Johnston County property record for 194 Josephine Rd, Garner, NC 27529
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2.5 ba · 2,948 sqft · built 2002 |
| Lot Size | 2 acres (87,120 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $375,000 (Jul 2021) |
| Tax Bill | $3,011 (2026) |
| Deeds & Mortgages | Jul 2021 Sale & Mortgage Jan 2018 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 06F04004K |
| Primary APN | 06F04004K |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 2,948 sqft Living Area |
| Gross Area | 3,234 sqft |
| 1st Floor Area | 1,544 sqft |
| Basement Area | 1,404 sqft |
| Finished Basement | 1,404 sqft |
| Flooring | Laminate Plank |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2002 |
|---|---|
| Effective Year Built | Effective 2012 |
| Architectural Style | Split Level |
| Exterior Material | Fiber Cement Siding |
| Foundation Type | Footing |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 87,120 sqft (2 acres) |
| Porch | Slab |
|---|---|
| Porch Area | 130 sqft |
| Deck Area | 136 sqft |
| Patio Area | 140 sqft |
| Stable | 336 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Heat Pump |
| Heating Fuel | Electric |
| Account Number | 2000240730 |
|---|---|
| Street Address | 194 JOSEPHINE RD |
| City | GARNER |
| State | NC |
| Zip | 27529-9618 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RAG |
| Legal Description | 57/447 |
| Jurisdiction | JOHNSTON NC |
| Township / Civil Division | CLEVELAND |
| Census Block Group | 1 |
| Census Block | 1001 |
| Census Tract | 41108 |
194 Josephine Rd is owned and occupied by two individuals who bought it in July 2021.
Source: Johnston County records, as of September 24, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 194 JOSEPHINE RD, GARNER, NC 27529-9618 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jul 1, 2021 | Warranty Deed, Transfer · Conventional Mortgage MORTGAGE RESEARCH CENTER LLC |
| Jan 7, 2018 | Deed of Trust, Mortgage · VA Mortgage EQUITY RSRCS/OH |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jul 1, 2021 · Amount on File |
| Deed Sale | Jul 1, 2021 · Amount on File |
| Prior Sale | May 11, 2007 · Amount on File |
| Deed Document Number | 2021757884 |
| Deed Book / Page | 5978 / 504 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | JOHNSTON NC |
| Recording Date | Jul 1, 2021 |
| Property Address | 194 JOSEPHINE RD, GARNER, NC 27529-9618 |
| Document Number | 0000757884 |
| Book / Page | 5978 / 504 |
| Map Reference | MB 57 PG 447 |
| Instrument Date | Jun 11, 2021 |
| Instrument | 2021757884 |
| Transaction Type | Transfer |
| Record Updated | Jul 12, 2021 |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $750.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 65 GLEN RD # 313, 65, GARNER, NC 27529-7943 |
| Name | Verified Name |
|---|---|
| Address | 194 JOSEPHINE RD, GARNER, NC 27529-9618 |
| Document Number | 0000757885 |
|---|---|
| Date | Jul 1, 2021 |
| Instrument | 2021757885 |
| Name | MORTGAGE RESEARCH CENTER LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Aug 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | JOHNSTON NC |
| Property Address | 194 JOSEPHINE RD, GARNER, NC 27529-9618 |
| Document Number | 0000558218 |
| Book / Page | 005090 / 000562 |
| Instrument Date | Jan 7, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Jan 26, 2018 |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 194 JOSEPHINE RD GARNER NC 275299618, GARNER, NC 27529-9618 |
| Document Number | 0000558218 |
|---|---|
| Date | Jan 22, 2018 |
| Book Page | 005090/000562 |
| Instrument | 558218 |
| Name | EQUITY RSRCS/OH |
|---|---|
| Type | Funding / Finance Company |
| Address | NEWARK, OH 43550 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jan 21, 2048 |
The 2026 property tax bill for 194 Josephine Rd was $3,011.
Source: Johnston County assessment roll, as of September 24, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Johnston County |
| Unified School District | Johnston County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $3,011.00 | $481,870 Land $99,400 Building $382,470 | $481,870 Land $99,400 Building $382,470 |
| 2023 | $2,384.00 | $304,670 Land $56,800 Building $247,870 | $304,670 Land $56,800 Building $247,870 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 194 Josephine Rd in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective July 20, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 194 Josephine Rd is low, with a 0.02% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 76% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | JOHNSTON CO-WEST serves 99,027 people · EPA ID NC0351070 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | May 2026 |
| Lead | Under 1 ppb (2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 97 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| T-Mobile Fiber · Fixed Wireless | 5,000 / 5,000 |
| Brightspeed Fiber | 2,000 / 2,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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