Beaufort County property record for 194 Hill Rd, Chocowinity, NC 27817
| Property Type | Other Improved |
|---|---|
| Lot Size | 5.08 acres (221,285 sqft) |
| Owner | 2 Individual Names on Record |
| Tax Bill | $250 (2025) |
| Deeds & Mortgages | Oct 2025 Construction Loan |
| Flood Zone | Zone X (minimal risk) |
| APN | 5673-47-4706 |
| Primary APN | 5673-47-4706 |
|---|---|
| Alternative APN |
|
| Lot Area | 221,285 sqft (5.08 acres) |
|---|
| Sewer | Septic |
|---|
| Street Address | 194 HILL RD |
|---|---|
| City | CHOCOWINITY |
| State | NC |
| Zip | 27817-8059 |
| Property Category | Other |
| Property Type | Other > Other Improved |
| Legal Description | 5.08 AC LTS A&B JOHN T & JESSICA S EDWARDS |
| Legal Lot Number | A |
| Jurisdiction | BEAUFORT NC |
| Township / Civil Division | CHOCOWINITY |
| Census Block Group | 1 |
| Census Block | 1018 |
| Census Tract | 930900 |
Source: Beaufort County records, as of September 19, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 135 DEAN DR, CHOCOWINITY, NC 27817-4402 |
| Owner Type | Individual |
| Deed Names | 2 Names on Deed |
|---|---|
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BEAUFORT NC |
| Property Address | 194 HILL RD, CHOCOWINITY, NC 27817-8059 |
| Transaction Type | Mortgage |
| Record Updated | Nov 18, 2025 |
| Name | Verified Name |
|---|---|
| Address | 135 DEAN DR, CHOCOWINITY, NC 27817-4402 |
| Document Number | 002216/156 |
|---|---|
| Date | Oct 28, 2025 |
| Book Page | 2216/156 |
| Instrument | 2025005081 |
| Name | NEIGHBORHOOD MORTGAGE SOLUTIONS LLC |
|---|---|
| Type | Mortgage Company |
| Address | FRANKENMUTH, MI 48734 |
| Type | Construction Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 373 Months |
| Due | Nov 1, 2056 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 4.95% |
| Type Change Date | Nov 1, 2031 |
| Change Frequency | 5 Years |
| Min Rate At Change | 3% |
| Max Rate At Change | 6.95% |
| Index | 5-Year CMT |
| Margin | 2 |
| Max Rate | 10.9% |
Source: Beaufort County assessment roll, as of September 19, 2025
| Type | Name |
|---|---|
| State | North Carolina |
| County | Beaufort County |
| Unified School District | Beaufort County Schools (PK - 12) |
Source: FEMA National Flood Hazard Layer, effective January 17, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 10 policies |
| Nearby Flood Policies | 10 in force |
| Nearby Flood Claims | 23 (1996–2023) |
| Claims Outside the SFHA | 2 of 23 |
| Most Recent Claim | Sep 2023 · river or lake flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 76% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | BEAUFORT CO SOUTHSIDE serves 9,369 people · EPA ID NC0407040 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Dec 2025 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 28 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Cable | 940 / 35 |
| Starlink Satellite | 280 / 30 |
5G (outdoors only) and 4G LTE
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