194 Main St, Andover, NH 03216 Property Records

Merrimack County and Andover Town property record for 194 Main St, Andover, NH 03216

Property Summary

Property Type	Commercial Building, Warehouse, Showroom
Details	2 ba · 4,247 sqft · built 1909
Lot Size	0.02 acres (900 sqft)
Owner	Company Name on File
Tax Bill	$12,281 (2025)
Deeds & Mortgages	Dec 2019 Line of Credit Dec 2019 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`ANDV M:00019 B:000593 L:00257C`

Property Details

APN / Parcel Number

Primary APN	`ANDV M:00019 B:000593 L:00257C`

Interior

Full Baths	2 Baths
Stories	2 Stories
Building Area	4,247 sqft Total Area
Gross Area	8,862 sqft

Exterior

Year Built	Built 1909
Effective Year Built	Effective 1909
Exterior Material	Stone
Roof Type	Gable
Roof Material	Slate
Lot Area	900 sqft (0.02 acres)

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Steam
Heating Fuel	Oil

Location & Zoning

Street Address	194 MAIN ST
City	ANDOVER
State	NH
Zip	03216
Property Category	Commercial
Property Type	Commercial > Retail > Commercial Building, Warehouse, Showroom
Local Zoning Code	V V
Legal Block	593
Legal Lot Number	257C
Jurisdiction	ANDOVER TOWN NH
Township / Civil Division	ANDOVER
Census Block Group	1
Census Block	1004
Census Tract	42500

Owner

194 Main St, a commercial property, is owned by a company.

Source: Merrimack County and Andover Town records, as of July 28, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Company Name on File
Mailing Address	PO BOX 500, ANDOVER, NH 03216-0500
Owner Type	Company

Deeds, Mortgages & Sale History

Date	Document
Dec 20, 2019	Quit Claim Deed, Transfer · Line of Credit FRANKLIN SVGS BK
Dec 20, 2019	Deed of Trust, Mortgage · Line of Credit FRANKLIN SVGS BK

Assessor's Deed Record

Deed Names	Name on Deed
Record Updated	Sep 20, 2026

December 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	ANDOVER TOWN NH
Recording Date	Dec 20, 2019
Property Address	194 MAIN ST, ANDOVER, NH 03216
Document Number	0036592079
Book / Page	003659 / 002079
Instrument Date	Dec 20, 2019
Instrument	24082
Transaction Type	Transfer
Record Updated	Jan 13, 2020
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	PO BOX 35 ANDOVER NH 032160035, ANDOVER, NH 03216-0035

Mortgage

Document Number	36592081
Date	Dec 20, 2019
Book Page	003659/002081
Instrument	24083

Lender

Name	FRANKLIN SVGS BK
Type	Federal Savings Bank
Address	FRANKLIN, NH 03235

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	180 Months
Due	Dec 19, 2034

Interest

Rate Type	Adjustable Rate

December 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ANDOVER TOWN NH
Property Address	194 MAIN ST, ANDOVER, NH 03216
Document Number	0036592081
Instrument Date	Dec 20, 2019
Transaction Type	Mortgage
Record Updated	Jan 10, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	PO BOX 35 ANDOVER NH 032160035, ANDOVER, NH 03216-0035

Mortgage

Document Number	0036592081
Date	Dec 20, 2019
Book Page	003659/002081
Instrument	24083

Lender

Name	FRANKLIN SVGS BK
Type	Federal Savings Bank
Address	FRANKLIN, NH 03235

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	180 Months
Due	Dec 19, 2034

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2025 property tax bill for 194 Main St was $12,281.

Source: Merrimack County and Andover Town assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	New Hampshire
County	Merrimack County
County Subdivision	Andover Town
Elementary School District	Andover School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2025	$12,281.00	$838,300 Building $838,300
2023	$11,335.00 (+8.3%)	$493,900 (-) Building $493,900
2022	$10,466.00	$493,900 Building $493,900

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 194 Main St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective January 22, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	5 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 194 Main St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 52% of New Hampshire
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ANDOVER VILLAGE DIST serves 650 people · EPA ID NH0081010
Water Source	Surface water
Last State Inspection	May 2023

Violations Reported to EPA

Water Quality	Treatment failure resolved · May 2025 Total trihalomethanes resolved · Apr 2024
Treatment and Procedure	Sanitary survey deficiency not corrected Jan 2024
Monitoring and Reporting	18 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 36 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
NH Broadband Fiber	2,000 / 2,000
Xfinity Cable	1,200 / 35
TDS Telecom Fiber	1,000 / 1,000

Cell Coverage

4G LTE (outdoors only), no 5G reported

Nearby Properties on Main St

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