194 Jackson St, Coldwater, MI 49036 Property Records

Branch County property record for 194 Jackson St, Coldwater, MI 49036

Property Summary

Property TypeSingle Family Home
Details1 ba · 916 sqft · built 1890
Lot Size0.31 acres (13,504 sqft)
OwnerIndividual Name on Record
Last Sale$20,000 (Sep 2015)
Tax Bill$1,191 (2025)
Deeds & MortgagesMay 2019 Line of Credit
Oct 2018 Transfer
Flood ZoneZone X (minimal risk)
APN304-000-000-506-00

Property Details

APN / Parcel Number

Primary APN304-000-000-506-00

Interior

Full Baths1 Bath
Building Area916 sqft Building Perimeter
1st Floor Area916 sqft
Basement Area635 sqft
Unfinished Basement635 sqft

Exterior

Year BuiltBuilt 1890
Effective Year BuiltEffective 1890
Lot Area13,504 sqft (0.31 acres)
Garage Area858 sqft

Utilities, Heating & Cooling

Heating SystemForced Air with A/C

Location & Zoning

Street Address194 JACKSON ST
CityCOLDWATER
StateMI
Zip49036-1818
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT 15 NICKOLS ADD BEING 5 RDS N & S BY 10 RDS E & W
Legal SubdivisionNICKOLS ADD
Legal Lot Number15
JurisdictionBRANCH MI
Township / Civil DivisionCOLDWATER
Census Block Group1
Census Block1029
Census Tract951600

Owner

Source: Branch County records, as of July 7, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address194 JACKSON ST, COLDWATER, MI 49036-1818
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
May 3, 2019Deed of Trust, Mortgage · Line of Credit
THE HUNTINGTON NATIONAL BANK
Oct 5, 2018Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed NamesName on Deed
Last SaleSep 18, 2015 · Amount on Record
Deed SaleSep 18, 2015 · Amount on Record
Prior SaleJan 26, 1991 · Amount on Record
Deed Document Number20155896
Record UpdatedSep 20, 2026

May 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionBRANCH MI
Property Address194 JACKSON ST, COLDWATER, MI 49036-1818
Transaction TypeMortgage
Record UpdatedOct 30, 2025

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0201902733
DateMay 3, 2019
Instrument2019-02733
Lender
NameTHE HUNTINGTON NATIONAL BANK
TypeBank
AddressCOLUMBUS, OH 43231
Agreement
TypeLine of Credit
AmountAmount Recorded
Term359 Months
DueApr 19, 2049
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

October 2018: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionBRANCH MI
Recording DateOct 5, 2018
Property Address194 JACKSON ST, COLDWATER, MI 49036-1818
Document Number0201806576
Instrument DateSep 28, 2018
Instrument2018-06576
Transaction TypeTransfer
Record UpdatedOct 30, 2025

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name
Address00000

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address194 JACKSON ST, COLDWATER, MI 49036-1818

Tax Assessment & Valuation

Source: Branch County assessment roll, as of July 7, 2026

Property Jurisdictions

TypeName
StateMichigan
CountyBranch County
MunicipalityColdwater City
Unified School DistrictColdwater Community Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$60,800 (+18.4%)$121,600 (+18.4%)
2025$1,191.00 (+3.75%)$51,350$102,700
2024$1,148.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 19, 2010

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.1% of the US · lower than 98.4% of Michigan
Wildfire LikelihoodUnder 0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCOLDWATER
serves 13,822 people · EPA ID MI0001500
Water SourceGroundwater
Last State InspectionOct 2021
Lead9 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 287 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Frontier
Fiber
7,000 / 7,000
Coldwater Board of Public Utilities
Fiber
1,000 / 1,000
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
AT&T
Fixed Wireless
100 / 20

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