Mono County property record for 194 Locust St, Chalfant, CA 93514
| Property Type | Duplex |
|---|---|
| Details | 3 bd · 1.5 ba · 1,542 sqft · built 1963 |
| Lot Size | 0.5 acres (21,780 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $130,000 (May 2013) |
| Tax Bill | $2,553 (2025) |
| Deeds & Mortgages | Apr 2020 Mortgage Feb 2021 Mortgage + 1 more |
| Flood Zone | Zone AE (high risk) |
| APN | 026-220-018-000 |
| Primary APN | 026-220-018-000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 7 Rooms |
| Stories | 1 Story |
| Building Area | 1,542 sqft Living Area |
| 1st Floor Area | 1,542 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1963 |
|---|---|
| Effective Year Built | Effective 1963 |
| Architectural Style | Duplex Single |
| Construction Type | Wood |
| Lot Area | 21,780 sqft (0.5 acres) |
| Garage Type | Detached |
| Garage Area | 894 sqft |
| Parking Spaces | 4 Parking Spaces |
| Heating System | Wood Furnace |
|---|---|
| Heating Fuel | Wood |
| Sewer | Connected |
| Street Address | 194 LOCUST ST |
|---|---|
| City | BISHOP |
| State | CA |
| Zip | 93514-9454 |
| Property Category | Residential |
| Property Type | Residential > Multi-Unit > Duplex |
| Local Zoning Code | 07 |
| Legal Description | 9 5S 33E |
| Legal Block | 1 |
| Jurisdiction | MONO CA |
| Township / Civil Division | MAMMOTH LAKES |
| Census Block Group | 1 |
| Census Block | 1049 |
| Census Tract | 101 |
194 Locust St, a duplex, is owned and occupied by two individuals who bought it in May 2013.
Source: Mono County records, as of July 14, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 194 LOCUST ST, BISHOP, CA 93514-9454 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Apr 2, 2020 | Deed of Trust, Mortgage · VA Mortgage SIERRA PACIFIC MORTGAGE CO INC |
| Feb 1, 2021 | Deed of Trust, Mortgage · VA Mortgage FREEDOM MORTGAGE CORP |
| Sep 23, 2021 | Deed of Trust, Mortgage · Line of Credit US BANK NA |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | May 15, 2013 · Amount on File |
| Deed Sale | May 15, 2013 · Amount on File |
| Prior Sale | Apr 2, 2009 · Amount on File |
| Deed Document Number | 20132727 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONO CA |
| Property Address | 194 LOCUST ST, CHALFANT, CA 93514-9454 |
| Transaction Type | Mortgage |
| Record Updated | Sep 19, 2022 |
| Title Company | WFG NATIONAL TITLE |
| Name | Verified Name |
|---|
| Document Number | 0000001426 |
|---|---|
| Date | Apr 2, 2020 |
| Instrument | 2020001426 |
| Name | SIERRA PACIFIC MORTGAGE CO INC |
|---|---|
| Type | Mortgage Company |
| Address | FOLSOM, CA 95630 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Apr 1, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONO CA |
| Property Address | 194 LOCUST ST, CHALFANT, CA 93514-9454 |
| Transaction Type | Mortgage |
| Record Updated | Sep 19, 2022 |
| Title Company | TITLE CONNECT INC |
| Name | Verified Name |
|---|---|
| Address | 194 LOCUST ST, BISHOP, CA 93514-9454 |
| Document Number | 0000001273 |
|---|---|
| Date | Feb 1, 2021 |
| Instrument | 2021001273 |
| Name | FREEDOM MORTGAGE CORP |
|---|---|
| Type | Subprime Lender |
| Address | MOUNT LAUREL, NJ 08054 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Feb 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONO CA |
| Property Address | 194 LOCUST ST, CHALFANT, CA 93514-9454 |
| Transaction Type | Mortgage |
| Record Updated | Sep 19, 2022 |
| Title Company | RADIAN SETTLEMENT SERVICES |
| Name | Verified Name |
|---|---|
| Address | 194 LOCUST ST, BISHOP, CA 93514-9454 |
| Document Number | 0000007029 |
|---|---|
| Date | Sep 23, 2021 |
| Instrument | 2021007029 |
| Name | US BANK NA |
|---|---|
| Type | Bank |
| Address | CINCINNATI, OH 45202 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Sep 2, 2051 |
The 2025 property tax bill for 194 Locust St was $2,553 with a homeowner's exemption.
Source: Mono County assessment roll, as of July 14, 2026
| Type | Name |
|---|---|
| State | California |
| County | Mono County |
| Unified School District | Eastern Sierra Unified School District (KG - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $250,950 (+2%) Land $43,954 Building $206,996 | |
| 2025 | $2,553.00 Homeowner's exemption | $246,031 Land $43,093 Building $202,938 |
| 2023 | $2,492.00 Homeowner's exemption | $236,479 Land $41,421 Building $195,058 |
Assessed value is set for property tax purposes and is not a market price estimate.
FEMA maps place 194 Locust St in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.
Source: FEMA National Flood Hazard Layer, effective November 17, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | Varies along the reach; see FIRM |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on File median of 63 policies |
| Nearby Flood Policies | 63 in force |
| Nearby Flood Claims | 2 (2021–2023) |
| Claims Outside the SFHA | 1 of 2 |
| Most Recent Claim | Jan 2023 · Severe Winter Storms, Flooding, And Mudslides |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 194 Locust St is low, with a 0.02% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 88% of California |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 82 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Race Communications Fiber | 1,000 / 1,000 |
| Starlink Satellite | 280 / 30 |
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