194 Mallard Loop Dr, Clayton, NC 27527 Property Records

Johnston County property record for 194 Mallard Loop Dr, Clayton, NC 27527

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,732 sqft · built 2022
Lot Size	0.24 acres (10,454 sqft)
Owner	2 Trust Names on File
Last Sale	$421,500 (Aug 2023)
Tax Bill	$2,718 (2026)
Deeds & Mortgages	Apr 2026 Mortgage Nov 2025 Transfer + 1 more
Flood Zone	Zone X (minimal risk)
APN	`16K05152U`

Property Details

APN / Parcel Number

Primary APN	`16K05152U`
Alternative APNs	`2000202272` `2000213793` `2000261802` `2000286184`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,732 sqft Living Area
Gross Area	3,636 sqft
1st Floor Area	1,500 sqft
Flooring	Laminate Plank
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2022
Effective Year Built	Effective 2022
Exterior Material	Aluminum/Vinyl
Foundation Type	Footing
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	10,454 sqft (0.24 acres)
Garage Area	400 sqft
Parking Spaces	2 Parking Spaces
Porch	Patio
Porch Area	120 sqft
Patio Area	240 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Heating Fuel	Electric

Location & Zoning

Account Number	2000286184
Street Address	194 MALLARD LOOP DR
City	CLAYTON
State	NC
Zip	27527-6752
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PUD
Legal Description	LOT 61 BEDFORD AT FLOWERS PLNT PH 5 94/31
Legal Subdivision	FLOWERS PLANTATION SUBDIVISION
Legal Phase	5
Legal Lot Number	61
Jurisdiction	JOHNSTON NC
Township / Civil Division	WILDERS
Census Block Group	1
Census Block	1006
Census Tract	40208

Owner

194 Mallard Loop Dr is owner-occupied and held in a trust since August 2023.

Source: Johnston County records, as of September 24, 2026

Owner of Record	2 Trust Names on File
Mailing Address	194 MALLARD LOOP DR, CLAYTON, NC 27527-6752
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust, Family Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 13, 2026	Deed of Trust, Mortgage · Conventional Mortgage LOANDEPOT.COM LLC
Nov 26, 2025	Intrafamily Transfer, Transfer
Aug 10, 2023	Special Warranty Deed, Subdivision Related Transfer · Conventional Mortgage MATTAMY HOME FUNDING LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 10, 2023 · Amount on File
Deed Sale	Aug 10, 2023 · Amount on File
Deed Document Number	202325732
Deed Book / Page	6525 / 583
Record Updated	Oct 29, 2026

April 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JOHNSTON NC
Recording Date	Apr 13, 2026
Property Address	194 MALLARD LOOP DR, CLAYTON, NC 27527-6752
Document Number	0000011388
Book / Page	7089 / 6
Instrument Date	Apr 8, 2026
Instrument	202611388
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	CLOSING USA LLC, CLOSING USA

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Trust, 221
Address	194 MALLARD LOOP DR, CLAYTON, NC 27527-6752
Investor	Possibly a Property Investor

Mortgage

Document Number	0000011388,
Date	Apr 13, 2026
Book Page	7089/6
Instrument	202611388

Lender

Name	LOANDEPOT.COM LLC

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	May 1, 2056

Interest

Rate Type	Adjustable Rate
Rate	5.63%
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

November 2025: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	JOHNSTON NC
Recording Date	Nov 26, 2025
Property Address	194 MALLARD LOOP DR, CLAYTON, NC 27527-6752
Document Number	0000037657
Book / Page	DEED7007 / 606
Map Reference	MB 94 PG 31-33
Instrument Date	Nov 25, 2025
Instrument	2025037657
Transaction Type	Transfer
Record Updated	Dec 5, 2025

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	194 MALLARD LOOP DR, CLAYTON, NC 27527-6752

August 2023: Special Warranty Deed, Subdivision Related Transfer

Document Type	Special Warranty Deed
Jurisdiction	JOHNSTON NC
Recording Date	Aug 10, 2023
Property Address	194 MALLARD LOOP DR, CLAYTON, NC 27527-6752
Document Number	0000025732
Book / Page	6525 / 583
Map Reference	MB 94 PG 31-33
Instrument Date	Jul 17, 2023
Instrument	2023025732
Transaction Type	Subdivision Related Transfer
Record Updated	Oct 12, 2023

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$843.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	11000 REGENCY PKWY STE 110, 110, CARY, NC 27518-8518

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	194 MALLARD LOOP DR, CLAYTON, NC 27527-6752

Mortgage

Document Number	0000025733
Date	Aug 10, 2023
Instrument	2023025733

Lender

Name	MATTAMY HOME FUNDING LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2053

Tax Assessment & Valuation

The 2026 property tax bill for 194 Mallard Loop Dr was $2,718, down 1.6% from the year before.

Source: Johnston County assessment roll, as of September 24, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Johnston County
Unified School District	Johnston County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,718.00 (-1.59%)	$434,980 (-) Land $70,000 Building $364,980	$434,980 (-) Land $70,000 Building $364,980
2025	$2,762.00	$434,980 Land $70,000 Building $364,980	$434,980 Land $70,000 Building $364,980
2023	$534.00 (-1.29%)	$71,000 (+7.58%) Land $66,000 Building $5,000	$71,000 (+7.58%) Land $66,000 Building $5,000
2022	$541.00	$66,000 Land $66,000	$66,000 Land $66,000

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 194 Mallard Loop Dr in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective July 20, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 13 policies
Nearby Flood Policies	13 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 194 Mallard Loop Dr is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	FLOWERS PLANTATION private · serves 12,809 people · EPA ID NC0351195
Water Source	Purchased surface water from JOHNSTON CO-WEST
Last State Inspection	Apr 2025
Lead	Under 1 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 312 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Spectrum Fiber · Cable in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Brightspeed.

Cell Coverage

5G (outdoors only) and 4G LTE

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