250 Building $50,512 | $121,762 Land $71,250 Building $50,512 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective June 15, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | 3.0 ft |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on Record median of 631 individual policies |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 672 units insured incl. 41 condo units |
| Nearby Flood Claims | 382 (1999–2023) |
| Claims Outside the SFHA | 11 of 382 |
| Most Recent Claim | Aug 2023 · other causes |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 65% of the US · above 88% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | OCRACOKE SANITARY DISTRICT serves 900 people · EPA ID NC0448020 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jun 2025 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 251 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Starlink Satellite | 280 / 30 |
| Ocracoke Cable TV Cable | 10 / 1 |
May also be available: AT&T, Brightspeed.
5G (outdoors only) and 4G LTE
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