194 Main St, Lowell, OH 45744 Property Records

Washington County property record for 194 Main St, Lowell, OH 45744

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 720 sqft · built 1951
Lot Size	0.164 acres (7,148 sqft)
Owner	Individual Name on File
Last Sale	$50,000 (Oct 2015)
Tax Bill	$487 (2025)
Deeds & Mortgages	Mar 2022 Sale & Mortgage Dec 2019 Sale
Flood Zone	Zone AE (high risk)
APN	`020005304000`

Property Details

APN / Parcel Number

Primary APN	`020005304000`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Plumbing Fixtures	5 Plumbing Fixtures
Total Rooms	4 Rooms
Stories	1 Story
Building Area	720 sqft Living Area
1st Floor Area	720 sqft
Basement Area	720 sqft
Flooring	Wood
Interior Walls	Plaster

Exterior

Year Built	Built 1951
Effective Year Built	Effective 1951
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable
Roof Material	Shingle
Lot Area	7,148 sqft (0.164 acres)
Lot Dimensions	143 ft deep x 50 ft wide

Exterior Amenities

Porch	Slab
Deck Area	128 sqft
Shed	1 Shed
Shed Area	88 sqft

Utilities, Heating & Cooling

Heating System	Central
Heating Fuel	Electric
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	194 MAIN ST
City	LOWELL
State	OH
Zip	45744-7633
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	BLK 4 LOT 19 MC CLAIN ADD
Legal Subdivision	MC CLAIN ADD
Legal Block	4
Legal Lot Number	19
Jurisdiction	WASHINGTON OH
Township / Civil Division	ADAMS
Census Block Group	3
Census Block	3052
Census Tract	21300

Owner

194 Main St is owned by an individual who acquired it in December 2019.

Source: Washington County records, as of October 8, 2026

Owner of Record	Individual Name on File
Mailing Address	1190 DIXON RIDGE RD, LOWELL, OH 45744-7067
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 18, 2022	Warranty Deed, Transfer · Conventional Mortgage PEOPLES BANK
Dec 16, 2019	Affidavit, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 1, 2015 · Amount on File
Deed Sale	Oct 1, 2015 · Amount on File
Prior Sale	Apr 23, 2010 · Amount on File
Deed Document Number	20157235
Deed Book / Page	588 / 487
Last Transfer Date	Dec 16, 2019
Transfer Doc	00642/3403
Record Updated	Oct 29, 2026

March 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WASHINGTON OH
Recording Date	Mar 18, 2022
Property Address	194 MAIN ST, LOWELL, OH 45744
Document Number	000661/355
Book / Page	661 / 355
Instrument Date	Mar 18, 2022
Instrument	202200002043
Transaction Type	Transfer
Record Updated	Aug 26, 2022

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	1190 DIXON RIDGE RD, LOWELL, OH 45744-7067

Mortgage

Document Number	202200002044
Date	Mar 18, 2022
Instrument	202200002044

Lender

Name	PEOPLES BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	121 Months
Due	Apr 1, 2032

December 2019: Affidavit, Transfer

Document Type	Affidavit
Jurisdiction	WASHINGTON OH
Recording Date	Dec 16, 2019
Property Address	194 MAIN ST, LOWELL, OH 45744
Document Number	00642/3403
Book / Page	642 / 3403
Instrument Date	Dec 16, 2019
Instrument	201900007735
Transaction Type	Transfer
Record Updated	Aug 26, 2022

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Tax Assessment & Valuation

The 2025 property tax bill for 194 Main St was $487, down 1.2% from the year before.

Source: Washington County assessment roll, as of July 2, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Washington County
County Subdivision	Adams Township
Municipality	Lowell Village
Unified School District	Fort Frye Local School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$487.00 (-1.22%)	$14,880 (+1.92%) Land $1,230 Building $13,650	$42,530 Land $3,520 Building $39,010
2024	$493.00	$14,600 Land $1,210 Building $13,390
2022	$495.00	$14,600 Land $1,210 Building $13,390	$41,700 Land $3,450 Building $38,250

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 194 Main St in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective April 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required federally backed loans
Nearby Flood Policies	4 in force
Nearby Flood Claims	12 (1979–2005)
Claims Outside the SFHA	3 of 12
Most Recent Claim	Jan 2005 · Severe Winter Storms, Flooding, And Mudslides
Claims by Event	Severe Winter Storms, Flooding, And Mudslides, Jan 2005 · 2 claims Severe Storms And Flooding, Sep 2004 · 3 claims Severe Storms, Flooding, And Tornadoes, Jun 1998 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 194 Main St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 64% of Ohio
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LOWELL VILLAGE PWS serves 603 people · EPA ID OH8400312
Water Source	Groundwater
Last State Inspection	Oct 2024
Lead	3 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 92 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Starlink Satellite	280 / 30

May also be available: Verizon.

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