194 Main St, Windsor, NY 13865 Property Records

Broome County and Windsor Town property record for 194 Main St, Windsor, NY 13865

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 1,517 sqft · built 1925
Lot Size	0.55 acres (23,958 sqft)
Owner	2 Individual Names on Record
Last Sale	$67,000 (Oct 2017)
Tax Bill	$2,853 (2026)
Deeds & Mortgages	Oct 2025 Mortgage Apr 2020 Mortgage + 2 more
APN	`035001 166.19-1-18`

Property Details

APN / Parcel Number

Primary APN	`035001 166.19-1-18`
Alternative APNs	`500116601900010180000000` `50001800000`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,517 sqft Living Area
1st Floor Area	1,381 sqft
Upper Floors Area	136 sqft

Exterior

Year Built	Built 1925
Effective Year Built	Effective 1925
Architectural Style	Traditional
Exterior Material	Composition/Composite
Foundation Type	Raised
Lot Area	23,958 sqft (0.55 acres)
Lot Width	137 ft Width
Garage Type	Detached
Garage Area	714 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	456 sqft
Shed	1 Shed

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Oil
Sewer	Septic
Water Source	Commercial

Location & Zoning

Account Number	50001800000
Street Address	194 MAIN ST
City	WINDSOR
State	NY
Zip	13865-4136
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	001000000114X0000000
Legal Block	1
Legal Lot Number	18.000
Jurisdiction	BROOME NY
Township / Civil Division	WINDSOR
Census Block Group	2
Census Block	2083
Census Tract	12501

Owner

Source: Broome County and Windsor Town records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	194 MAIN ST, WINDSOR, NY 13865-4136
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 3, 2025	Deed of Trust, Mortgage · FHA Mortgage DEPARTMENT OF HOUSING & URBAN DEV
Apr 16, 2020	Deed of Trust, Mortgage · FHA Mortgage HOMESTEAD FNDG
Apr 17, 2020	Grant Deed, Transfer · FHA Mortgage HOMESTEAD FNDG
Oct 6, 2017	Grant Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 6, 2017 · Amount on Record
Deed Sale	Oct 6, 2017 · Amount on Record
Prior Sale	Jul 17, 2006 · Amount on Record
Deed Document Number	201724541
Record Updated	Oct 29, 2026

October 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BROOME NY
Property Address	194 MAIN ST, WINDSOR, NY 13865-4136
Transaction Type	Mortgage
Record Updated	Oct 17, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	194 MAIN ST, WEST WINDSOR, NY 13865-4136

Mortgage

Document Number	004231/971
Date	Oct 3, 2025
Book Page	4231/971
Instrument	202500025807

Lender

Name	DEPARTMENT OF HOUSING & URBAN DEV
Type	Government Agency
Address	WASHINGTON, DC 20410

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	295 Months
Due	May 1, 2050

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BROOME NY
Property Address	194 MAIN ST, WINDSOR, NY 13865-4136
Document Number	0039521265
Instrument Date	Apr 16, 2020
Transaction Type	Mortgage
Record Updated	Jun 19, 2020
Title Company	BANKERS TITLE CORPORATION, BANKERS TITLE & ABSTRACT INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	1845 DECKER RD BINGHAMTON NY 139036046, BINGHAMTON, NY 13903-6046

Mortgage

Document Number	0039521265
Date	Apr 17, 2020
Book Page	003952/001265
Instrument	9126

Lender

Name	HOMESTEAD FNDG
Type	Funding / Finance Company
Address	ALBANY, NY 12205

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 16, 2050

April 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	BROOME NY
Recording Date	Apr 17, 2020
Property Address	194 MAIN ST, WINDSOR, NY 13865-4136
Document Number	0026190104
Book / Page	002619 / 000104
Instrument Date	Apr 4, 2020
Instrument	9125
Transaction Type	Transfer
Record Updated	Jun 23, 2020
Title Company	BANKERS TITLE CORPORATION, BANKERS TITLE & ABSTRACT INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$426.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	1845 DECKER RD #E BINGHAMTON NY 139036046, E, BINGHAMTON, NY 13903-6046

Mortgage

Document Number	39521265
Date	Apr 17, 2020
Book Page	003952/001265
Instrument	9126

Lender

Name	HOMESTEAD FNDG
Type	Funding / Finance Company
Address	ALBANY, NY 12205

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 16, 2050

October 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	BROOME NY
Recording Date	Oct 6, 2017
Property Address	194 MAIN ST, WINDSOR, NY 13865-4136
Document Number	0025370631
Book / Page	002537 / 000631
Instrument Date	Sep 29, 2017
Instrument	24541
Transaction Type	Transfer
Record Updated	Nov 23, 2017

Transaction

Amount	Amount Recorded
Tax	$268.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	198 MAIN ST WINDSOR NY 138654136, WINDSOR, NY 13865-4136

Tax Assessment & Valuation

Source: Broome County and Windsor Town assessment roll, as of May 14, 2026

Property Jurisdictions

Type	Name
State	New York
County	Broome County
County Subdivision	Windsor Town
Municipality	Windsor Village
Unified School District	Windsor Central School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,853.00 (-19.38%)
2025	$3,539.00 (+3.87%)	$56,100 (-) Land $10,500 Building $45,600	$132,000 (+22.35%) Land $24,706 Building $107,294
2024	$3,407.00
2023		$56,100 Land $10,500 Building $45,600	$107,885 Land $20,192 Building $87,693

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Flood Insurance Cost	Premium on Record median of 11 policies
Nearby Flood Policies	11 in force
Nearby Flood Claims	2 (2011)
Most Recent Claim	Sep 2011 · Remnants Of Tropical Storm Lee
Claims by Event	Remnants Of Tropical Storm Lee, Sep 2011 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 54% of New York
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 109 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Adams CATV Cable	2,000 / 40
TDS Telecom Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: Spectrum.

Cell Coverage

5G (outdoors only) and 4G LTE

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