Worcester County and Worcester City property record for 194 May St, Worcester, MA 01602
| Property Type | Duplex |
|---|---|
| Details | 4 bd · 2 ba · 1,944 sqft · built 1890 |
| Lot Size | 0.119 acres (5,202 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $95,000 (Dec 1999) |
| Tax Bill | $4,781 (2026) |
| Deeds & Mortgages | Aug 2026 Second Mortgage Jan 2021 Refinance + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 14-004-00005 |
| Primary APN | 14-004-00005 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 11 Rooms |
| Units | 2 Units |
| Stories | 3 Stories |
| Building Area | 1,944 sqft Living Area |
| Gross Area | 2,932 sqft |
| 1st Floor Area | 804 sqft |
| Basement Area | 564 sqft |
| Unfinished Basement | 564 sqft |
| Year Built | Built 1890 |
|---|---|
| Effective Year Built | Effective 1890 |
| Architectural Style | Duplex Single |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Brick |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 5,202 sqft (0.119 acres) |
| Garage Type | Basement |
| Account Number | 14-004-00005 |
|---|---|
| Street Address | 194 MAY ST |
| City | WORCESTER |
| State | MA |
| Zip | 01602-4340 |
| Property Category | Residential |
| Property Type | Residential > Multi-Unit > Duplex |
| Local Zoning Code | RL-7 |
| Legal Block | 4 |
| Legal Lot Number | 5 |
| Jurisdiction | WORCESTER MA |
| Township / Civil Division | WORCESTER |
| Census Block Group | 2 |
| Census Block | 2007 |
| Census Tract | 731102 |
Source: NPS National Register of Historic Places, as of August 1, 2026
| Individually Listed | Fairlawn listed 1980 · 1 contributing resources · NRIS 80000594 |
|---|
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
Source: Worcester County and Worcester City records, as of October 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 194 MAY ST, WORCESTER, MA 01602-4340 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Aug 5, 2026 | Deed of Trust, Mortgage · Stand-Alone Second Mortgage UNION FEDERAL CREDIT UNION |
| Jan 12, 2021 | Deed of Trust, Mortgage · Stand-Alone Refinance DIGITAL FCU |
| Sep 2, 2022 | Deed of Trust, Mortgage · Second Mortgage (Down Payment) DIGITAL FCU |
| Oct 6, 2021 | Quit Claim Deed, Transfer · Stand-Alone Refinance DIGITAL FCU |
| Oct 6, 2021 | Quit Claim Deed, Transfer · Stand-Alone Refinance DIGITAL FCU |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Dec 13, 1999 · Amount on Record |
| Deed Sale | Dec 13, 1999 · Amount on Record |
| Prior Sale | Feb 12, 1998 · Amount on Record |
| Deed Book / Page | 22136 / 389 |
| Last Transfer Date | Oct 1, 2021 |
| Transfer Doc | 066232-226 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WORCESTER MA |
| Recording Date | Aug 5, 2026 |
| Property Address | 194 MAY ST, WORCESTER, MA 01602-4340 |
| Document Number | 0000067020 |
| Book / Page | 73985 / 290 |
| Instrument Date | Jul 30, 2026 |
| Instrument | 202667020 |
| Transaction Type | Mortgage |
| Record Updated | Sep 9, 2026 |
| Name | Verified Name |
|---|---|
| Address | 194 MAY ST, WORCESTER, MA 01602-4340 |
| Document Number | 0000067020, |
|---|---|
| Date | Aug 5, 2026 |
| Book Page | 73985/290 |
| Instrument | 202667020 |
| Name | UNION FEDERAL CREDIT UNION |
|---|
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Sep 1, 2041 |
| Max Rate | -1% |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WORCESTER MA |
| Property Address | 194 MAY ST, WORCESTER, MA 01602-4340 |
| Transaction Type | Mortgage |
| Record Updated | Nov 20, 2025 |
| Name | Verified Name |
|---|
| Document Number | 064201-126 |
|---|---|
| Date | Jan 12, 2021 |
| Book Page | 64201/126 |
| Instrument | 4500 |
| Name | DIGITAL FCU |
|---|---|
| Type | Credit Union |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 61 Months |
| Due | Feb 1, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WORCESTER MA |
| Property Address | 194 MAY ST, WORCESTER, MA 01602-4340 |
| Transaction Type | Mortgage |
| Record Updated | Nov 20, 2025 |
| Name | Verified Name |
|---|
| Document Number | 00068171-9 |
|---|---|
| Date | Sep 2, 2022 |
| Book Page | 68171/9 |
| Instrument | 97630 |
| Name | DIGITAL FCU |
|---|---|
| Type | Credit Union |
| Type | Second Mortgage (Down Payment) |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | Oct 1, 2037 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | WORCESTER MA |
| Recording Date | Oct 6, 2021 |
| Property Address | 194 MAY ST, WORCESTER, MA 01602-4340 |
| Document Number | 66232-223 |
| Book / Page | 66232 / 223 |
| Instrument Date | Oct 1, 2021 |
| Instrument | 140394 |
| Transaction Type | Transfer |
| Record Updated | Oct 22, 2021 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 194 MAY ST, WORCESTER, MA 01602-4340 |
| Document Number | 66232-226 |
|---|---|
| Date | Oct 6, 2021 |
| Book Page | 66232/226 |
| Instrument | 140395 |
| Name | DIGITAL FCU |
|---|---|
| Type | Credit Union |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Nov 1, 2051 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | WORCESTER MA |
| Recording Date | Oct 6, 2021 |
| Property Address | 194 MAY ST, WORCESTER, MA 01602-4340 |
| Document Number | 066232-223 |
| Book / Page | 66232 / 223 |
| Instrument Date | Oct 1, 2021 |
| Instrument | 140394 |
| Transaction Type | Transfer |
| Record Updated | Nov 20, 2025 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 194 MAY ST, WORCESTER, MA 01602-4340 |
| Document Number | 0000140395 |
|---|---|
| Date | Oct 6, 2021 |
| Instrument | 140395 |
| Name | DIGITAL FCU |
|---|---|
| Type | Credit Union |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Nov 1, 2051 |
Source: Worcester County and Worcester City assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Worcester County |
| Municipality | Worcester City |
| Unified School District | Worcester School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $4,781.00 (+5.68%) | $360,000 (+4.96%) Land $88,100 Building $271,900 | $445,890 |
| 2025 | $4,524.00 (+11.7%) | $343,000 (+21.46%) Land $82,900 Building $260,100 | |
| 2023 | $4,050.00 | $282,400 Land $72,100 Building $210,300 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective November 30, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 21 policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 21 in force |
| Nearby Flood Claims | 13 (1996–2021) |
| Most Recent Claim | Jul 2021 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 98.7% of Massachusetts |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | WORCESTER DPWP, WATER SUPPLY DIVISION serves 206,518 people · EPA ID MA2348000 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Sep 2025 |
| Lead | 2 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 538 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fiber · Fixed Wireless in parts of the area | 980 / 880 |
| Starlink Satellite | 280 / 30 |
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